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Roshel Corcoran Team NMLS # 936282

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Bartow, FL
Roshel Corcoran Team NMLS # 936282

Residential Mortgage Loan Originator, NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender NMLS #130562 Phone: (734) 259-0880 1200 S. Sheldon Rd.

Roshel Corcoran is a Residential Mortgage Loan Originator, NMLS #936282 Phone: (863) 213-0168 Address: 5137 S Lakeland Drive, Ste #2, Lakeland FL 33813
Powered by Success Mortgage Partners, Inc. Plymouth, MI 48170. For licensing information, go to: www.nmlsconsumeraccess.org
"Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend." Roshel is the quintessential teammate you will ever have and will be on your side through the whole process. In addition, Roshel is backed by the support of an extraordinary team of experts which allows for a proactive and well-organized workflow that successfully completes any given task. She and her team pride themselves on open, transparent communication and quick turn times. Her team treats working with clients as a privilege, not a right and always keeps her clients' goal of obtaining the “American Dream” at the forefront of everything they do. Her commitment to you as a potential client is to save you time and to save you money by working in as straight forward and direct a manner as possible. To experience the first-class service from a focused and driven mortgage professional, contact Roshel at 863-213-0168 or [email protected].

11/04/2026

Your credit card due date and the date your balance gets reported aren’t always the same.

I touched on credit scores last night, but here’s another piece worth understanding.

Even when you’re paying on time, a higher balance reported to the credit bureaus can temporarily affect your score.

Especially with holiday shopping picking up, it’s something to keep in mind.

A little awareness now can save you some surprises later.💳

11/03/2026

A conversation this morning got me thinking…

With holiday shopping starting to pick up, here’s a little reminder that might save someone a headache later.

You can pay every credit card bill on time and STILL see your credit score drop.

Yep. Even without missing a single payment.

Here’s why: credit utilization.

When your balances increase compared to your available credit, it can impact your score. And what a lot of people don’t realize is that credit card companies typically report your balance around your statement closing date, not your payment due date.

So even if you plan to pay everything off, the balance reported could temporarily affect your score.

Just something to keep in mind while you’re checking off those Christmas lists, especially if buying a home is in your near future.

And if you’re not sure how your credit fits into your homebuying plans, I’m always happy to talk it through with you. 🩵

11/02/2026

If you know, you know. 😂

The burned CDs, the questionable LimeWire downloads, and knowing every word to songs we probably had no business singing at that age.

Tell me music wasn’t better back then.

What’s one song you still know EVERY word to?

11/01/2026

Some moms have mini-me’s. I have a Minion. 😂

And when she comes to me with an idea, you already know I’m committing to the role.

Happy Halloween from Maddie and me! 🤩👻

10/31/2026

Especially when we’re asking for documents. 👻

10/30/2026

The payments felt small. Then you applied for a mortgage.

Klarna. Affirm. You split a purchase into a few payments and probably didn’t think much of it. You might not think to bring it up when we talk about buying a home, either.

But those are things I want to look at with you. What’s left to pay, how much the payments are, and when they’ll be done. It helps me understand where you are and what we may need to plan for.

You don’t need to have everything figured out before you call me. And please don’t feel like you need to explain or defend every purchase. I’m here to help you work through your options.

Having those payments doesn’t automatically mean you can’t buy a home. Let’s just talk about them early so you understand where you stand before you’re packing boxes.

Questions? Send them my way. That’s what I’m here for. 🩵

10/29/2026

Don’t forget to call me 🩵

10/28/2026

Everyone wants to buy at the right time. But what does that actually mean?

Lower interest rates sound great, but if they bring more buyers back into the market, they could also mean more competition.

Of course, nobody knows exactly what the market will do next.

That’s why I don’t believe in telling everyone to buy now or telling everyone to wait.

Can you comfortably afford the payment? Does the home fit your needs? Are you financially prepared for homeownership?

Those answers matter more than trying to perfectly time the market.

The right time to buy is when it makes sense for YOU.

The Roshel Corcoran Mortgage Team
Powered by Stockton Mortgage | NMLS #8259

10/27/2026

One thing I’ve learned over the years is that having information and knowing what to do with it are two different things.

Especially when it comes to down payment assistance.

It’s not just about knowing which programs exist. It’s understanding the requirements, recognizing opportunities, and knowing which questions to ask.

Putting the finishing touches on an upcoming class for real estate agents, and that’s exactly what I want them to walk away with. Information they can actually use to help their buyers.

10/26/2026

A conversation last night reminded me that not everyone realizes how far our connections reach!

Someone mentioned having family in Indiana, and it brought up something worth sharing.

Over the years, I’ve built relationships with mortgage professionals across the country, and those connections are valuable well beyond my own market.

Whether you’re buying locally or have friends and family looking to buy in another state, I’m always happy to help make the right connection.

Sometimes it’s just about knowing who to call! 🩵

Address

1410 E Georgia Street Suite 100
Bartow, FL
33830

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://stockton.com/staff/roshel-corcoran/

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