Clint Tsao - Senior Mortgage Banker

12/25/2025

Christmas Greetings!

12/28/2022

Builder sentiment will weigh through much of 2023.

The NAHB believes the negative trend will continue into 2023, but that a housing market recovery could happen in 2024.

12/13/2022

Rough water ahead...

Rate lock volume took a big hit in November due to affordability challenges and a refi market that dwindled to nonexistent levels.

11/10/2022

We welcomed Mia Anderson of Berkshire Hathaway and Tiffany Jackson of Ally4Pets to our BNI Crofton Thursday AM chapter. We all read aloud the code of ethics and inducted two new members!

11/04/2022

First time buyers are a shrinking percentage of buyers overall. However, planning ahead for tax refunds and stronger credit and stable income over the next months can make a huge difference.

As prices soared to previously unimaginable heights, fewer first-timers were able to gain a toehold into homeownership.

11/03/2022

I presented mortgage market updates and unique programs (beyond the norm) for homebuyers at today's BNI meeting for my Crofton morning chapter. It went well, and there were good questions I fielded at the end. We also had a couple of realtors visit for our open spot. Ah what timing!

11/02/2022

NOW INTERVIEWING REAL ESTATE AGENTS
AN INVITATION TO VISIT CROFTON THURSDAY MORNING 7:30AM-9AM (Nautilus Diner 1709 Transportation Blvd. Crofton, MD 21114)


Network and Grow Your Business Bring extra business cards and infomercial. (Breakfast fee applies)

Register below (visit us):
https://lnkd.in/g3gaQPCX

10/26/2022

Financing Options in a Changing Market FREE to GBBR Members !
Friday, October 28, 2022 (9:30 AM to 11:00 AM) limited to seating!
1.5 CE Hours
Instructor: Clint Tsao, Sandy Spring Bank
This is a 1.5 Hour elective class

10/18/2022

https://www.hcar.org/pages/classes-events/
Underwriting Explained
All continuing education classes are free for HCAR members!
Wednesday, October 19, 2022 (1:30 PM to 3:00 PM)
1.5 CE Hours Instructor Clint Tsao

10/04/2022

At a Sales Rally

09/13/2022

Just finished Education Committee meeting at The Greater Baltimore Board of Realtors.. Time for snacks!