Kolm Insurance Group

Kolm Insurance Group Kolm Insurance Group is your Mid-Michigan Home Town Insurance Agency.

09/01/2026

Labor Day Office Hours

Please note our upcoming holiday hours!

⏰ Friday, September 4th
Our office will be open until 12 PM.

Monday, Labor Day
Our office will be closed.

We hope everyone has a safe and enjoyable Labor Day weekend!

We’ll be ready to assist you when we return.

08/28/2026

🪟 Cracked windshield? Here’s what you should know!

Comprehensive coverage may help pay for windshield repair or replacement, depending on your policy and deductible.

Not sure what your policy covers? Kolm Insurance Group can help you understand your options before that small crack turns into a bigger problem.

📲 Contact us today to review your coverage!

08/26/2026

🐶 Happy National Dog Day!

Today we're celebrating our four legged best friends who bring so much joy, loyalty, and unconditional love into our lives.

Give your pup an extra treat, enjoy a walk together, and don't forget to share a photo of your furry friend in the comments!

Happy National Dog Day from all of us at Kolm Insurance Group!

08/24/2026

⭐⭐⭐⭐⭐ Review of the Week

Our clients are the reason we love what we do! Thank you for trusting Kolm Insurance Group to protect your home, auto, life, and everything in between.

Your feedback means the world to us and inspires us to continue providing the personalized service you deserve.

If you've had a great experience with our team, we'd love to hear from you. Leave us a Google review and help others discover the Kolm Insurance Group difference! ⭐

Thank you for your support!

08/21/2026

💡 FAQ Friday

Am I Covered If Someone Borrows My Car?

In many cases, your auto insurance follows your vehicle, not the driver. If you give someone permission to drive your car, your policy may provide coverage if they're involved in an accident.

However, every policy is different, and coverage can depend on the driver, the situation, and your policy details.

Not sure what your policy covers? Kolm Insurance Group is here to help. Give us a call at (989) 316 1170 📞

08/18/2026

💡 Did You Know?

Your homeowners insurance may cover more than just your house.

Many policies also help protect your personal belongings, detached structures, personal liability, and even additional living expenses if your home becomes uninhabitable due to a covered loss.

Not sure what your policy covers? Kolm Insurance Group is here to help you understand your coverage.

Give us a call at (989) 316 1170 📞

08/15/2026

😌 Happy National Relaxation Day!

Life gets busy, so today is the perfect reminder to slow down, take a break, and enjoy the little moments.

Whether you're spending the day by the lake, reading a good book, or simply relaxing at home, we hope you take some time for yourself.

Wishing everyone a peaceful and relaxing National Relaxation Day from all of us at Kolm Insurance Group! ☀️

08/14/2026

💡 FAQ Friday

What Is Uninsured Motorist Coverage?

Uninsured motorist coverage helps protect you if you're involved in an accident with a driver who doesn't have auto insurance.

This coverage can help pay for injuries and, depending on your policy, may also provide protection if you're hit by a driver who doesn't have enough insurance.

It's an important coverage that can provide added peace of mind every time you get behind the wheel.

Not sure if you have uninsured motorist coverage? Give Kolm Insurance Group a call at (989) 316 1170 and we'll be happy to review your policy 📞

08/11/2026

❤️ Happy National Son and Daughter Day!

Today we celebrate the sons and daughters who bring so much joy, laughter, and love to our families.

Here's to making memories, celebrating milestones, and cherishing every moment together.

Happy National Son and Daughter Day from all of us at Kolm Insurance Group!

08/10/2026

💡 Myth or Fact?

🚗 Myth: Your personal auto insurance automatically covers your vehicle if you use it for business.

❌ Myth!

If you regularly use your vehicle for business purposes, your personal auto policy may not provide the coverage you need. A commercial auto policy or additional coverage may be necessary, depending on how the vehicle is used.

Not sure if you're properly covered? Kolm Insurance Group can help you review your policy and find the right protection.

Give us a call at (989) 316 1170 📞

Address

702 S. Euclid Avenue
Bay City, MI
48706

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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