Area Home Lending

07/24/2026

🏠 Same Area. Just more of it.

Since 2007, Area Home Lending has proudly helped homebuyers and homeowners throughout Louisiana.

Today, we're excited to announce that we're now licensed in Louisiana, Texas, and Florida!

Whether you're purchasing your first home, refinancing your current mortgage, or buying an investment property, we're here to make the process as smooth and stress-free as possible.

📍 Now serving:
✅ Louisiana
✅ Texas
✅ Florida

Thank you to everyone who has trusted us over the years. We're excited for this next chapter and look forward to helping even more families achieve their homeownership goals.

If you know someone buying or refinancing in Louisiana, Texas, or Florida, we'd appreciate you sharing this post.

NMLS #75386 | Equal Housing Opportunity

04/29/2025

We’re honored to share that Area Home Lending has been named one of the 2025 Best of Baton Rouge — voted Best Home Mortgage!

To our amazing past clients, thank you for trusting us with your home purchases and refinances over the years. Your continued support means everything.

We’re proud to serve Baton Rouge, and we’re here for anyone looking to buy or refinance a home in 2025.

📍 Area Home Lending | NMLS #75386
📞 225-663-2500 | 🌐 areahomelending.com

Thank you, Baton Rouge!

04/01/2025

10 Ways to avoid being tricked on April Fool’s Day:

Method 1:
……see more

03/20/2025

If we're in a relationship,
one of us has to have
good credit. That's why it's called "Signficant Other" (Sign-if-i-can't)

03/05/2025

01/07/2025

🎉 We’ve Been Nominated for Best Mortgage Brokerage in Baton Rouge! 🎉
It’s an honor to be recognized for our commitment to helping you achieve your homeownership dreams.
We’d love your support – you can vote for us today! Just click the link below and help us bring home the win! One vote per day is allowed.
👉 www.votebatonrouge.com
*Finance/Home Mortgage/Area Home Lending/ Review/Submit Ballot*
Thank you for your trust and support – it means the world to us! 💙

Vote once per day from January 6 through January 24.

09/18/2024

Fed's Rate Cut: What It Really Means for Mortgage Rates

I’ve been getting lots of calls, texts, and emails today about the Fed’s 0.5% rate cut—and how it impacts mortgage rates. Let’s clear up the confusion! 📉

The good news?
Mortgage rates are moving in the right direction. But the Fed’s 0.5% cut doesn’t mean mortgage rates dropped by that amount. The market expected this move weeks ago, and it’s already reflected in current rates.

If you've been following along, you'll know mortgage rates have dropped by about 0.5% since July. We’ve already seen that improvement.

What really had lenders’ attention today was Fed Chairman Jerome Powell’s press conference. He hinted that future rate cuts depend on economic data, adopting a "wait and see" approach. This uncertainty left rates unchanged this afternoon.

Looking ahead, more Fed rate cuts should mean lower mortgage rates, but for now, expect a slow, steady improvement—no big drops.

While some might be hyping today’s news, my approach is to keep you informed with the facts and look at the bigger picture.

🏡 The current trend points to gradual improvements, so if you're considering a refinance or new home purchase, we're still heading in the right direction!

05/02/2024

Explore the Rural Development Home Loan option - it's not just for the countryside! 🌆 Unlock the key points of this fantastic program and make your rural or urban home dreams a reality!

- No Downpayment Required
- Not limited to just first time homebuyers
- Not limited to rural areas only
- Eligible property types also include mobile homes & condos

Reach out for more details on this program or to begin the pre-approval process! (225) 663-2500

www.AreaHomeLending.com










Michael Causey - NMLS # 2391708

05/01/2024

🏆 We want to give a HUGE congrats to Nick Terito on being ranked the #1 Loan Officer in Louisiana for the month of April with the #1 mortgage lender in the country. 🎉

🏆And as a company, Area Home Lending was ranked #2 among all brokerages in Louisiana for the month of April 🎉

Despite market whispers of a slowdown, we're witnessing a surge in activity. Looking for a dynamic team or seamless home financing solutions? Look no further! Let us be your trusted partner in navigating your home financing journey. 🏡💼

05/01/2024

🎉🏡 Happy 1 Year Anniversary with Area Home Lending, Michael! 🎉🏡

A whole year has flown by since Michael joined our team!

Cheers to you, Michael, and to all the great things ahead! 🌟🎉

🏡 Area Home Lending is an equal housing opportunity lender.
NMLS # 2391708
1737 Oakdale Drive Baton Rouge la 70818