Ray Can Finance It

09/01/2026

You have $50,000 available for real estate.

The first question probably shouldn’t be:
“What can I buy?”

It should be:
“What do I want this money to accomplish?”

There’s a major difference between buying an investment property and building an investment portfolio.

One focuses on the transaction in front of you.
The other asks how today's decision impacts property 2, 3 and 4.

Over the next several weeks I'm going to spend more time showing how I think about real estate investing, financing and portfolio building.

Not get rich quick.

Not “passive income in 30 days.”

Just numbers, strategy and actual real estate.

What would you want to know if you were starting with $50,000?

08/04/2026

Baltimore has recently replenished many of their grants. They will unlikely all last until the end of the year.

Now has been a phenomenal time to purchase despite higher rates. We are seeing sellers offer concessions and moderate price reductions. Meaning you pay less for the house, you have less to the table, and with programs like I mention in this video your cash to close can be minimal.

Stop waiting, change your life, and see what you can be qualified for today.

05/30/2026

Just checking in, pardon the wind. I'm an expert mortgage not Instagram! 😂

Drop any emoji for a DM with resources for whatever your needs.

05/06/2026

With so much talk in the media around the Federal Reserve, it begs the question, what is the Fed? And how does it affect me? I try to answer that for you in this week's blog of the week:

Get LOW mortgage rates in seconds. Use our online pre-approval tool or our refinance rate checker -- don't miss out on these deals!

05/05/2026

Do you have the steps in place?
Do you want to buy your first house?
Do you want to buy your first investment property?
Do you want to buy your 5th investment property?
Do you have the steps in place?

Contact today to start building your road map.

04/22/2026

🚨 New blog of the week: How to Finance Your First Home Flip 🏚️->⚒️->🏠

Get LOW mortgage rates in seconds. Use our online pre-approval tool or our refinance rate checker -- don't miss out on these deals!

04/21/2026

This interview was recorded about 6 months ago now and since then this question has been asked many times:

With the market so expensive should a first time buyer wait?

The answer is absolutely not. The market will only keep becoming more and more expensive.

The K economy is continuing to grow and real estate is proving to be how many people are staying above the bottom of the K.

That being said, purchasing a home now for a first time buyer may be different than it's been in the past, certainly from our parents generation, and even from just a decade ago.

Understanding your options can make a massive difference in wealth in your future.

The method I speak about in this video is not the only way, just the way I would personally go about buying a house as a first time buyer in today's market. But there are many other ways to make this dream a reality.

Don't change the dream, change how you get there! 👊🏼

04/16/2026

National buyer activity slowed again in April, but the Mid-Atlantic is telling a very different story 👀

While the national buyer activity index came in at 42, the Mid-Atlantic was at 64, making it one of the strongest regions in the country. Price direction also stayed strong at 63, showing that values are continuing to hold steady despite higher rates.

Bottom line: buyers in Maryland and the surrounding Mid-Atlantic are still very active, and home prices are still showing resilience.

If you are waiting for demand to disappear completely before making a move, this data suggests that may not happen anytime soon.

04/14/2026

This week’s blog breaks down some of the top down payment assistance programs available around Maryland.

From Maryland Mortgage Program to local options around the state, there may be more help available than most buyers realize.

If saving for a down payment has been holding you back, this is worth a read.

Read more: raycanfinanceit.com/dpa-options/

Get LOW mortgage rates in seconds. Use our online pre-approval tool or our refinance rate checker -- don't miss out on these deals!

04/09/2026

Thinking about downsizing, right-sizing, simplifying, or making your next move more strategic?

Join me and a few amazing speakers next Tuesday for the Spring 2026 Right-Sizing Round Table, where we’ll cover how to make smarter decisions around your home, finances, organization, and overall lifestyle as you transition to the next season of life.

You’ll hear from experts in:
• Household organization
• Indoor horticulture
• Personal finance
• Mortgage lending
• Residential real estate

I’ll be speaking about how homeowners can unlock equity, evaluate financing options, and make the move to a smaller or more intentional space without leaving money on the table.

📅 Tuesday, April 14th
⏰ 7:00 PM – 8:00 PM
💻 Virtual Event

There will also be a raffle prize and every attendee receives a discount coupon.

If you or someone you know is considering a move or just looking to be a bit more organized, this is a great event to attend.

Register here ➡️ https://us06web.zoom.us/meeting/register/-j4b0-NtQJ6-Blpq0VZCxg #/registration