HFS Insurance Agency

04/28/2026

02/12/2026

I know Medicare can feel confusing — I hear it every day from clients. That’s why we’re hosting small, relaxed educational seminars to help you understand your options and avoid costly mistakes.

If you or someone you love is turning 65 or reviewing coverage, I’d love to help.

Message me directly or call 715-280-4808 to save your spot.

02/10/2026

We’re jumping on the bandwagon and sharing our caricatures 😄
But in real life… preparation matters way more than a cartoon version of us.
Life is full of unknowns, and the best way to protect your real life (and the people you love) is to be prepared. 💙
Getting a life insurance quote today means peace of mind for whatever tomorrow brings.
👉 Get your life insurance quote today and prepare for the future — the real one.

01/22/2026

Due to extreme cold, our office will be closed Friday, January 23rd. Stay warm and stay safe!!

01/22/2026

Stay safe with the extreme cold that is headed our way!

DEADLY TEMPERATURES AHEAD

When It’s –20°F Outside: The Decisions That Matter Most

When temperatures drop to –20°F, extreme cold becomes a serious safety issue—not just an inconvenience. At these temperatures, minor problems can quickly turn into emergencies. The following actions help reduce risk and prevent avoidable incidents.

Limit travel whenever possible
Vehicle breakdowns are far more common in extreme cold, and being stranded can quickly become life-threatening. Emergency response times may also increase due to road conditions and call volume, making unnecessary travel a risk.

Protect heat, water, and power inside your home
Keep indoor temperatures steady, even overnight. Open cabinet doors on exterior walls and allow faucets to drip slightly to help prevent frozen pipes and costly water damage.

Plan for power outages differently in extreme cold
Homes lose heat rapidly at –20°F, and reliance on electric heat or medical devices increases risk. If your emergency plan depends entirely on electricity, identify safe backup options now.

Reduce carbon monoxide risks
Never use grills, generators, or propane heaters indoors or in garages. Keep furnace and dryer vents clear of snow and ice, and make sure carbon monoxide detectors are installed and working properly.

Check on vulnerable neighbors
Older adults, people living alone, and families with young children may need assistance during prolonged cold. A quick check-in can prevent a serious situation.

Know when cold becomes a medical emergency
Frostbite and hypothermia can develop quickly at these temperatures, even without heavy snowfall. Wind chill significantly increases risk, and alcohol use can make cold exposure more dangerous.

Extreme cold does not require panic, but it does require smart, intentional decisions. Preparedness during severe temperatures is simply taking steps today that prevent emergencies tomorrow.

Please use caution - these temperatures will be deadly

Mike Judy, Director
Office of Emergency Management
Barron County Sheriff's Department
[email protected]

12/19/2025

The holidays are almost here, and our team will be taking some time to relax and celebrate with family. Here’s what our schedule looks like:

Dec 22–23: Open 8:30–4
Dec 24–26: Closed
Dec 29–30: Open 8:30–4
Dec 31: Open 8:30–12
Jan 1: Closed
Jan 2: Open 8:30–4

We’ll be back to our extended tax season hours starting January 5! From then through April 15, we’ll be open Monday–Friday, 8:30–4, ready to help you with whatever you need.

While we’re out of office, you can always send your agent an email or leave a voicemail—we’ll get back to you as soon as we’re back!

12/15/2025

Snowstorms, icy roads, and freezing temps can sneak up fast. That’s why having a well-stocked winter survival kit in your vehicle is so important!

A few reminders we always share with our customers:
🔹 Keep your gas tank at least half full
🔹 Clear snow off your entire vehicle (yes, even the roof!)
🔹 Slow down and give yourself extra stopping distance
🔹 Let someone know your route if you’re traveling in bad weather

Taking a few minutes to plan ahead can make all the difference. Stay safe, stay warm, and if you ever have questions about your auto coverage - we’re here to help! ❄️

12/10/2025

Still time to sit down and talk about health insurance but you better hurry! Thanks for being such a great partner Sensible Solutions Care Clinic

12/01/2025

✨ Happy 1st of December! ✨

'Tis The Season! We want to celebrate the magic that comes with it. From baking cookies to cutting down your Christmas tree to decorating to movie marathons, snow day adventures, and cozy gatherings - everyone has a tradition that makes this time of year special.

🎄 What’s YOUR favorite holiday tradition?
Share it with us in the comments below! We love getting to know our customers and their families, plus maybe we will want to adopt your tradition as our own!

11/27/2025

🦃 Happy Thanksgiving from HFS Insurance Agency! 🍂

Your trust, loyalty, and support mean the world to us. Because of you, we get to do what we love every day — helping protect what matters most.

As we gather with family and friends to celebrate, we hope your day is filled with gratitude, laughter, and good food (and maybe a nap or two after that big meal!)

From all of us at HFS Insurance Agency,
Happy Thanksgiving! 🧡