LaRue-Carey Insurance Group

09/01/2026

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one of the most important pieces of the puzzle. That’s where commercial umbrella policies come in.

Swipe to learn more about how this coverage works and whether it's right for your business.

If you'd like to talk through whether a commercial umbrella policy makes sense for your business, know that we are always happy to help. Feel free to give the office a call today.

08/26/2026

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of the most important ways to help safeguard your shared financial future and provide stability no matter what comes next. Swipe for some key life insurance considerations for newlyweds.

Starting your journey together with the right protection in place can make all the difference. Contact us today to learn more about your life insurance options and find coverage that fits your goals.

08/24/2026

Our Lawrenceburg office recently hired Morgan Barna. Morgan’s focus will be personal lines, life insurance and Medicare related products. During her spare time, Morgan loves traveling and spending time with family and friends. So glad to have her on our team!

08/18/2026

From ransomware and phishing to vendor outages, cyber incidents are now among the most common causes of business disruption. The impact can extend well beyond IT, affecting operations, revenue, and reputation. Recent data shows billions of dollars in reported cyber losses each year, with some individual incidents costing millions.

Swipe for a brief overview of how cyber insurance can help protect your business against this threat.

If you’re not sure how your current coverage would respond to a cyber event, now is a great time to review it. Our team is happy to help you walk through your options and make sure your business is properly protected.

08/13/2026

If your business provides services or advice to clients, professional liability insurance, also known as errors and omissions insurance, is one of the most important coverages you can carry. Swipe through for a quick overview of what this coverage is, which businesses need it, and why it matters.

If you have questions about your professional liability coverage, reach out to us today. We are here to help you stay covered and protected.

08/04/2026

Before your kids head out the door, make sure they know how to get to school safely, no matter how they are getting there. Here are a few tips to keep in mind:

🔵Walking to school? Stick to sidewalks, cross only at crosswalks, make eye contact with drivers before stepping into the street, and always walk in a group when possible.

🔵Riding a bike? A properly fitted helmet is non-negotiable. Remind students to ride on the right side of the road with traffic, come to a complete stop before crossing, and choose a route with minimal intersections and light traffic.

🔵Taking the bus? Students should stand at least 6 feet back from the curb when waiting for a bus, wait for the bus to come to a complete stop before boarding, and never walk behind or in front of a bus without making eye contact with the driver first.

🔵Getting dropped off? If you drive your child to school, obey school zone speed limits, follow your school's drop-off procedure, and never pass a bus that is loading or unloading children.

🔵Teen drivers? Review the basics of safe driving. This includes, but is not limited to, having all passengers wear seatbelts, putting devices away while driving, and driving the speed limit.

We hope you find these tips helpful as students transition back to school. As always, if you have any needs or questions, do not hesitate to reach out to our team. We are happy to help.

07/29/2026

Proud of Josh and devoted he is to helping his clients

In October of 2023, I entered the insurance industry knowing I had a lot to learn.

As I met agents who had built successful careers, I found myself asking the same question over and over:

"If I really want to take a deep dive and learn this industry, where do I go?"

The answer was almost always the same.

"Go earn your CIC."

From that point on, becoming a Certified Insurance Counselor (CIC) became one of my goals.

Over the past several months, that goal meant sitting through 80 hours of classroom instruction covering everything from personal and commercial insurance to agency management and risk management. It also meant completing 10 hours of essay exams that challenged me to apply what I had learned—not just memorize it.

I'll admit, there were times when it felt a little overwhelming. But growth usually happens when you're willing to be challenged.

Today, I'm proud to say I've officially earned my CIC designation.

This accomplishment isn't about adding three letters after my name. It's about becoming a better advisor for the families, businesses, and organizations who trust me to help protect what matters most.

I'm incredibly thankful to the mentors who pointed me in this direction, my team at LaRue-Carey Insurance Group for their support, and every client who has trusted me along the way.

The insurance industry is always evolving, and I believe learning should never stop. This is one milestone I'm proud of, but it's certainly not the last.

Thank you to everyone who has been a part of the journey.

Josh Conder, CIC

07/23/2026

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related claims tied to how you hire, manage, and support employees.

EPLI is designed to help protect your business against certain workplace-related claims, including wrongful termination, discrimination, harassment, retaliation, and decisions regarding hiring and promotions. These claims can be time-consuming, costly, and disruptive, regardless of a company’s size. Additionally:

✅ A single claim can lead to significant legal expenses, even if no wrongdoing is found.
✅ Leadership time and attention may be pulled away from running the business to handle a legal proceeding.
✅ Claims can involve not only employees, but also customers, vendors, or other third parties, depending on the situation.
✅ Situations can escalate quickly, especially when there are differing perspectives or limited documentation.

EPLI can help provide a financial backstop so one issue doesn’t disrupt your day-to-day operations or long-term plans.

If you would like to talk through adding EPLI coverage to your current portfolio or simply review your existing coverage, our team would be happy to connect and answer any questions you may have. Give us a call today, and we can get started.

07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

07/14/2026

Summer work is in full swing, making now a smart time to review how your insurance may respond if tools or equipment are damaged, stolen, or lost in the course of business. Tools and equipment coverage is designed to help protect against certain related risks that may impact your machinery and key tools. Swipe to see what insurance can cover.

Since coverage can vary based on policy type, listed equipment, limits, and endorsements, it is important to confirm what is actually insured before a loss occurs. Contact us to review your tools and equipment coverage and make sure the right protections are in place.