Ezra Rosen - CrossCountry Mortgage

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Ezra Rosen  - CrossCountry Mortgage Ezra Rosen | Pikesville native šŸ“
Proudly Jewish āœ”ļø
Media Personality, Mortgages, lifestyle & life around Baltimore
Loan Officer | CrossCountry Mortgage šŸ”

10/20/2026

Asking people in Baltimore to guess what the Yiddish words mean šŸ˜‚ How many would you get right?

Should we do a part 2?

10/14/2026

Did Dr Seuss have a foot fe**sh?

10/14/2026
10/08/2026

ā€œBe fearful when others are greedy, and greedy when others are fearful.ā€ — Warren Buffett

When other buyers hesitate, you may have more room to negotiate.

A lower price. Seller-paid closing costs. Better terms.

If the home fits your needs and the payment fits your budget, someone else’s fear doesn’t have to hold you back.

You don’t need to follow the crowd. You need a deal that works for YOU.

DM me ā€œHOMEā€ and let’s explore your options.

10/08/2026

The asking price is where the conversation starts.

Here’s my four-step strategy to land your dream home at a great price:

1. Get preapproved with a quality mortgage lender—like myself.
2. Find a top local agent, but not necessarily the #1 producer. You need market knowledge AND someone who has time for you.
3. Find ten homes that fit your budget and must-haves.
4. Lowball all ten. Aim 20% below asking and see who’s ready to negotiate.

No guaranteed bites—but you only need one yes. Have your agent manage offer timing so you don’t get committed to multiple homes.

Save this for your home search and follow for more.

10/01/2026

YOUR GRANDPA’S LENDER STILL USES A FAX MACHINE.

Ask him about VantageScore 4.0. Watch him check his blood pressure.

Same finances. Different credit score. Potentially better mortgage options.

Denied before? Let’s take another look.

Address

Baltimore, MD

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