Marcelle Kogel - Lower Mortgage

Marcelle Kogel - Lower Mortgage Mortgage leader | 10+ years
Strong teams โ€ข Smart systems โ€ข People-first service ๐Ÿ’™
Mortgage Loan Officer | NMLS # 1064176
Equal Housing Opportunity

Whether you're a first-time buyer, upgrading, or investing, I'll be your trusted guide through the maze of mortgage options. I'll help you find the perfect loan program that fits your financial needs and provide personalized service every step of the way. My approach is built on trust, transparency, and clear communication. I'll be your go-to resource, answering your questions and offering honest

advice throughout the process. You'll never feel overwhelmed or left in the dark. Let's connect and embark on this exciting journey together! Feel free to reach out to me at [email protected]. Let's get started!

__________________________

Marcelle Kogel | Sales Manager | RMLO NMLS # 1064176 | [email protected]
Lower | NMLS # 1124061> 7414 Perkins Rd Suite A150 Baton Rouge LA 70808
Branch NMLS # 2381581 | Licensed in LA

For Licensing Information, go to: https://nmlsconsumeraccess.org
Privacy Policy: https://www.lower.com/legal/privacy-policy
https://www.lower.com/legal/license-information

All loans are subject to underwriting or investor approval. Not an offer of credit or a commitment to lend. Equal Housing Opportunity

05/21/2026

You don't want to miss this!!!

05/11/2026

๐Ÿ—ณ๏ธ๐Ÿ“ข

05/10/2026

Thinking about selling in the St Amant, Maurepas, or Diversion Canal area? ๐Ÿ‘€

You do NOT have to pay a high listing fee to get full-service real estate representation.

With my 1% listing fee, sellers are saving thousands while still getting:

โœ” Professional marketing
โœ” MLS exposure
โœ” Social media advertising
โœ” Professional guidance from start to closing
โœ” Negotiation support
โœ” Showings, contracts, inspections, and everything in between

Whether youโ€™re selling a waterfront camp, family home, investment property, or land near the canal, Iโ€™d love the opportunity to help you keep more of your hard-earned equity. ๐Ÿ’ฐ

The market is always changing, but saving money on your listing fee never goes out of style. ๐Ÿ˜‰

๐Ÿ“ฒ Letโ€™s talk about what your home could sell for and how much you could save.

Michele Palmer, REALTORยฎ
1 Percent Lists United
cell: 985-209-6063
office: 985-227-9523

๐Ÿ  Affordable. Local. Professional.

Licensed in the state of Louisiana
1% Lists United- Thibodaux, LA
Each office is independently owned and operated.

05/01/2026

View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.

04/15/2026

We are
Louisiana Mortgage Bankers Association Mortgage Lenders Association - Greater Baton Rouge Chapter

The coveted Doctor Loan with a further reach. ๐Ÿ† CRNA. PharmD. VMD, DPM     #100%financing       Marcelle Prejean Kogel
02/09/2026

The coveted Doctor Loan with a further reach. ๐Ÿ†
CRNA. PharmD. VMD, DPM
#100%financing Marcelle Prejean Kogel

๐Ÿ›Ž๏ธ๐Ÿ›Ž๏ธ๐Ÿ›Ž๏ธ Let's talk about how AI can knock these images out of the park!
02/03/2026

๐Ÿ›Ž๏ธ๐Ÿ›Ž๏ธ๐Ÿ›Ž๏ธ Let's talk about how AI can knock these images out of the park!

01/30/2026

In other words, the Federal Reserve doesn't set mortgage rates, but its actions reflect current economic conditions. More important than its decision might be the general sentiment as to which way the economy is headed. When it comes to mortgage rates, stability is a good thing, according to Snyder.

Get the inside scoop on this week's Federal Reserve meeting in an enlightening Money US News article. Click right here to unlock Snyder's invaluable insights: bit.ly/3ZH7cVW

01/30/2026

The Fed held interest rates steady at their first meeting of 2026, but that might not have much immediate impact on homebuyers.

Thatโ€™s because the Fed doesnโ€™t set mortgage rates, and the rate it sets doesnโ€™t generally have an immediate impact on homebuying.

Mortgage rates are shaped by longer-term market forces, and those forces donโ€™t always move in sync with the central bank. ๐Ÿฆ

Learn what the Fed did ๐ŸŽ“ https://vist.ly/4pije

01/26/2026

Should you use your 401(k) to buy a home? ๐Ÿก๐Ÿ’ญ It sounds tempting, but thereโ€™s a lot more to consider than just the numbers.

In our latest blog, we break down the real costs, risks, and alternatives to tapping retirement savings for a down payment. For example:
โ€ข Withdrawing early could mean taxes, penalties, and lost compound growth.
โ€ข Even โ€œloanโ€ options can affect your financial future in ways you might not expect.
โ€ข And there are smart alternatives that let you keep your nest egg working for you.

If youโ€™ve ever wondered whether itโ€™s wise (or even worth it) to use your 401(k) to buy a home, this read gives you the clarity you need. ๐Ÿ‘‰ https://vist.ly/4nt2b

๐Ÿ“ž hello, you there??
01/10/2026

๐Ÿ“ž hello, you there??

Trump says he wants to buy $200 billion in mortgage bonds. Whether that will affect rates is still up in the air.

Address

7414 Perkins Road STE A150
Baton Rouge, LA
70808

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