Federal Hill Mortgage Company, LLC

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Federal Hill Mortgage Company, LLC

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Sound, reliable mortgage advice. Personalized, professional service. Federal Hill Mortgage is your one stop resource for home loans. Get the best rates.

🏆 #1 Ranked
📍Residentially licensed in MD, PA, DE, DC, VA, NC, TX & FL; Commercial Financing is Nationwide
Individual NMLS #175722 | Company NMLS #176351

https://www.nmlsconsumeraccess.org/ Helping people make informed decisions about the best choice of mortgage financing is what we do best. Whether you’re looking for a loan, want to get prequalified, need to understand the loan process, or just want a free consultation with a loan expert, we’re here to to help. We will help you secure the best rates and terms to purchase or refinance your home or property. Leave the analysis to the experts and enjoy reduced rates and monthly payments as well as the long-term benefits of property ownership.

10/30/2026

A HELOC on a home you haven’t even purchased yet?

Most people think of a HELOC as borrowing against a home they already own.

But for eligible borrowers, a first-lien HELOC can work differently.

The HELOC can finance the new home itself. It is secured by the home being purchased and serves as the first-position financing on that property.

That means it is not a HELOC on your current home, and it is not a second loan layered on top of another mortgage.

It is not the right fit for every borrower or property, but it is a financing structure many buyers and agents do not realize exists.

See how a first-lien HELOC works:
https://federalhillmortgage.com/first-lien-heloc/

The first-lien HELOC is variable-rate. All financing is subject to credit and property approval. Not all applicants or properties will qualify. HELOC not available in all states, including TX.

Federal Hill Mortgage | Company NMLS #176351 | Individual NMLS #175722 | We are an Equal Housing Opportunity company.

10/28/2026

Congratulations to the Harveys on closing on their new home today! 🏡🔑

We’ve known the Harveys for a long time, and it was a joy to help them get to this day.

Welcome home!

Thinking about your own move? Reach out to our team to start the conversation.
👉 1 (800) 551-9198 | federalhillmortgage.com

10/26/2026

Out on the course for a cause that hits close to home. ⛳️

Federal Hill Mortgage was honored to serve as a Gold Coast Sponsor for the 26th Annual Outback Steakhouse Charity Golf Tournament, hosted by Chesapeake Bay Area Charities of Maryland, Inc.

This annual tradition raises vital funds for pediatric cancer research at the Sidney Kimmel Comprehensive Cancer Center at Johns Hopkins Hospital, directly supporting initiatives like the Outback Steakhouse Teen Rehabilitation Room and the Cure for Kids Research Endowment.

Giving back to the Maryland community that supports us every day is at the core of what we do. Thank you to everyone who organized and participated in making today a success!

10/23/2026

Touring homes this weekend? Know your numbers before you fall in love with a kitchen.

Start with a soft credit pull. It does not affect your credit score, and no other lender sees an inquiry. Share a few details and see which loan programs you may qualify for, plus an estimated price range and payment scenarios.

What happens next:
1. A soft pull and a quick look at your basics
2. A loan partner walks you through your options
3. When you are ready, you upload documents for a verified preapproval letter to use with offers

We tell you before any hard credit pull happens. You decide when to move forward.

Start here: https://federalhillmortgage.com/mortgage-pre-qualification-soft-pull/

A prequalification is not a full loan application or a commitment to lend. All loans are subject to credit approval, verification, and underwriting.

Federal Hill Mortgage | Company NMLS #176351 | Equal Housing Lender

10/19/2026

Buying the home you rent? Buying directly from an owner? You do not have to figure it out alone.

Federal Hill Mortgage has helped buyers through private purchases for years, including tenants buying from landlords and for sale by owner homes. We explain the process in plain terms, help you understand your financing options, outline the documents you will need and keep you on track with mortgage steps and deadlines.

Led by Tammy Saul, JD, MBA, an experienced mortgage professional with more than two decades in the industry and a background in law, our team provides the experience and guidance needed to make the mortgage process straightforward. You have direct access to an experienced mortgage professional from start to finish.

Attorneys, title professionals and agents: if a client is buying privately, send them our way early.

Read the guide: https://federalhillmortgage.com/learn/buying-home-without-realtor/

Federal Hill Mortgage | Company NMLS #176351 | Equal Housing Lender

10/16/2026

Strikes, spares, and a whole lot of good company. Our team spent an evening at Mustang Alley, and it was a reminder that the people you work with shape the work itself. We’re proud of this team and grateful for the relationships that make Federal Hill Mortgage such a great place to be.

10/14/2026

We have updated our guide to choosing a mortgage lender.

A Realtor’s recommendation can be a great starting point, but it should not be your only step. The refreshed guide covers why lenders get recommended, the questions to ask your agent and every lender you consider, and how to check reviews, licensing, and track record before you decide.

Read the guide: https://federalhillmortgage.com/learn/exposing-the-truth-preferred-lenders/?utm_source=company_social&utm_medium=social&utm_campaign=lender-research

Federal Hill Mortgage | Company NMLS #176351 | Equal Housing Lender

A Realtor's lender recommendation is a good starting point, not the finish line. Learn what to ask, how to research a lender, and how to compare your options.

10/07/2026

Told no because of your credit score? It may be worth another look.

Federal Hill Mortgage now has more flexibility for borrowers with lower credit scores on conventional, FHA, VA, and USDA loans. Approval still depends on your full financial picture and underwriting findings, and certain loan types and programs have their own credit requirements. The best way to know where you stand is to talk with our team.

Visit federalhillmortgage.com or call us at 1 (800) 551-9198 to see what options may be available.

Federal Hill Mortgage | Company NMLS #176351 | Equal Housing Lender

10/06/2026

Thinking about buying your next home before your current one sells? We just updated our guide.

It now covers:
Bridge loan vs. HELOC, side by side
How lenders count two house payments when you qualify
6 ways to buy before you sell, and how to tell which one fits

Read the updated guide: https://federalhillmortgage.com/learn/buy-before-selling-home-strategies/

Federal Hill Mortgage Company, LLC | NMLS #176351 | Equal Housing Lender

Want to buy your next home before you sell? Compare a bridge loan vs. a HELOC, learn how lenders count two house payments, and see 6 ways to buy first.

Address

1240 Key Highway
Baltimore, MD
21230

Telephone

+18005519198

Website

https://federalhillmortgage.com/

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