Tim Draves - CMG Home Loans

04/08/2025

01/28/2025

Why wait to start living in the home of your dreams? With HomeFundIt™, you can achieve your dream of homeownership sooner. Every gift and every click brings you closer to the keys to your new home. Ask me how to get started.

11/26/2024

Big news! The Federal Housing Finance Agency (FHFA) has released the OFFICIAL Conventional Loan limit increases for 2025. Though these limits will run through next year, we're accepting loans up to the limits below starting NOW! We are thrilled to be able to offer these higher limits early so buyers don't have to wait until 2025. To learn more about Conventional Loans, read here: https://www.cmghomeloans.com/loan-programs/conventional-loan

10/30/2024

BREAKING: Fannie Mae announces changes to appraisal requirements for 2025! Get ready for a faster, easier, and more affordable path to homeownership. Beginning Q1 2025, Fannie Mae appraisal waiver programs will extend from 80% to a 90% LTV threshold, meaning home buyers will be able to put just 10% down and avoid the expense and waiting period of a traditional appraisal.

10/22/2024

Are you getting spooked by today's market? Does the thought of home financing send shivers down your spine? There's good news: getting a home loan doesn't need to be scary! At CMG Home Loans, we have all the tricks and treats to make your homeownership dreams a reality. Call me to get started.

10/01/2024

Here's a hard truth: your dream home may not exist... YET! Luckily, the All In One™ Construction Loan can bring the home of your dreams to life with just one application, one loan, and one closing. Ask me about this, and other construction lending options I have for you!

09/30/2024

🔊EXCITING NEWS!🔊
Conventional Loan limits are INCREASING in 2025!
Effective immediately, CMG Home Loans is raising its limit on conforming loan limits for Conventional Loans, granting EARLY ACCESS to higher limits. We are thrilled to be able to offer these higher limits EARLY so buyers don't have to wait until 2025!

09/19/2024

Did somebody say RATE CUTS? ✂️
The Federal Open Market Committee (FOMC) voted to cut the benchmark interest rate by 0.5% – the first rate cut in four years. What can you expect from the market moving forward? Read here: http://spr.ly/6181o3p89

09/11/2024

9.11.01. Never Forget 🇺🇸

23 years after the September 11th attacks, we remember those who lost their lives and honor those who stepped up to serve.

06/21/2024

Being a homeowner comes with a number of perks and financial benefits; one of which is home equity. Home equity is the difference between the amount you owe on a mortgage and what the home is worth. Do you know how to make the most of your home equity? Scroll through➡️