Elk Pointe Capital

Elk Pointe Capital Elk Pointe Capital was started in the scenic hills of North Carolina to serve you, offering exceptional support along with small-town sensibility.

Securities and advisory services offered through Commonwealth Financial Network®, member https://www.FINRA.org / [https://www.sipc.org,/]https://www.SIPC.org, a Registered Investment Adviser. The Financial Advisor(s) associated with this profile may only discuss or transact business with residents of states in which they are properly registered. Please check FINRA’s Broker Check for a list of curr

ent registrations. Review our Terms of Use: https://www.commonwealth.com/termsofuse.html. Elk Pointe Capital 397 Shawneehaw Ave., Suite C, Banner Elk, NC 28604 | P 828.898.7810

Ready to tackle back-to-school season without breaking the bank? Discover these easy-to-use budgeting hacks to ease the ...
08/19/2026

Ready to tackle back-to-school season without breaking the bank?

Discover these easy-to-use budgeting hacks to ease the financial strain. Swipe on for clever tips to help start the school year off on the right foot!

Know someone who could use these tips? Tag them to share!

Estate planning may feel stressful to start, but leaving important decisions unresolved can create even more worry. A co...
07/31/2026

Estate planning may feel stressful to start, but leaving important decisions unresolved can create even more worry. A complete plan can provide greater control, clarity, and guidance for loved ones.

🧠 Reduce uncertainty: Decide who will manage your finances, make healthcare choices, and carry out your wishes.
📄 Cover the essentials: A will, trust, power of attorney, and healthcare documents can answer important “what if” questions before a crisis.
👨‍👩‍👧 Ease the family’s burden: Clear instructions can reduce confusion, disagreements, and the pressure to guess what you would have wanted.

Learn how to begin the process and talk with your family about your plans: https://aol.it/4hDbqrU

HSA, FSA, and HRA may sound similar, but their rules and benefits can be very different. Here’s a quick breakdown of how...
07/29/2026

HSA, FSA, and HRA may sound similar, but their rules and benefits can be very different. Here’s a quick breakdown of how each option works.

💰 HSA: Employee-owned, portable, and eligible funds roll over from year to year. Contributions, growth, and qualified withdrawals may all receive tax advantages.
📅 FSA: Helps employees pay predictable medical costs with pretax dollars, but unused money may be forfeited at year-end.
🏢 HRA: Funded entirely by the employer and used to reimburse eligible expenses; unused funds generally stay with the company.

See how eligibility, ownership, and rollover rules can help determine which account fits your needs: https://bit.ly/4fBmgfl

Small business owners often think of their employees as family, but are they set up like it? This post opens the convers...
07/17/2026

Small business owners often think of their employees as family, but are they set up like it? This post opens the conversation around retirement options available to small business employees, reminding owners that a 401(k) isn't the only choice and that some options are built specifically for smaller teams.

There are so many reasons to create a will this month, but here are three big ones to consider:Direct Your Property: Cre...
07/09/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

This Fourth of July, independence is worth celebrating (and planning for). Wishing you and your family a safe, joyful ho...
07/04/2026

This Fourth of July, independence is worth celebrating (and planning for). Wishing you and your family a safe, joyful holiday!

Some of the most important lessons aren’t taught; they’re modeled every day. Happy Father’s Day to all the fathers and f...
06/21/2026

Some of the most important lessons aren’t taught; they’re modeled every day. Happy Father’s Day to all the fathers and father figures who lead by example.

A will is essential, but it’s not meant to hold every detail of your life. Including the wrong assets can trigger legal ...
06/18/2026

A will is essential, but it’s not meant to hold every detail of your life. Including the wrong assets can trigger legal battles, lost inheritances, or public exposure of private information. Consider these guidelines:

•Keep beneficiary accounts out: Life insurance, 401(k)s, and IRAs pass directly to named beneficiaries and will override anything in your will, causing conflicts.
•Never list passwords or account numbers: Wills become public court documents after death, exposing sensitive financial data to anyone who requests it.
•Use trusts for special cases: Pets, special needs dependents, business interests, and fi****ms require separate legal structures to avoid complications.

Source: https://bit.ly/qokTh

👀📊Check out the potential benefits of starting early and saving consistently. With a 529 plan, even modest monthly contr...
05/29/2026

👀📊Check out the potential benefits of starting early and saving consistently. With a 529 plan, even modest monthly contributions can grow significantly over time.

Here are a few points to consider:
📚 529 plans are an effective college savings vehicle with potential tax advantages.
📚Any family member can contribute or even set up a plan (Grandparents love this!).
📚Withdrawals for education expenses are federally and usually state tax-free.
📚Under certain conditions, some funds can now be rolled over into a Roth IRA.

Starting early can make a big difference!

Memorial Day is a time to pay tribute to those who made the ultimate sacrifice in service to the United States. They wil...
05/25/2026

Memorial Day is a time to pay tribute to those who made the ultimate sacrifice in service to the United States. They will always be remembered. Wishing you and your loved ones a peaceful Memorial Day holiday.

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397 Shawneehaw Avenue , Suite C
Banner Elk, NC
28604

Telephone

+18288987810

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