McShea Insurance Agency

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McShea Insurance Agency Est. 1986, based out of Cape Cod. Licensed in MA, FL, CT & RI. Full service family owned insurance agency. Commercial & Personal Insurance Policies
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10/08/2026

The backsplash should be the surprise reveal. An unexpected bill after damage? Less exciting.

Between picking finishes and coordinating contractors, calling your insurance agent can slip off the renovation checklist.

But a new kitchen, addition, or finished basement can change what it would cost to rebuild your home. And moving out while work is underway is another detail your agent DEFINITELY needs to know.

Before the project goes any further, tell your agent:
✔️ What you’re renovating
✔️ The estimated project cost
✔️ Whether you’ll be living there during construction

Already started? Reach out now so we can review your plans and help flag potential gaps before an expensive surprise.

McShea clients: Call or email us with your renovation details. We’ll help you figure out what needs attention.

09/28/2026

Sea foam took over streets in Marshfield, MA during this weekend’s storm…

if it covered your car, don’t just wait for it to disappear!!

Sea foam can leave salt behind on the car’s body and undercarriage. If that salt sits there, it can contribute to rust and corrosion over time (leading to a totaled car!)

Rinse the car thoroughly, including underneath, as soon as it’s safe.

So, would insurance cover corrosion?

Usually not if it develops gradually from salt exposure.

But if the storm also caused sudden damage—like salt water entering the vehicle—comprehensive coverage may apply.

What happened, what damage resulted, and your policy terms all matter. (Per usual with all insurance claims)

If water got inside your car, take photos and have it inspected before starting it.

If you’re unsure whether you have comprehensive coverage, reach out and we’ll check with your insurance agent and explain what’s going on asap!

This weekend’s full moon could make the approaching nor’easter esp. concerning for coastal communities. Higher astronomi...
09/24/2026

This weekend’s full moon could make the approaching nor’easter esp. concerning for coastal communities.

Higher astronomical tides, combined with strong onshore winds and rough surf, may worsen coastal flooding and cause significant beach erosion along parts of the Massachusetts coast. The extent of the impacts will depend on the storm’s track.

For our neighbors on the Cape & Islands and South Shore, now is the time to prepare—not when water is already at the door.

Here’s what to check before the storm and what to do if you need to report damage.

A few things you can do before conditions worsen:
→ Secure anything outside that could blow around.
→ Clear accessible drains and gutters if you can do so safely.
→ Move your car away from trees and flood-prone areas.
→ Charge your phone and backup batteries.
→ Know where your flashlights are, and never drive through a flooded roadway.

If you experience damage:
Make sure everyone is safe first.
Once it’s safe, photograph the damage before cleanup, take reasonable steps to prevent further damage, and keep receipts for any emergency work.
Contact your insurance company directly to report a claim over the weekend for the fastest assistance.
You can also email your McShea agent or leave us a detailed voicemail with what happened, when it occurred, and how to reach you.
We’ll prioritize claim-related messages when our office reopens.

Stay safe ⚓️ 🫶

09/04/2026

Easiest way to get a lower insurance rate on your commercial policy? Ps- it’s not increase your deductible…..

& it’s not luck 🍀 either

1️⃣ They’ve got the basics covered
Sprinklers, cameras, alarms — the stuff that stops a small problem from turning into a huge claim.

2️⃣ They actually train their people
Not just “be careful out there.” Real, regular training so accidents don’t happen in the first place.

3️⃣ They’re not sitting ducks for a cyberattack
Two-factor login, staff who know what a phishing email looks like, updated security software — basic stuff, but it matters a ton to insurers now.

4️⃣ They have a plan for when things go wrong
Fire, flood, power outage, system crash — they know what they’d do. That “we’d figure it out” attitude costs you at renewal.

5️⃣ They stay on top of small stuff before it becomes a big claim
The businesses with the best rates aren’t lucky — they catch issues early and can actually explain their claims history when asked.

Doing even a couple of these can make a real difference at your next renewal.

Questions about where your business stands? Send us a DM 📩 or email [email protected]

It’s August 21st. It’s STILL summer—and everyone knows September is locals’ summer on CapeSo don’t @ us with the pumpkin...
08/21/2026

It’s August 21st. It’s STILL summer—and everyone knows September is locals’ summer on Cape

So don’t @ us with the pumpkin spice just yet. 🎃✋

There’s still plenty of summer left—and with it, some seasonal risks Cape Cod & Islands homeowners should have on their radar.

From water backup after heavy rain to lightning damage and guest injuries, these are 3 of the most common summertime claims and exposures we see this time of year.

Think your home is protected? There are 2 more common summer risks every Cape & Islands homeowner should know about—plus practical ways to reduce your exposure.

Read the full blog here (copy & paste into your browser):
https://www.mcsheainsurance.com/top-5-most-common-summer-claims-for-cape-cod-islands-homeowners

And enjoy locals’ summer—we’re not ready to talk about fall yet. 😉

McShea Insurance Agency 📍
508-420-9011 | [email protected]
1645 Falmouth Rd., Centerville, MA 02632
Personal & Commercial Insurance since 1986
🌊 You’re in safe harbor with us

McShea Insurance Agency 📍 full service agency 508-420-9011 | insure@mcsheainsurance.com1645 Falmouth Rd Centerville, MA ...
08/04/2026

McShea Insurance Agency 📍 full service agency
508-420-9011 | [email protected]
1645 Falmouth Rd Centerville, MA 02632
Personal & Commercial Insurance since 1986
🌊 You’re in safe harbor with us

Address

1645 Falmouth Road Bldg. D
Barnstable, MA
02632

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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