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10/08/2026

🎃 Halloween Safety Checklist 🎃

Keep the night safe and fun with a few quick reminders:

✅ Bright or reflective costumes so drivers can see them.
✅ Avoid trips and falls: Hem long robes and capes, use face paint instead of masks.
✅ Leave the pumpkin design to kids and carving to adults (or supervise closely if an older kid tries a carving saw)
✅ Trick-or-treat with groups or adult supervision, and bring flashlights
✅ Check the candy before anyone digs in
✅ Clear the porch and walkway of trip hazards
✅ Drivers, slow down and watch for kids near the road

A little planning goes a long way toward a great Halloween for the whole family. 👻

Have a safe and fun Halloween!

09/24/2026

Health Insurance Open Enrollment for ACA/Marketplace plans is right around the corner, starting November 1 in most states. If you get coverage through the individual marketplace, now's a good time to start thinking about whether your current plan still fits your needs and budget. Reach out to us for enrollment help. That's why we're here!

09/22/2026

Driving, delivering, freelancing, consulting, creating. Millions of Americans work as independent contractors.

None of it comes with a benefits package.

If you work for yourself, you are your own HR department. Finding a health insurance plan is usually not the hardest part. It is that coverage decisions assume you know what you will earn this year, and gig income rarely cooperates. Estimate your income too low and you could owe money back at tax time. Estimate too high and you paid more every month than you needed to.

One more thing people forget. If you recently left a traditional job, you did not just lose the health plan. You likely lost dental, vision, disability coverage, and a life insurance policy you may not have known you had. For anyone whose income depends on being physically able to work, that disability piece matters.

Open enrollment for individual coverage opens in early November, so now is the time to sort it out. Want help comparing your options? Reach out. There is no cost to talk.

09/14/2026

🌽 Fresh Corn & Tomato Salad

Don't say goodbye to summer just yet! This fresh September salad makes the most of sweet corn and juicy tomatoes while they're still fresh. Serves 4

🌽🍅Ingredients

3 ears fresh corn
2 cups cherry tomatoes, halved
1 avocado, diced
¼ cup finely diced red onion
¼ cup chopped fresh basil or cilantro
Juice of 1 lime
2 tbsp. olive oil
Salt and black pepper to taste

🌽🍅Directions

Cook the corn for 2–3 minutes first and let it cool. Cut the corn kernels from the cobs.

Combine corn, tomatoes, avocado, red onion and herbs in a large bowl. Drizzle with lime juice and olive oil. Season with salt and pepper and gently toss.

09/10/2026

A little generosity can go a long way. 💛 Whether it’s your time, kindness, or support, giving has a way of making life richer for everyone.

09/04/2026

Happy Labor Day! We're taking a moment to recognize the hard work and dedication of employees everywhere. Wishing you and your family a relaxing day off.

08/30/2026

If someone calls and already knows your name, your age, and your address, that does not make them legitimate. Criminals often start with information they already have and only need one more piece from you.

Medicare-related scam calls have climbed sharply over the past year. Some people report getting dozens in a single day. The pitches are predictable once you know them. Your card is expiring. You qualify for unclaimed benefits. A free brace or hearing aid is on the way.

They all want the same thing: your Medicare number.

A few things to remember: Medicare generally contacts you by mail first and does not call to ask for your Medicare number or bank information. A real licensed agent will give you their name and license number without hesitation, and will not push you to decide today.

If someone claims to be from an agency, hang up and call that agency's main number yourself. Anyone honest will not mind.

What is the strangest scam call you have received? Share it below so your neighbors know what to listen for.

Not sure whether a call you got was real? Call our office and we will tell you. 📞

07/18/2026

A big birthday shoutout to Co-Host Peter Gros, who’s been a part of the Wild Kingdom team since 1985! Celebrate Peter’s birthday with us by doing one of his favorite things — getting outside to enjoy nature!

Watch Peter on Mutual of Omaha’s Wild Kingdom Protecting the Wild on NBC and classic Wild Kingdom episodes on YouTube. https://mutualofomaha.co/3T4bG9i

07/13/2026

Did you know that sharks actually help increase the number of fish in our ocean? This Shark Month, discover the truth behind this misunderstood animal.

Watch as Mutual of Omaha’s Wild Kingdom Protecting the Wild Co-Host Peter Gros goes on a shark expedition with conservationists to help track bull sharks. https://mutualofomaha.co/4pij0da

07/10/2026

Did you know Medicare handles skin cancer differently than other screenings? Skin cancer is the most common cancer in the U.S., and the risk grows with age. But unlike mammograms or colonoscopies, Medicare generally doesn't cover routine skin cancer screenings if you have no symptoms.

The good news is that Medicare DOES cover the visit (and biopsy and treatment, if applicable) if you notice a change that warrants checking, like a new growth, a mole that's changing, or a sore that won't heal. That makes early detection something you can take into your own hands. Check your skin regularly, watch for the ABCDE warning signs (asymmetry, border, color, diameter, and evolving). And for heaven's sake, don't skip sun protection this summer!

👩‍⚕️ Notice something new or changing? Tell your doctor promptly.

Questions about your Medicare coverage? Reach out anytime and we'll help.

Address

Battle Creek, MI
49015

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18777930266

Website

http://www.kalbenefits.com/

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