Mid-America Bank

Mid-America Bank Mid-America Bank. We're a Member FDIC & an Equal Housing Lender specializing in Real Estate Lending. It moved to its current location on the highway in 2001.

Mid America Bank started in 1997 when five individuals, including Baldwin residents Dave Hill and Roger Arnold, purchased the Esbon State Bank in Esbon, KS. The owners changed the name to Mid America Bank because Esbon is located 8 miles from the geographic center of the United States. The main office soon moved to Baldwin City and operated at 707 High Street across from the post office. Since pur

chasing the bank it has grown from $9 million in total assets to $139 million in total assets with no plan to slow down. “Growth is important for the future of our bank,” said Vice President Jeff Hill. He noted how technological advances have impacted the banking industry. “With online banking, mobile banking and faster payment processing it’s possible to bank with just about anyone. Growth enables us to operate in a competitive industry and to better serve our customers.”

The bank’s management team also sees the importance of growth in the communities it serves. Mid America’s niche has always been real estate lending. The bank currently employs over 50 people across our 4 branches located in Baldwin City, Lawrence, Wellsville and Gardner.

Community banking is about knowing your customers by name and being there when it matters most.At Mid America Bank, we'r...
06/15/2026

Community banking is about knowing your customers by name and being there when it matters most.

At Mid America Bank, we're proud to serve the families, farmers, businesses and neighbors who make Palco such a special place to call home. Thank you for trusting us to be part of your financial journey.



🏡 Whether you're building your dream home, remodeling your current space, or planning your next project, Mid America Ban...
06/12/2026

🏡 Whether you're building your dream home, remodeling your current space, or planning your next project, Mid America Bank has lending solutions to help you move forward.

Kelly Long and the Eudora team are here to help you find the right loan for your goals.

Thank you to everyone who nominated Mid America Bank in this year's Best of Lawrence!We're grateful to be recognized and...
06/05/2026

Thank you to everyone who nominated Mid America Bank in this year's Best of Lawrence!

We're grateful to be recognized and appreciate the trust our customers place in us every day. Being part of such a strong community is an honor, and we're thankful for the opportunity to serve you.

If you'd like to support us, voting remains open through June 6.
https://www2.ljworld.com/bestoflawrence/ #/gallery/542236422

Thank you for being part of the Mid America Bank family!

Baldwin City is growing — and there has never been a better time to build locally. 🏡🔨With new housing developments, expa...
06/05/2026

Baldwin City is growing — and there has never been a better time to build locally. 🏡🔨

With new housing developments, expanding neighborhoods and continued community growth, opportunities for building in Baldwin City are stronger than ever.

Whether you’re planning your dream home, purchasing a lot or starting a remodel project, Mid America Bank is here with local lending solutions designed for local builds.

Connect with Chris Nicholson at our Baldwin City Branch to learn more about construction loans, remodeling financing and building opportunities right here in our community. Call the Baldwin City branch at (785) 594-2100 to get started!

June is National Homeownership Month — a time to celebrate the place we call home. 🏡💚Whether you’re buying your first ho...
06/03/2026

June is National Homeownership Month — a time to celebrate the place we call home. 🏡💚

Whether you’re buying your first home, building your dream home, refinancing or planning your next move, MidAmerica Bank is here to help every step of the way.

As your local real estate lender, we’re proud to help families and communities grow right here at home.

Summer schedules can get busy fast — from babysitters and lawn mowing to camps, chores and weekend plans ☀️📱With Zelle® ...
05/29/2026

Summer schedules can get busy fast — from babysitters and lawn mowing to camps, chores and weekend plans ☀️📱

With Zelle® through MidAmerica Bank, sending money is quick, easy and convenient right from your phone.

Whether you’re paying the babysitter, sending gas money or rewarding the kids for helping around the house, Zelle® makes summer payments simple.

Mid-America Bank will be closed on Monday, May 25, in observance of Memorial Day. As we enjoy the holiday weekend, we al...
05/25/2026

Mid-America Bank will be closed on Monday, May 25, in observance of Memorial Day.

As we enjoy the holiday weekend, we also take time to remember and honor the brave men and women who gave their lives in service to our country.

We wish everyone a safe and meaningful Memorial Day.

Here’s your Mid America Bank Money Fun Fact of the day! 💵🦌Ever wonder why we call a dollar a “buck”?The term dates back ...
05/22/2026

Here’s your Mid America Bank Money Fun Fact of the day! 💵🦌

Ever wonder why we call a dollar a “buck”?

The term dates back to early America, when deer skins (or “bucks”) were commonly traded and used like currency in everyday commerce.

Money has changed a lot since then — but fun financial history never gets old!

School’s out and summer adventures are just beginning! ☀️🎒From family vacations and summer camps to backyard projects an...
05/19/2026

School’s out and summer adventures are just beginning! ☀️🎒

From family vacations and summer camps to backyard projects and extra fun with the kids, summer is a season full of memories in the making.

MidAmerica Bank wishes all students, teachers and families a safe, relaxing and fun-filled summer break!

Watch your money grow with Premier Checking at MidAmerica Bank! 🌱💵Enjoy competitive interest, convenient everyday bankin...
05/17/2026

Watch your money grow with Premier Checking at MidAmerica Bank! 🌱💵

Enjoy competitive interest, convenient everyday banking and the local service you know and trust — all in one account.

Stop by and talk with Jonathan Wagner to learn how Premier Checking can help your balance grow while keeping your banking simple and secure.



APY* - Annual Percentage Yield. With direct deposit, e-statements, and 15 debit card transactions per month. Fees could reduce earning. Earns 2.0% interest on average daily balance up to $20,000 and 0.20% for any balance over that amount when all requirements are met each month. APY Effective as of 05/01/26.

Address

802 Ames Street PO Box 4
Baldwin City, KS
66006

Opening Hours

Monday 7:30am - 5:30pm
Tuesday 7:30am - 5:30pm
Wednesday 7:30am - 5:30pm
Thursday 7:30am - 5:30pm
Friday 7:30am - 6pm
Saturday 9am - 12pm

Telephone

+17855942100

Website

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