Coastal Community Capital

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Coastal Community Capital Coastal is certified by the U.S.

Coastal Community Capital is a division of Cape & Islands Community Development, Inc, a non-profit community development lender serving Massachusetts businesses with our commercial lending expertise. Department of the Treasury as a Community Development Financial Institution and by the US Small Business Administration as a Certified Development Corporation. We promote economic development through small business growth, management of the region’s small business loan fund, and provide entrepreneurial support through free business counseling and our annual workshop series. Coastal Community Capital has unlimited access to an array of funding sources, including SBA 504 loans, loan guarantees, and direct lending which are constantly evolving to provide the best solutions for borrowers.

Rudy brought the heat! 🔥 Coastal Community Capital’s Lending Associate Rudy Fratus took home 2nd place in today’s joint ...
10/13/2026

Rudy brought the heat! 🔥 Coastal Community Capital’s Lending Associate Rudy Fratus took home 2nd place in today’s joint chili contest with the Cape Cod Chamber of Commerce! 🏆

Congrats to first place finisher Maura Aldrich (center) and third place winner Dina Lyons Howell (right) on the Chamber side for their delicious entries, too!

This  , we’re celebrating the women entrepreneurs who are building businesses, creating jobs and strengthening our commu...
10/09/2026

This , we’re celebrating the women entrepreneurs who are building businesses, creating jobs and strengthening our communities.

At Coastal Community Capital, we’re proud to count many women-owned businesses among those we’ve had the privilege of supporting, and these are just a few examples. These women have turned ideas into successful businesses, grown their companies and created opportunities in their communities.

Here’s to the women who take the leap, lead with purpose and make a difference in our local economy. We’re proud to be part of their journey — and excited to see what they accomplish next! ✨

Looking for funding, connections or resources to help your business grow?Join us at the South Coast Capital & Resources ...
10/06/2026

Looking for funding, connections or resources to help your business grow?

Join us at the South Coast Capital & Resources Matchmaker on Wednesday, October 21st from 9 a.m. to noon at White’s of Westport.

This event, sponsored by the U.S. Small Business Administration and One SouthCoast Chamber, brings together lenders, resource organizations, and business support experts to help entrepreneurs and small businesses start, grow and succeed.

Michael Healy of Coastal Community Capital will join the Access to Capital panel, sharing insights on SBA loan programs and financing opportunities for small businesses. Coastal will also have a table at the Capital & Resource Fair, so stop by, meet the team and make connections that can help move your business forward!

Register for the event here>

Are you a Manufacturer or Small Business? Meet lenders and learn about the resources available in Massachusetts to help your business grow.

Congratulations to Coastal Community Capital Board Member Michael Silva on his selection as the new President and CEO of...
10/05/2026

Congratulations to Coastal Community Capital Board Member Michael Silva on his selection as the new President and CEO of Seamen's Bank!

After three decades with Seamen’s Bank, Michael’s experience, leadership and deep commitment to the Cape Cod community make this a well-deserved next chapter. We’re proud to have his expertise and perspective on the Coastal Community Capital Board and wish him continued success in this exciting new role.

Coastal Community Capital is proud to partner with SCORE Mentors to present “10 Ways to Grow Your Community’s Hospitalit...
10/02/2026

Coastal Community Capital is proud to partner with SCORE Mentors to present “10 Ways to Grow Your Community’s Hospitality Reputation and Your Bottom Line” on Thursday, October 15 from noon–1 p.m. at the Cape Cod Chamber in Centerville.

Your guests’ experiences extend far beyond your front door. By collaborating with the local businesses, makers and service providers who help shape those experiences, you can help elevate the entire tourism community—and create a stronger experience for your guests. The presentation will be led by Carol Edmonson, Principal Consultant for InnAdvisors and Certified Mentor for SCORE Cape Cod & the Islands.

Register today for this FREE workshop! https://score.tfaforms.net/112?EventID=a10Vt00000XHY5V

We’re proud to spotlight Ruggie's Breakfast and Lunch and owner Peter Morey on the purchase of the commercial property a...
10/01/2026

We’re proud to spotlight Ruggie's Breakfast and Lunch and owner Peter Morey on the purchase of the commercial property at 707 Main Street in Harwich. This acquisition secures the longtime home of Ruggie’s, a beloved Cape Cod destination, while providing the business with long-term stability and a strong foundation for continued growth.

As Peter puts it: “Coastal was there with me every step of the way. The communication and professionalism were excellent, and I am very grateful for their support.”

We’re grateful to support local businesses like Ruggie’s as they invest in their future! Read more of their story in our recent enews> https://conta.cc/4xU8Umv

09/24/2026

Reminder! SBA SOP 50 10 8.1 takes effect October 1 and includes several important changes to the 504 and 7(a) programs. For 504 lenders, key changes affect debt service coverage, bank loan structure, underwriting requirements for larger projects, construction projects and refinancing. The new SOP also makes significant changes to 7(a) business acquisition financing.

Coastal has prepared a brief Lender Partner Summary highlighting the changes we believe are most relevant when evaluating and structuring SBA transactions. Find it here> https://tinyurl.com/lenderpartnersummary

As always, if you have a new deal or questions about how these changes may affect a transaction, please contact us! We’re here to help!

09/16/2026

From small-business growth and lending insights to helpful resources and the latest SBA updates, our September e-newsletter has plenty to explore. Read it here> https://conta.cc/4xU8Umv

Today, on the 25th anniversary of September 11, 2001, we remember the lives lost, honor the courage and sacrifice of fir...
09/11/2026

Today, on the 25th anniversary of September 11, 2001, we remember the lives lost, honor the courage and sacrifice of first responders, and reflect on the strength and unity shown by communities across our nation in the days that followed.

We will never forget.

Address

5 Patti Page Way
Barnstable, MA
02632

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+15087902921

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