What are the opening hours?

Monday 7:30am - 5:30pm Tuesday 7:30am - 5:30pm Wednesday 7:30am - 5:30pm Thursday 7:30am - 5:30pm Friday 7:30am - 6pm Saturday 9am - 12pm

Mid-America Bank

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United States
Baldwin City, KS
Mid-America Bank

Mid-America Bank. We're a Member FDIC & an Equal Housing Lender specializing in Real Estate Lending. It moved to its current location on the highway in 2001.

Mid America Bank started in 1997 when five individuals, including Baldwin residents Dave Hill and Roger Arnold, purchased the Esbon State Bank in Esbon, KS. The owners changed the name to Mid America Bank because Esbon is located 8 miles from the geographic center of the United States. The main office soon moved to Baldwin City and operated at 707 High Street across from the post office. Since pur

chasing the bank it has grown from $9 million in total assets to $139 million in total assets with no plan to slow down. “Growth is important for the future of our bank,” said Vice President Jeff Hill. He noted how technological advances have impacted the banking industry. “With online banking, mobile banking and faster payment processing it’s possible to bank with just about anyone. Growth enables us to operate in a competitive industry and to better serve our customers.”

The bank’s management team also sees the importance of growth in the communities it serves. Mid America’s niche has always been real estate lending. The bank currently employs over 50 people across our 4 branches located in Baldwin City, Lawrence, Wellsville and Gardner.

09/01/2026

💰 Your money is already in checking… make it work harder!

With Premier Checking from Mid America Bank, you can earn 2.01% APY on balances up to $20,000 when qualifications are met—all while using your checking account for everyday spending.

Ready to make more of the money you already have in checking? Stop by Mid America Bank in Gardner and talk with Zach Martin to learn more.

APY* - Annual Percentage Yield. With direct deposit, e-statements, and 15 debit card transactions per month. Fees could reduce earning. Earns 2.0% interest on average daily balance up to $20,000 and 0.20% for any balance over that amount when all requirements are met each month. APY Effective as of 08/01/26.

08/28/2026

💵 Money Fun Fact
Did you know? A U.S. dollar bill weighs about one gram.

That means $10,000 in $100 bills weighs only about 3.5 ounces, while $1 million in $100 bills weighs just over 22 pounds!

Now that's a lot of money!

08/24/2026

🏡 From your first home to your next investment, we're here to help.

Whether you're buying, building, remodeling or investing, Mid America Bank offers local lending solutions backed by personal service.

Our Elly and our Lawrence lending team is ready to help you take the next step with confidence.

Let's talk about your goals today!

08/21/2026

Whether you're saving for retirement, a new vehicle, college or your next adventure, a Certificate of Deposit is a safe way to grow your money with a guaranteed return.

Jackson Dwyer is happy to answer your questions and help you find the CD that's right for your savings goals.

APY* - Annual Percentage Yield. Jumbo Rates** available for balances of $250,000 and above. $500 minimum balance to open. Early withdrawl penalty may apply. Rates may change without notice. Other terms available. APY Effective as of 8/01/26.

08/20/2026

EHS Football Car Wash! 🏈🚗🧽

So proud of these hard-working boys! Looking forward to watching all that hard work pay off on the field this fall.

A huge thank you to everyone who came out and supported the team today. This is what hometown pride and community support are all about. ❤️💙

Here’s to a great season—Go Cards! 🏈

08/14/2026

Dave, Jeff and Julie had a great time at Smoke on the Bricks!

As a proud Title Sponsor, Mid America Bank was happy to be part of a weekend filled with great BBQ, live music and plenty of community fun. From Friday night’s Taste of Baldwin City to Saturday’s BBQ competition, it was a great way to wrap up the summer event .

Thanks to Baldwin City Recreation Commission and everyone who helped make the weekend such a success. Our team loved getting out and enjoying it with all of you!

We’re always proud to support events that bring our community together.

08/13/2026

🍦 Cool off with us at Mid America Bank in Norton!

Sarah and Gentry have been serving up smiles all summer long during our Throwback Thursday Treat Days, and there's still one more chance to join the fun!

Stop by on Thursday, August 20, from 3–5 p.m. (or until treats are gone) for a FREE frozen treat, say hello, and learn more about the products and services Mid America Bank has to offer. Or simply stop in to enjoy a sweet treat with your community—we'd love to see you!

We can't wait to welcome you!

08/07/2026

Mid America Bank is always proud to support the next generation of agriculture.

Last week, we were honored to support the hardworking young 4-H producers participating in the Douglas County Fair. The dedication, responsibility and perseverance these exhibitors demonstrate is truly inspiring.

Congratulations to all of this year's 4-H members on a successful fair. Thank you for all you do to strengthen our communities—we're proud to support you every step of the way.

08/06/2026

💰 Don't let your money sit idle.

Put your savings to work with a Mid America Bank Money Market Account. It's a great way to earn more while keeping your money accessible when you need it.

Jonathan Wagner and the Lawrence team would love to help you find the account that's right for you.

APY* - Annual Percentage Yield. $2,500 required daily minimum balance, if balance drops below $2,500, a $10 minimum balance fee will be assessed. Withdrawals from account may cause earnings to decrease. Rates may change without notice. Fees could reduce earning. APY Effective as of 7/01/26.

07/24/2026

We're still reflecting on a special day from last week.

It was an honor to accept the Community Leadership Award from the Federal Home Loan Bank of Topeka. This recognition belongs not only to our team, but to the customers, communities and organizations we have the privilege of serving every day. As part of the award, the Federal Home Loan Bank donated $10,000 to our community, splitting it between the Baldwin Education Foundation - Baldwin City, KS and the Boys & Girls Club of Lawrence, KS.

Thank you to everyone who joined us at the awards ceremony and helped celebrate this meaningful recognition. We also extend our sincere appreciation to the Federal Home Loan Bank of Topeka for this incredible honor and for its continued commitment to strengthening communities across our region.

Most of all, thank you to our customers and the communities that place their trust in Mid America Bank. Your support allows us to invest in local organizations, volunteer alongside our neighbors and help make the places we call home even stronger.

We're grateful to be your community bank.

Address

802 Ames Street PO Box 4
Baldwin City, KS
66006

Opening Hours

Monday	7:30am - 5:30pm
Tuesday	7:30am - 5:30pm
Wednesday	7:30am - 5:30pm
Thursday	7:30am - 5:30pm
Friday	7:30am - 6pm
Saturday	9am - 12pm

Telephone

+17855942100

Website

http://www.mid-americabank.com/

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