04/09/2026
*I am using this post from Tom Hegna off his LinkedIn profile:
Think about how your parents or grandparents talked about retirement.
They didn’t say, “I saved up $500k.” They said, “We get $3,000 a month.”
Income. Not assets. That was the whole conversation.
Pension + Social Security = guaranteed paychecks for life. They never had to worry about running out of money.
Now look at your clients. No pension. Uncertain Social Security. A 401(k) balance they’re terrified to spend.
The retirement world has completely flipped — and most clients need help to navigate it.
If this hits home for you too, dm me or call/text me. It’s never too late to start anything and your future self will thank you now for taking the step to make your plans for where you want to be.