Sharon C Wofford, Mortgage Lender NMLS 130562

Sharon C Wofford, Mortgage Lender NMLS 130562 Your local hometown lender Sharon C. Wofford and Katherine France have over 50 years of combined experience in the mortgage industry. Have questions?

We find passion in matching each customer with the right loan program to fit specific needs, allowing clients to reach their dreams of home-ownership! River Rock is a business made up of highly experienced sales and support staff from the mortgage banking industry. Our goal is to help "navigate your journey home with strength, ease, and confidence." Backed by Success Mortgage Partners, LLC, we hav

e the strength of a national company, the confidence in our experience, and the compassion to make your mortgage as easy as possible. River Rock is based in Ball Ground, GA with the ability to lend in 47 states. From conventional, government, and investment products in house, to brokered out-of-the-box solutions, we have a loan for almost every need. Our in-house operations teams helps streamline our process with open communication and strong relationships. River Rock offers a better way for the mortgage professional to serve the home buyer on a local level, while having the power of a national mortgage lender. Our goal is to provide the home buyer with the most experienced loan experts, unbeatable service levels, and a worry-free home financing experience, whether the client is buying a new home, refinancing an existing loan, or getting a home-equity loan. Let's talk.

24-hour Pre-Qualification Hotline: 678-928-8930
770-893-7097
404-583-5964

NMLS 2655329
NMLS: 130562

Legal:
SMP is an Equal Housing Lender. Branch NMLS: 130562. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. Consumer Voice- https://www.successmortgagepartners.com/customer-complaint-form/

04/02/2026

Wanna know how to throw a good party? Just ask the Pickens Circle of Excellence committee. We do it right. ๐Ÿ˜‚

Last night was so fun celebrating our top producing Realtors in Pickens County with our Miami Night Dressed in White! Cheers to a successful 2026 so we can do it again next year!

Congratulations to all our winners, but especially to our very own on winning affiliate of the Year! Congratulations to our 2x past president, , our current president and her top producing team, Padgett and Co Real Estate. Thanks to our committee chair, for his hard work this year, and to Bailey and for all their efforts and help!

03/11/2026
Did you miss Light up the Night in Ball Ground? We're looking forward to doing it again next year, but here's a quick su...
11/23/2025

Did you miss Light up the Night in Ball Ground? We're looking forward to doing it again next year, but here's a quick summary of who we noticed flipping on Christmas Lights!

Did we forget anyone? Tell us who and we'll update our lyrics!

It's beginning to look a lot like Christmas, everywhere you go!
Take a look at Jill's pops and pies
Burger Bus with the fries
And Scooped on Main is swirling up some snow

It's beginning to look a lot like Christmas
Lights on every store
Margie and Molly's is dressed in cheer
Rocksolid pours good beer,
Barrel House brews joe and warmth and more

Dot's Fine Wine and Craft has bottles all stacked
A festive little display
Virtual Properties trims their door
In the merriest holiday way
Dominics fills pizza pans
Like Christmas on a tray

It's beginning to look a lot like Christmas
Windows all aglow
BG Tavern is full of Joy
Taco Social's here oh boy
Sunshine Life brings sparkle to the show

It's beginning to look a lot like Christmas
Frankfurt's meats galore
But the prettiest sight to see
From Perched, the Christmas Tree
And River Rock's front door

Sure, it's Christmas once more!
The holiday lights in are live! Make sure you visit all of these wonderful shops and restaurants for and this week. The best part? The places mentioned are only just a sampling of what's going to be open. So stop by, walk around, grab a bite or drink, and SHOP LOCAL!

Things got a little tense at our closing yesterday. These "clients" (if we can even call them that ๐Ÿ™„) started gnashing o...
11/08/2025

Things got a little tense at our closing yesterday. These "clients" (if we can even call them that ๐Ÿ™„) started gnashing over who should sit by the lender or the attorney. Things went colossal when they were told they had to use blue to sign and there was only 1...

Luckily, we were able to smooth things over with some crayons and a juice box. As you can see, they did eventually sign the coloring books.

The actual clients happily refinanced, saving roughly $350 per month on their mortgage a d skipping 2 mortgage payments! This little boost helps with the blow of a renovation cost ๐Ÿ˜‰

Rates are finally giving us some breathing room. If you'd like a no-obligation mortgage check-up, just have your mortgage statement ready and call us!

We had the BEST Halloween this year!!1. We made an Oz-inspired scarecrow for the  scarecrow contest AND ACTUALLY WON 2ND...
11/03/2025

We had the BEST Halloween this year!!

1. We made an Oz-inspired scarecrow for the scarecrow contest AND ACTUALLY WON 2ND PLACE!!

2. We got to decorate the car like a haunted house for the 's annual Trunk-Or-Treat in the garden! (A Lotta fun and a little Advil for Katherine's back ๐Ÿ˜‰) We had a pumpkin painting station that the kids LOVED

3. We celebrated a happy hour with the Northwest GA Board of Realtors, and even found from to hold our parrot for us!

Have you seen our scarecrow in Downtown Ball Ground?? Don't worry, the houses aren't falling, but the rates sure are!Be ...
10/29/2025

Have you seen our scarecrow in Downtown Ball Ground?? Don't worry, the houses aren't falling, but the rates sure are!Be sure to click on the picture below, then hit like and leave a comment to vote for our scarecrow! Voting ends October 30th!!

โ€œWeโ€™re Not in Kansas Anymoreโ€
The witchโ€™s house lands downtown

08/11/2025

Why not save some money and skip the home inspection?

1. Could miss some pretty major issues

2. Could miss minor issues

3. COULD MISS OUT ON NEGOTIATING THOUSANDS IN CLOSING COSTS

Our buyer's agent just scored a whopping $33,000 paid by the seller. This amount helps reduce the rate, cover the closing costs, and cover all upfront taxes, insurance, and interest ๐Ÿคฏ

Remember to build this cost into your home buying budget - it's usually worth the money.

08/06/2025

Our clients closed on a beautiful home last week!!

Their agent, of , scored a whopping $13,000 in closing costs for her clients that we used to help buy the rate down below market.

Ready to make a move? Let's talk - we can even help connect you with some great agents like Ashley.

08/05/2025

Well, well, well...

Let's talk about well water. FHA loans require a clear water test if the property has a well, even if it's just a refinance.

I'll talk about what happens if there is bacteria and what to do. Until your water is clear (and safe to drink!), we can't close your loan.

Have a well and worried about financing your home or a new home? Or maybe you're a Realtor with a property on well water and not sure what's required? This Reel is for you!

More to come!!We just closed this 203k renovation loan yesterday!! What's a 203K? We're glad you asked!A 203K is a renov...
07/30/2025

More to come!!

We just closed this 203k renovation loan yesterday!!

What's a 203K? We're glad you asked!

A 203K is a renovation loan that allows you to finance the cost of renovations into your mortgage. This includes paint, lighting, roof, doors, even appliances!

This is a great option if your budget is a little tighter and you have some imagination. The best part? This family is walking away with nearly $30k in instant equity!

Interested in a renovation loan? We can help with that!!

Address

215 Gilmer Ferry Road
Ball Ground, GA
30107

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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