10/15/2026
🚀 LAUNCH FINANCIAL GROUP
DEAL BREAKDOWN SERIES
🏡 THE DEAL ALMOST FELL APART. WE FOUND ANOTHER WAY!
When the DSCR Doesn't Work, the Deal Isn't Always Dead!
Not every investment property produces enough rental income to qualify for traditional DSCR financing.
But sometimes, the solution isn't finding another property.
It's finding a better loan structure.
⚠️ THE CHALLENGE
An investor was purchasing a rental property with strong long-term appreciation potential.
The problem?
The property's rental income wasn't enough to meet the lender's minimum 1.00 DSCR requirement.
The investor was facing three options:
❌ Bring more money to closing
❌ Walk away from the investment
❌ Find a lender willing to structure the loan differently
💡 HOW LAUNCH SAVED THE DEAL
Instead of turning the investor away, we looked at the entire financial picture.
By utilizing our 0.75 DSCR program, along with additional reserve requirements, we were able to structure financing that worked.
The investor didn't need to abandon the purchase or tie up substantially more capital in a larger down payment.
🎯 THE RESULT
✅ 0.75 DSCR financing
✅ Additional reserves used to strengthen the loan
✅ No personal income verification required
✅ Investor preserved capital for future opportunities
✅ The purchase moved forward!
🚀 THE BIGGER PICTURE
Cash flow matters. But so does opportunity.
Not every investment property will produce maximum cash flow on day one.
Some investors focus on appreciation. Others see opportunities to increase rents, improve the property, or build long-term equity.
The key is understanding your financing options before walking away from a deal.
A low DSCR doesn't automatically mean NO.
At Launch Financial Group, we look for solutions, not reasons to say no.
🚀 WHEN OTHERS HESITATE, WE LAUNCH!
📞 (844) 298-3727
🌐 www.launchfg.com
📧 [email protected]
All financing subject to program guidelines, underwriting, and approval.
