ShayMak Mortgage LLC Lisa Watson, NMLS# 917611

ShayMak Mortgage LLC Lisa Watson, NMLS# 917611 Lisa Watson, Loan Originator, NMLS #917611

Inflation giving you the blues? We’re happy to help if you’re struggling to make those mortgage payments. But we’d be ev...
06/18/2026

Inflation giving you the blues?

We’re happy to help if you’re struggling to make those mortgage payments.

But we’d be even happier if you never needed to come to us in the first place – so here’s a tip you can use to save money on your mortgage:

Even though a 15 year mortgage will have a much lower interest rate than a 30 year mortgage, you are tasked with making monthly payments that are considerably more expensive – and that may be too much to handle.

So why not take out a 30 year mortgage, but pay it off quicker?

The great thing about this is, you can make payments as if it is a 15 year loan, but without the added stress and responsibility of the higher minimum payment.

That way if you ever find yourself in trouble, you’ll have a much easier time making those minimum payments.

Just watch out that your mortgage doesn’t include a prepayment penalty – that would put a serious damper on your plans.

Even though we would miss your company, we’d be happy to know that you are succeeding in building the life of your dreams, without any worry of losing your home.

After all, we are here to help :)

Woe to inflation!We are here to ease your mind about your mortgage payments, and get you through to the other side! Give...
06/16/2026

Woe to inflation!

We are here to ease your mind about your mortgage payments, and get you through to the other side! Give us a call today to see how we may be able to help your combat the unsavory conditions of today’s market :)

Way back in the 1930’s, if you didn’t have enough money to buy a house outright, there wasn’t much you could do in the w...
06/14/2026

Way back in the 1930’s, if you didn’t have enough money to buy a house outright, there wasn’t much you could do in the way of obtaining property.

So the insurance companies of the time had a brilliant idea:

Give people the chance to own a house by means of a loan, but with a catch – if you failed to make your payments, they would have the right to take your property!

The banks, ever opportunistic as they are, thought this was a great idea.

And thus, the great American mortgage was born!

We don’t think it’s so nice that they’d take your house when times get tough, which is why we are proud to offer mortgage assistance to those who are in need of a little helping hand :)

Call us today at [insert custom variable] and we’ll be happy to get you the assistance you need, with great rates and a smile on our face!

Don’t let the banks hide their secrets!
06/11/2026

Don’t let the banks hide their secrets!

With rising inflation, it can be more difficult than ever to meet those mortgage payments on time. And unfortunately, th...
06/09/2026

With rising inflation, it can be more difficult than ever to meet those mortgage payments on time.

And unfortunately, the bank won't accept an IOU…

So that's why we here at [insert custom variable] are committed to providing the mortgage assistance you need to keep the ball rolling, and move forward with owning the house of your dreams.

Unsure about mortgage assistance? Interested in learning more about the finer details? Leave us a comment down below and we’ll be happy to shed some light on all the ways that we can help you :)

Mortgage mania!For most people, the best option for buying a house is to take out a mortgage. But what exactly does that...
06/07/2026

Mortgage mania!

For most people, the best option for buying a house is to take out a mortgage. But what exactly does that mean?

A mortgage is the agreement between you and a lender, which gives the lender the right to take your property if you are unable to repay the borrowed amount plus interest.

I know, right? Pretty heavy.

So it's very important that you take the time to get yourself the best deal possible! Here are a few things to look out for when taking out a mortgage:

-The size of the loan
-The interest rate
-The closing costs of the loan
-The lender's fees
-The Annual Percentage Rate (APR)
-The type of interest rate and whether it can change (fixed vs. adjustable?)
-The loan term (how long you have to repay the loan)
-Whether the loan has a prepayment penalty, a balloon clause, an interest-only feature, or negative amortization

Being educated about your decision is the first step to ensuring that you will be able to pay it off and own the house of your dreams!

Happy hunting!

Considering taking out a loan, but unsure of what is needed from you?Thankfully, taking out a loan is easy. There is one...
06/05/2026

Considering taking out a loan, but unsure of what is needed from you?

Thankfully, taking out a loan is easy. There is one thing you may want to look into though…

When applying for a loan, the first thing the lender will check is your credit score.

If you’re unsure of what your credit score is, it is very simple to check. Just give your bank a call and they will be able to tell you.

If you land anywhere above 580, you’re looking pretty good!

If not, you may consider taking action to bump up those numbers 📈

FRM’s vs. ARM’s?No, it's not a wrestling match you can catch on pay-per-view. It's the difference between Fixed-rate mor...
06/02/2026

FRM’s vs. ARM’s?

No, it's not a wrestling match you can catch on pay-per-view.

It's the difference between Fixed-rate mortgages and Adjustable-rate mortgages.

Alright then… So what's the difference?

A fixed-rate mortgage is set in place and cannot change over the whole life of a loan. When you consider that most loans are split into 15 or 30 year plans, that's a pretty big commitment!

An adjustable-rate mortgage can have its interest rate go up or down during specific adjustment periods.

Maybe you get in at the right time, lock in the FRM right before inflation drives the rates up… or maybe you are getting a mortgage in a time of economic struggle, and you like the idea of the rate getting better over time.

The choice is yours… Choose wisely!

Incoming – a hot mortgage tip to save you big in the long run!Try making payments every two weeks instead of once per mo...
05/31/2026

Incoming – a hot mortgage tip to save you big in the long run!

Try making payments every two weeks instead of once per month.

So a normal 30-year loan will come with 360 payments – 12 per year. But check this out:

If you take your monthly payment, divide it in half, and pay that amount bi-weekly, you will end up making the equivalent of one extra monthly payment each year, while saving big on interest over the long run!

For example, a 30-year, $200,000 mortgage at 4% will translate to about $11,460 a year. With a biweekly payment schedule, you’ll be paying $12,400 per year. Yes, it's a bit more. But here's why it's a good idea…

Over the lifetime of the loan, you would save $23,000 in interest – holy mortgage, Batman!

I can think of a couple things I would do with an extra $23,000…

So give it a shot!

Here’s one for you:A 20% down payment is required to get a mortgage…
05/28/2026

Here’s one for you:
A 20% down payment is required to get a mortgage…

Address

71 S 20th Street Ste 107
Battle Creek, MI
49015

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12694205003

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