Bartels Insurance Services

09/22/2021

04/30/2020

Good news for Hastings Mutual Customers.

Date of Release: April 27, 2020 States: All states Title: 15% Personal Auto Premium Refund for Two Months Effective Date: Immediately After consideration of the impact on our agent partners, our customers, and our business, Hastings Mutual plans to return 15% of the combined March and April 2020 auto premiums to our eligible Personal Auto customers, pending regulatory approval. This refund applies to existing and new policies. No actions is needed by our agents or customers to receive this refund. Agent commissions will not be affected by this refund.
• If the policy is full-pay and does not have any amount past due, the returned premium will be sent as a check to the customer’s address. • If the policy is paid in installments, and there is an existing premium balance due on the policy, the refund amount will be used to pay the balance. Any remainder will be returned to the customer by check.
Pass-through fees like Michigan’s Catastrophic Claims Association fee are not included in the premium amount used to determine the refund. We expect to begin distributing checks in late May. Distribution could take up to 14 days. As you may already be aware, we are offering other service enhancements for your customers. These are part of Hastings Mutual Helps, a resource for support and information on what we’re doing for our agency partners and customers as a result of COVID-19. • Suspending Cancellations for Nonpayment of Premiums • Restaurant Delivery and Auto Coverage • Additional enhancements will be added to the Hastings Mutual Helps webpage as they are announced.

04/14/2020

To all my Wisconsin Mutual Clients. Some good news:

Dear Agents,

We have spoken to many of you over the past few days in regards to the relief checks and credits that are occurring throughout the industry for auto policies. We are pleased to announce that the attached letter will be mailed to our policyholders early next week with a check to follow.
We will post this in Agent Access as well and update our wiins.com website. Please feel free to share the news with our policyholders if you receive inquiries prior to the letter being mailed.

While many of the WMI employees are working from home, we are providing the same high level customer service both you and our policyholders are accustomed to experiencing. Some of the things that we are doing differently during the COVID-19 pandemic are summarized for you here:
• Coverage for food delivery on our personal lines auto policies during the pandemic
• Flexibility in payment plans and options
• Allowing one month down on new business when needed
• Leniency in underwriting regarding cancellations and non-renewals
• COVID-19 relief check
o Will be sent to active policyholders (letter early next week and check the following week)
o $50 check per auto policy with at least one full coverage vehicle
o $25 check per auto policy that is liability only
o WI OCI has approved refund and MN still pending.

While things are changing daily as a result of these extraordinary times, we are a company that has worked hard to serve our community, agents and policyholders for the past 100 plus years and this is something that will not change.

Be well, stay healthy and thank you for your partnership!

-Wisconsin Mutual

04/13/2020

To all my Progressive Clients...

PROGRESSIVE PERSONAL AUTO CUSTOMERS WILL BE CREDITED 20%, AGENTS WILL RETAIN FULL COMMISSION
To provide relief for customers affected by the coronavirus (COVID-19), Progressive personal auto customers who have a policy in force as of April 30th will be credited 20% of their April personal auto premiums in May and personal auto customers with a policy in force as of May 31st will be credited 20% of their May personal auto premiums in June. Note that we will still pay full commission on policies sold during this time frame.
In addition, if your customer is currently unemployed as a result of COVID-19, please select their prior employment status and occupation details.

04/02/2020

Quartz is allowing Special enrollment until May.
Anyone who didn't get health insurance in time for the start of the 2020 year, can now get health insurance.
Call for a Quartz Health insurance quote now.

11/20/2019

Can you see the vehicle in front of me? No one can see you either. Turn your headlights on when its foggy.

07/17/2019

As the saying goes—your skin is your largest organ, so you better take care of it. If you are heading to the beach, always remember to keep reapplying your sunscreen... even if its cloudy outside!

06/07/2019

Contractors
Are you covered in the event of an accident?
Say you are a carpet cleaner. You put in the wrong solution, and it damaged the carpet? Is it covered under your General Liability policy?
The answer is No. The contractor would have to pay it out of pocket, unless they have the Contractor's Errors and Omissions endorsement.
What if you followed all the correct specifications for cleaning the carpet, but the carpet got ruined anyways? Is this covered under your General Liability Policy?
The answer is No. The contractor would have to pay the resulting damage out of pocket unless they have the "Voluntary Property Damage" endorsement on their policy.
Make sure you are covering yourself on your insurance. The endorsements do not cost that much to include in on the General Liability policy. It just might save you allot of money in the long run. Inquire with your Insurance Agent.

05/15/2019

https://www.lowes.com/projects/porch-deck-and-patio/clean-and-maintain-your-grill-ht/project?fbclid=IwAR03VK2zmHb2O84fgHEbFv_Aa4xGRCTUhQZyg4BKImPYECKEE-eUE0n0x2E

Whether you prefer cooking with charcoal or gas, cleaning and maintenance are essential for great grilling.

03/28/2019

Good Luck Brewers on your Season!