Michael Waldman at OrginPoint NMLS 1901699

11/02/2026

What’s in our future-home folder? A potentially smoother start to your mortgage.

When applying for your mortgage, lenders may ask for information related to your income, assets, employment and current housing. Exactly what you’ll need depends on your individual financial picture. However, creating one place to keep important information can help you feel more prepared.

Start with the folder. Add to it over time. And when you’re ready, I can help you figure out what comes next.

Save this for your future homebuying era.
https://myoc.io/cxtiE6eTWJt/TM1N1



NMLS # 56164

10/30/2026

Home prices rose in 78% of the nation’s metro markets last quarter, according to today’s NAR report. The average home price rose to around $432,900, up 1.7% year-over- year. Prices appreciated the most in the Northeast (4%) and Midwest (3.6%) regions, while the West saw a 0.6% drop. There's still ample opportunity for buyers though, with home prices declining in 21% of markets in Q3.

Need a hand navigating the shifting housing market? Let’s chat.
https://myoc.io/cxtiE6eTWJt/1Jsdm



NMLS # 56164

10/29/2026

With the economy growing and inflation lingering, the Fed opted to hold interest rates steady at their latest meeting. Mortgage rates are expected to stay about where they are as well. A steadier rate environment gives you more control as you think about buying or refinancing.

Let’s discuss what the latest Fed moves mean for your homeownership plans.
https://myoc.io/cxtiE6eTWJt/ZJYPB



NMLS # 56164

10/28/2026

One of the biggest mistakes buyers make? Waiting around for the right time to buy. Market conditions are worth watching, but your homebuying timeline is just as unique as you are.

Let’s discuss your individual situation to find out what the “right time” could mean for you.
https://myoc.io/cxtiE6eTWJt/Vxs36



NMLS # 56164

10/20/2026

If you’ve been waiting on the housing market, this news is worth a look. Pending home sales dropped 7.3% in September as many buyers held back, which could mean less competition for those ready to move. Want to get ahead of the crowd?
https://myoc.io/cxtiE6eTWJt/WMh4h



NMLS # 56164

10/19/2026

What spooky sounds do you hear in your home after dark? Creaks, clunks and other noises are typically nothing to fear. However, changing seasons are a good reminder to check up on your home.

Use our maintenance guide to stay ahead of routine upkeep.
https://myoc.io/cxtiE6eTWJt/K6XJV



NMLS # 56164

10/14/2026

September housing data showed mixed results, with home sales increasing 1.5% compared to August. Sales increased in the South and West, held steady in the Midwest, and declined in the Northeast. While sales decreased 2.2% year-over-year, many buyers are still entering contracts as more inventory becomes available in the market.

Want to take advantage of the shifting market? Let’s connect.
https://myoc.io/cxtiE6eTWJt/KxvHb



NMLS # 56164

10/12/2026

Today’s mortgage term: loan estimate. Think of it as a snapshot of the numbers behind your mortgage. Whether you’re looking to better understand your estimated monthly payment, costs or terms, I’m here to help.

Review more mortgage jargon and definitions in our guide.
https://myoc.io/cxtiE6eTWJt/6WGLv



NMLS # 56164

10/06/2026

An unexpected turn? Perhaps. A home type worth exploring? Absolutely.

Sometimes, taking the road less traveled reveals new possibilities. There’s more than one path to homeownership, and different property types have different financing requirements. I can help you understand the options to bring you one step closer to “home,” whatever that may look like. Comment “trick-or-treat” if the results surprised you.

Tag a friend to keep the fun going.
https://myoc.io/cxtiE6eTWJt/N6mWf



NMLS # 56164

10/05/2026