Royal Wealth and Retirement - Financial Advisor: Darren Royal

09/03/2026

The S&P 500 has largely consolidated over the past several weeks, following its sharp breakout to new all-time highs in early August.

Read more in the Weekly Market Guide.

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08/27/2026

Investors Still Rewarded Despite Long List of Concerns: YTD the market has returned double-digit gains, supported by earnings growth and a still constructive economic backdrop.

Read more in the Weekly Market Guide.

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08/20/2026

Market strength is coming on wide breadth- with the "average S&P stock," small caps, banks, transports, and health care all trading at highs.

On the risk side, there are plenty of variables that could disrupt the momentum.

Read the Weekly Market Guide.

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08/13/2026

Momentum Thrust Pushes S&P 500 to New Highs: The S&P 500 surged more than 5.5% over a five-day period last week, a move exceeding two standard deviations, and strong enough to propel the index to new all-time highs.

Read the Weekly Market Guide.

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08/03/2026

I want to start posting what I've read over the years, starting with The Intelligent Investor by Benjamin Graham.

Warren Buffett said this was by far the best book on investing ever written. It goes into depth on the concept of value investing, and how many successful investors view the stock market.

Three things that stuck with me:

1. Treat a stock as a piece of a real business, not a symbol that moves around on a chart.

2. Always demand a margin of safety, meaning room for error in case you are wrong.

3. Picture the market as a moody business partner who knocks every morning quoting a different price for the same company. You're free to ignore him, and that's what you should usually do.

Although the book can be confusing and complex at times, it has no doubt changed my thinking on the stock market and investing for the better.

05/20/2026

Happy Wednesday Everyone!

Did you know? 📊

Claiming Social Security at 70 versus 62 can mean a difference of 75%+ in your monthly benefit for the rest of your life!

For a married couple, the claiming decision can be worth $100,000 or more in lifetime income depending on health, other income sources, and who claims when.

It's one of the most important financial decisions people make and many make it without ever running the numbers.

Curious when the right time is for you? Call or stop by our office — we'd love to run the numbers based on your specific plan and goals.

04/30/2026

Happy Derby Weekend Everyone!

We are analyzing the field and checking the fundamentals. We’ve got a bullish outlook on Emerging Market!🐎🌹

Who are you rooting for?