GEM Home Loans

GEM Home Loans Ryan Meyers is the founder of GEM Home Loans in Baltimore Maryland. He has closed over $350 million in loan volume, and is well-versed in all products.

He takes pride in educating and informing his clients, and being easily accessible. NMLS #2702729 Sierra Pacific Mortgage provides quality mortgage lending services throughout the United States. Equal Housing Lender and NMLS #1788.

05/22/2026

Friendly Friday!

There is environmental good news all across the globe to share!

France has a new law requiring commercial parking structures to cover at least 50% of roofs with solar or plants. The EU has opened 20 electronic waste recycling plants to recover up to 90% of precious metals from smartphones. Wildlife reserves in South Africa celebrated a full year of zero rhino poaching incidents.

Keep this positive momentum, every little bit helps!

Send a message to learn more

Is buying a home with cash the best move? Yes, and no. Before tying up your liquid assets in a property always consult w...
05/18/2026

Is buying a home with cash the best move? Yes, and no. Before tying up your liquid assets in a property always consult with a financial advisor first.

Paying cash for homes may erode long-term wealth, Fidelity warns

Friendly Friday!A trend that started in the UK, people around the globe are now joining in on No Mow May. This is an eff...
05/15/2026

Friendly Friday!

A trend that started in the UK, people around the globe are now joining in on No Mow May. This is an effort to bring awareness and help pollinators early in the growing season when food is scarce.

If there are flowers in your lawn, mowing less can feed hungry native bees. But the best way to help is provide native plants, natural nesting sites, avoid pesticides, and spread the word.

This spring the USDA proposed a rule change to aid in the housing shortage nationwide.
05/13/2026

This spring the USDA proposed a rule change to aid in the housing shortage nationwide.

The Rural Housing Service (RHS or the Agency), an agency of the Rural Development mission area within the United States Department of Agriculture (USDA), is issuing a proposed rule to amend the current Single Family Housing Guaranteed Loan Program (SFHGLP) regulation. These proposed changes are...

Friendly Friday!France recently introduced a new policy allowing university students to have a full meal for just 1 Euro...
05/08/2026

Friendly Friday!

France recently introduced a new policy allowing university students to have a full meal for just 1 Euro, regardless of income.

French university canteens began offering one-euro meals to all students regardless of income on Monday, in a measure designed to address financial hardship.

In his final policy meeting, Fed Reserve Chair Powell announced rates will remain unchanged. It was a split decision, la...
04/29/2026

In his final policy meeting, Fed Reserve Chair Powell announced rates will remain unchanged. It was a split decision, largely due to the Iran conflict, couple with inflation and the current employment "low hire low fire" status.

Powell’s term as the central bank chair expires next month.

Friendly Friday!A nature library will be opening in Colorado this summer, expanding traditional library offerings to inc...
04/24/2026

Friendly Friday!

A nature library will be opening in Colorado this summer, expanding traditional library offerings to include outdoor equipment for rent to experience and explore nature.

Anythink Libraries is thrilled to welcome you to the Nature Library’s grand opening this August! While we’re getting everything ready, the site is still an active construction area.

FHFA formally announces the approval and release of a new credit scoring model, hopefully allowing more people to qualif...
04/23/2026

FHFA formally announces the approval and release of a new credit scoring model, hopefully allowing more people to qualify and at a lesser cost.

In a joint announcement, HUD Secretary Scott Turner and FHFA Director William J. Pulte announced that the Federal Housing Administration and Fannie Mae and Freddie Mac are implementing their first new credit score models for mortgages in decades. This historic move is intended to lower costs for the...

Another happy buyer! Explaining the why goes a long way...
04/09/2026

Another happy buyer! Explaining the why goes a long way...

Ryan was very helpful and efficient throughout my first time home buying experience. Since I was unfamiliar with the process Ryan was right there alongside me explaining everything in great detail which made this much less of a headache compared to other lenders I tried going through.

Friendly Friday!Those who know me are already aware I generally like pets more than people (sorry not sorry), and have b...
01/30/2026

Friendly Friday!

Those who know me are already aware I generally like pets more than people (sorry not sorry), and have been fostering dogs for over a decade. Last month the UK enacted new policy to stop puppy mills, end puppy smuggling, protect livestock from dog attacks, start the process to ban shock collars, and more!

There are still good people in the world; let's all show one small act of kindness every day. Stay warm all,

Government launches new plans to protect and improve the lives of our pets, farmed and wild animals

Address

One South Street Suite 2150
Baltimore, MD
21202

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14108085175

Website

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