Formation Credit Union

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Formation Credit Union Formation Credit Union offers a full range of financial services such as loans, credit cards, mortgages, and checking.

We are not-for-profit and exist to help people. Established in 1936, Louisiana USA Federal Credit Union offers a full range of financial products including savings, checking, loans, credit cards and mortgages. We provide the same products and services as other financial institutions—but we are not-for-profit and exist to help people, not to make a profit. As such, all earnings are returned to our members in the form of better loan rates and lower fees. Members can access their accounts in a variety of ways. In addition to online/mobile banking, we have free ATM locations all over the state and we are a part of the Shared-Branch network, which means members can access accounts at other credit unions across the country.

Our favorite part of being a credit union? You.Happy International Credit Union Day from Formation Credit Union! We’re c...
10/22/2026

Our favorite part of being a credit union? You.

Happy International Credit Union Day from Formation Credit Union! We’re celebrating the members who make our community special and the spirit of people helping people. Thank you for trusting us to be part of your financial journey.

Shopping around Baton Rouge for your next loan? Give this special a spot on your list. ✨Enjoy 1% off our current qualify...
10/20/2026

Shopping around Baton Rouge for your next loan? Give this special a spot on your list. ✨

Enjoy 1% off our current qualifying auto and personal loan rates, plus no payment for 60 days. It’s a combination worth comparing when you’re considering local credit unions—and our way of saying thank you for being a Formation member.

Explore the Member Appreciation Special through December 31!

More room for family, everyday moments and whatever comes next. 💚Formation Credit Union’s Member Appreciation Special gi...
10/15/2026

More room for family, everyday moments and whatever comes next. đź’š

Formation Credit Union’s Member Appreciation Special gives you reduced rates on qualifying auto and personal loans, plus no payment for 60 days. When you’re comparing local credit union offers, that combination is worth a closer look.

Explore the special October 1–December 31 and let us help you take your next step.

More time for life. Less time waiting in line. 💚📱Happy National Online Banking Day from Formation Credit Union! Celebrat...
10/12/2026

More time for life. Less time waiting in line. 💚📱

Happy National Online Banking Day from Formation Credit Union! Celebrate the convenience of staying connected to your finances from home, at work or on the go.

Ready to get started? Ask our team about online banking!

Dinner with friends? A group gift? Your share of the rent? 💜Keep everyday payments simple with Zelle® in your Formation ...
10/09/2026

Dinner with friends? A group gift? Your share of the rent? đź’ś

Keep everyday payments simple with Zelle® in your Formation Credit Union app. Send money to people you know and trust, and spend more time enjoying the plans.

Formation Credit Union is growing, and we’re grateful to the members growing with us. Our limited-time Member Appreciati...
10/01/2026

Formation Credit Union is growing, and we’re grateful to the members growing with us. Our limited-time Member Appreciation Special is one way we’re giving back.

From October 1 through December 31, qualified members can receive 1% off qualifying current auto and personal loan rates, plus no payment for 60 days.

Whether you’re planning for a new vehicle or looking for a little more flexibility, we’re here to help make what’s next a little easier.

Scammers are always looking for new ways to target your finances. Learn how to spot common red flags and protect your pe...
09/29/2026

Scammers are always looking for new ways to target your finances. Learn how to spot common red flags and protect your personal and financial information in our latest blog: https://bit.ly/4d5MrKN

Wherever life takes you, your Formation Credit Union membership goes with you.With Shared Branching, you can access your...
09/24/2026

Wherever life takes you, your Formation Credit Union membership goes with you.

With Shared Branching, you can access your accounts at thousands of participating credit unions nationwide. Whether you're traveling, have recently moved or simply need a convenient location away from home, we're still within reach.

Find a Shared Branch near you by visiting: https://formationcu.com/banking-made-easy-through-our-shared-branching-network/

Sending money just got easier! Zelle® is now available through Formation Credit Union’s Online Banking and Mobile App. Q...
09/22/2026

Sending money just got easier! Zelle® is now available through Formation Credit Union’s Online Banking and Mobile App. Quickly send money to friends, family and others you know and trust without downloading another app.

Learn how to enroll and start using Zelle® today: https://bit.ly/4grkApe

Formation Credit Union members can now use Zelle® directly through Formation’s Online Banking and Mobile App, making it simple to send...

Buying a vehicle is exciting, but the financing process can make a big difference in what you pay over time.Before you s...
09/17/2026

Buying a vehicle is exciting, but the financing process can make a big difference in what you pay over time.

Before you sign, avoid common mistakes like focusing only on the monthly payment, overlooking the total cost of ownership or skipping important protection options. A little planning now can help you save money and drive away with confidence.

Read our latest blog for five car financing mistakes to avoid and learn how Formation Credit Union can help you find the loan that fits your needs.

Read the blog today: https://formationcu.com/5-mistakes-to-avoid-when-financing-a-vehicle/

Address

10289 Airline Highway
Baton Rouge, LA
70816

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+12252928910

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