Douglas Smith - Planet Home Lending

08/02/2026

The lake house you keep dreaming about may be more within reach than you think. Ask me about second home loans!

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

08/02/2026

DTI compares your monthly debt payments to your income.

Lenders use this ratio to help determine how much mortgage a borrower may qualify for.
Lower debt levels may help support mortgage qualification.

Curious how lenders evaluate income and debt? Let’s connect.
www.planethomelending.com/douglas-smith

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

08/02/2026

With Planet’s Buy Now Sell Later program, qualified buyers may be able to purchase their next home before selling your current one.
No sales contingency. No double moves. Your timeline. Your move. Your next chapter. Call me today to get started.

Reach out today to learn more!
www.planethomelending.com/douglas-smith

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/16/2026

For many buyers, the biggest challenge is upfront costs, not affordability
over time.
Some programs are designed to help bridge that initial gap.
Availability and terms can vary.
Reach out today and see what assistance may be available.

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/16/2026

House hunting bingo: how many of these have you experienced?
Drop your number in the comments, we promise you're not alone!

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/16/2026

07/16/2026

Outdated inventory, deferred maintenance, and structural repair challenges continue creating financing opportunities across today’s market.

From FHA 203(k) Limited cosmetic updates to FHA 203(k) Standard rehabilitation projects and growing ADU demand, renovation financing may help you expand your production opportunities and structure solutions for difficult inventory.

Connect with Planet Home to learn how renovation financing may help you create more opportunities in today’s market.

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

07/08/2026

A big down payment isn't always required. Programs are available that can help you buy with little to no money down.
You might be closer than you think-reach out and let's explore your options.

07/08/2026

For many real estate investors, traditional mortgage guidelines don't always fit the way they earn income.

DSCR loans provide financing options for eligible investment properties using rental income qualification instead of traditional income documentation.

Let's talk through your next investment opportunity.