Ryan Larussa nmls#96565

Ryan Larussa nmls#96565 Digital Creator | Synergy One Lending. Helping buyers turn “someday” into homeownership with clear guidance, smart loan strategies, and smooth closings.

Equal Housing Opportunity
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👉 https://s1l.com/loanofficer/ryan-larussa/

09/02/2026

There's a mortgage trick most banks won't mention that can save you thousands in interest. It's called the 2% rule. 💰

Add just 2% more to your mortgage payment each year. Year one stays at $2,000/month, year two bumps to $2,040, year three to $2,080, and so on. It barely registers month to month, but the compounding effect can shave five to eight years off your mortgage.

Small, steady increases now, real savings later.

Want a plan built around this for your situation? Type "plan" below and let's go over your options.

5.0 star review received on Experience.com for Ryan Larussa by Blasia R - Ryan and his team provided a 10 star level of ...
09/02/2026

5.0 star review received on Experience.com for Ryan Larussa by Blasia R - Ryan and his team provided a 10 star level of customer service for our mortgage on our 2nd home in Bay St. Louis. The process was streamlined, efficient and their systems are very user friendly. I highly recommend Ryan Larussa with Synergy One Lending. We are extremely grateful for this positive experience.

Read more: https://experience.com/reviews/ryan-larussa-406168/65bc01b9-63ab-43e4-87bb-5334f9499c18?V=1788366636&utm_source=facebook&utm_medium=autopost&utm_content=13482552

09/01/2026

🏡 Buyers may be missing one of the biggest opportunities in today’s real estate market: LESS COMPETITION.

We hear it all the time: “I’m waiting for mortgage rates to come down.”

But what happens when rates drop? 📉
More buyers jump back into the housing market. More competition. More multiple-offer situations. And potentially higher home prices.

Right now, buyers may have something they haven’t had in years — opportunity. 👏

🏠 More homes to choose from
💰 More room to negotiate
🤝 Potential seller concessions
📉 Opportunities for rate buydowns
🔑 Less competition from other buyers

There may never be a “perfect” time to buy a home. The better question is: Does buying make sense for YOU right now?

If the numbers work and the right house comes along, don’t let today’s mortgage rate be the only thing keeping you on the sidelines. Depending on your situation, refinancing later may be an option if rates improve.

📲 Thinking about buying a home? Let’s run the numbers and see what opportunities are available.


Darren James & Associates brokered by LPT Realty

08/31/2026

🏡 TURNED DOWN → APPROVED → UNDER CONTRACT. All in one weekend.

Saturday morning, I got a call from a Realtor.

Her client had found a house they really wanted, but they’d already been turned down by another lender — and the home had an open house Sunday.

We took another look.

✅ Approved Saturday

✅ Offer submitted Saturday

✅ Under contract Sunday

✅ Now moving toward closing
Your lender matters. Your Realtor matters. Your team matters.

Sometimes a “no” doesn’t mean homeownership is off the table. It may mean you need someone willing to take a closer look and find the right path forward.

That’s why we answer the phone on weekends. Opportunities in real estate don’t always happen Monday–Friday, 9–5.
How you do anything is how you do everything.

Great way to start a Monday. 💪🏡

📲 Been turned down for a mortgage? Before you give up, let’s take another look.

08/31/2026

August 31st. One day left. **Finish what you started.** 💪

It’s easy to start a month with big goals, motivation and energy. The real test is how you finish.

As we close out August and head into September, focus on three things:

✅ **Finish strong.** Win today. A few really productive days can completely change the outcome of your month.

🎯 **Reset your focus.** Take what worked in August into September. What didn’t work? Eliminate it. Growth comes from making adjustments—not repeating the same habits and expecting different results.

⚡ **Bring the energy.** Successful people have a different level of enthusiasm, discipline and consistency. The energy you bring to your business, your family and your goals matters.

Whether you're in the **mortgage business, real estate, sales, leadership, or building your own business**, the mindset is the same:

**Win the day. Finish strong. And remember—how you do anything is how you do everything.**

September starts tomorrow. Let’s make it count. 👊

08/28/2026

🔥 The summer may be hot, but Team Larussa isn’t slowing down! 🏡☀️

6 closings TODAY and another great month!🙌

This month, we had the opportunity to help 19 families achieve homeownership — and that’s what it’s all about. ❤️🔑

While summer may be winding down, we’re still showing up, working hard, solving problems, and doing everything we can to get our clients to the closing table.

A huge THANK YOU to our clients, Realtor partners, and everyone who continues to trust Team Larussa with their home financing. We’re grateful for every single opportunity!

Ready to make your move? Let’s get to work. 💪🏡

08/28/2026

UNDER CONTRACT! 🔑
Every one of these represents a family getting one step closer to homeownership—building equity, creating stability, and stepping into a new chapter. In today’s market, strategy is everything. The right mortgage plan, strong loan options, and a trusted team can truly set you apart.
From first-time buyers to growing families and savvy buyers using smart financing, it’s an honor to help turn “one day” into move-in day. Huge thank you to our clients and partners for trusting Team Larussa—we’re grateful for every opportunity. 🙏
Thinking about buying? Now’s the time to get educated, prepared, and ready to win. 🏡


Lauren Vaughn Properties Inc Iona Walls -Realtor James Bares-Realtor

And then we have the rest of the Team Larussa kids… 💜💛🐯First week of LSU is officially in the books! 📚🎓Geaux Tigers! 🐯⚜️...
08/28/2026

And then we have the rest of the Team Larussa kids… 💜💛🐯
First week of LSU is officially in the books! 📚🎓
Geaux Tigers! 🐯⚜️💜💛

Nichelle Vicknair Sarah Stephens Delaney

Address

4561 Durham Place Suite C
Baton Rouge, LA
70816

Telephone

+12253245633

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