02/10/2022
ESTATE SALES are a sad reality for many Americans on a daily basis, because death in inevitable and so is debt.
When you die, your debt doesn’t die with you, it is INHERITED by your family.
We’ve all heard about “Estate Sales” but most people don’t understand or know why they occur.
Wikipedia defines it as “An estate sale or estate liquidation is a sale or auction to dispose of a substantial portion of the materials owned by a person who is recently deceased and has left behind debt needed to be paid.”
In plain English, that means:
When you leave behind debt, all of your possessions are placed up for sale. The public is then invited into your house and can browse through EVERYTHING there, purchasing ANYTHING they want, leaving NOTHING left to your family.
If you have a family home - it will be sold. All the possessions within it will also be sold. Cars, houses, land, furniture, and EVERYTHING will be gone-leaving your family without a home, without a car, and even without bed to sleep in or dishes to eat on.
Leaving them to figure out how to pay off medical bills, credit card debts, the family home, student loans, car payment, and ANYTHING ELSE that has a balance on along with paying for the officiant, embalming, casket, transportation, service, visitation, burial, burial play, headstone, flowers for the service and the death tax…all while having been dealt the biggest heart break of their lives-losing you.
That’s where final expense life insurance comes in. Final expense life insurance (FEX) pays all debts and funeral expenses and leaves an inheritance to your family that allows them to continue living the life that you have provided for them up until the moment you have passed away.
You have a choice to make…
1. Leave your family with inherited debt at which point they will have to have an estate sale- and lose everything
Or
2. Buy a FEX policy and allow them to keep EVERYTHING and leave them a financial inheritance so they can continue to live in your home, drive their car, sleep in their bed, and eat off of their dishes and not have to pay out of pocket for all of your debts.
870-384-2237