09/02/2026
π¨ Your client's tax return says $15K net income β they want $100K in funding π¨
You filed the return. You know the math ππ½
β
720 credit score
β $15K net income can't support a $100K loan payment
β No business credit profile exists
β 85% utilization on personal cards
β Applied to 4 lenders in 2 weeks
π The lender sees ALL of this β not just the score
You're the tax professional. You see the real numbers before anyone else. You already KNOW whether your client can support the payment β but nobody asked you before they applied.
π Comment "PARTNER" and I'll show you how to prepare your clients BEFORE they apply for capital