04/17/2025
I know we are living in a time where everything seems so expensive. Here are a few of my recommendations to lower monthly expenses.
1. Cut Housing Costs
• Utilities: Lower thermostat, unplug stuff, switch providers if possible.
2. Slash Subscription & Memberships
• Cancel anything you’re not actively using—streaming, gym, apps.
• Look for annual billing discounts or family/shared plans.
3. Rework Food Spending
• Meal prep: Eat out less, cook more.
• Grocery shop with a list, avoid impulse buys
4. Tackle Transportation
• Drive less: Carpool
• Shop for lower insurance rates.
5. Pause or Minimize Extra Spending
• No-spend challenges for a week/month.
• Delay purchases by 48 hours to see if you really want them.
Want me to look at your current spending categories and suggest specific cuts?
I’m here to help make suggestions.
Small changes can add up to big results!
Maylia Trahan
Mortgage Loan Originator
NMLS #2113433
Phone ☎️ (225)278-5319
www.mayliatrahan.com