Troutman Insurance Agency

08/14/2026

Your backyard should be a place to relax, but a few common features can also create safety risks.

From trampolines and playsets to fire pits, lawn equipment and water features, take a few minutes to look around your yard for potential hazards. Check equipment for wear, keep children supervised and make sure anything that could cause an injury is properly secured.

A quick backyard safety check can help keep the rest of your summer fun and accident-free.

Backyard activities, such as swimming in a pool and grilling, have their own set of risks. Help prevent accidents with yard safety tips from Travelers.

08/10/2026

When it comes to homeowners insurance, rising premiums aren’t the only thing to keep an eye on.

New national data show insurance companies are increasingly choosing not to renew some homeowners policies as they reassess risks from severe weather, rising claims and higher rebuilding costs.

For homeowners, it’s another reminder to pay attention to renewal notices, understand your coverage and stay in touch with your agent. If you receive a non-renewal notice, don’t wait until your policy expires to start looking at your options.

Rising costs are only one part of what the data reveal.

08/07/2026

Some encouraging news for Louisiana homeowners: after years of steep increases, some insurance companies are beginning to lower their rates.

The decreases vary by company and policy, and rising construction and rebuilding costs are still putting pressure on premiums. But increased coverage options and lower rates from some carriers are welcome signs for Louisiana’s insurance market.

If your renewal is coming up, this is another good reason to review your coverage and see what options are available.

Read more from FOX 8 below.

Property insurance premiums soared for many Louisiana residents after catastrophic hurricanes in 2020 and 2021, but now rates are dropping for some policyholders.

07/13/2026

Planning a summer road trip? Before you hit the highway, take a few minutes to make sure you and your car are ready.

From tire trouble on hot pavement to unexpected breakdowns and gaps in insurance coverage, a little preparation before you leave could save you a major headache down the road.

Before pulling out of the driveway, ask yourself:

• Is your vehicle road-trip ready?
• Do you have the right insurance coverage?
• Are you prepared if something goes wrong along the way?

A few minutes of preparation now can make a big difference later.

Check out these summer road trip safety tips:

From tire blowouts on 150-degree pavement to costly insurance gaps, these three checks can save you thousands during the 100 deadliest days of driving.

07/04/2026

Happy 250, America! 🎆

06/26/2026

Cyber insurance isn’t just about having a policy anymore. As cyber threats become more sophisticated, insurers are placing greater emphasis on the security measures businesses have in place before providing coverage or paying claims.

A few simple steps can help strengthen your business:
✅ Enable multi-factor authentication
✅ Keep software and devices up to date
✅ Back up important data regularly
✅ Train employees to recognize phishing emails

Strong cybersecurity doesn’t just help protect your business, it can also put you in a better position when it comes to cyber insurance.

C-suite executives are concerned about resilience, but claims are increasingly tied to strict underwriting standards.

06/15/2026

Pool days are one of the best parts of summer, but safety should always come first.

Whether you’re hosting a backyard gathering or enjoying a quiet afternoon by the water, a few simple precautions can make all the difference:

✅ Never leave children unattended near the pool
✅ Keep rescue equipment nearby
✅ Make sure gates and barriers are secure
✅ Establish and follow pool rules
✅ Learn CPR and emergency response basics

A little preparation can help keep the focus on fun all season long.

Check out more pool safety tips
https://www.travelers.com/resources/home/safety/swimming-pool-safety-tips

Swimming pool safety should be top of mind for anyone owning or using a pool. Keep yourself and your family safe with pool safety tips from Travelers.

06/09/2026

Summer is peak season for home insurance claims, and not just because of hurricanes.

From wind, hail, and heavy rain to grill fires, pool accidents, and vacation-related risks, summer brings plenty of opportunities for unexpected damage.

Now is a great time to review your coverage and make sure it still fits your home and lifestyle.

Summer storms, costly repairs, and program cuts may push home insurance rates higher next year; experts urge reviewing coverage to avoid gaps.

05/28/2026

Hurricane season technically starts Monday, and prep starts before there’s a storm in the Gulf.

A few simple steps now can make a huge difference later:

✅ Build or refresh your emergency kit (flashlights, batteries, water, medications, important documents)
✅ Know your evacuation zone and route
✅ Review your insurance coverage & deductibles
✅ Photograph valuables and store records digitally
✅ Trim trees and secure outdoor furniture before storms threaten
✅ Charge backup batteries and generators ahead of time

The National Weather Service also recommends reviewing your family emergency plan before hurricane season ramps up.

👉 Helpful hurricane prep guide:

The best time to prepare for a hurricane is before hurricane season begins on June 1. It is vital to understand your home's vulnerability to storm surge, flooding, and wind. Here is your checklist of things to do BEFORE hurricane seasons begins.

05/25/2026

Today, we remember and honor the brave men and women who made the ultimate sacrifice for our country.

Their courage, service, and sacrifice will never be forgotten. As we spend time with family and friends this Memorial Day, we pause in gratitude for those who gave everything for the freedoms we enjoy today.

Wishing everyone a safe and meaningful Memorial Day.