Mid-America Bank

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Mid-America Bank Mid-America Bank. We're a Member FDIC & an Equal Housing Lender specializing in Real Estate Lending. It moved to its current location on the highway in 2001.

Mid America Bank started in 1997 when five individuals, including Baldwin residents Dave Hill and Roger Arnold, purchased the Esbon State Bank in Esbon, KS. The owners changed the name to Mid America Bank because Esbon is located 8 miles from the geographic center of the United States. The main office soon moved to Baldwin City and operated at 707 High Street across from the post office. Since purchasing the bank it has grown from $9 million in total assets to $139 million in total assets with no plan to slow down. “Growth is important for the future of our bank,” said Vice President Jeff Hill. He noted how technological advances have impacted the banking industry. “With online banking, mobile banking and faster payment processing it’s possible to bank with just about anyone. Growth enables us to operate in a competitive industry and to better serve our customers.”

The bank’s management team also sees the importance of growth in the communities it serves. Mid America’s niche has always been real estate lending. The bank currently employs over 50 people across our 4 branches located in Baldwin City, Lawrence, Wellsville and Gardner.

💗 We’re MAKING IT RAIN MAGENTA! 💗The Mid America Bank crew is painting the town magenta, one dollar at a time! 💕🐾 ...
10/15/2026

💗 We’re MAKING IT RAIN MAGENTA! 💗

The Mid America Bank crew is painting the town magenta, one dollar at a time! 💕🐾



T-Mobile Bulldog Bulletin Online

💗 We're painting the town MAGENTA! 💗Mid-America Bank is joining the fun and showing our Bulldog pride as Baldwin City go...
10/13/2026

💗 We're painting the town MAGENTA! 💗

Mid-America Bank is joining the fun and showing our Bulldog pride as Baldwin City goes MAGENTA! 💖

We love seeing our community come together, and we're excited to add a little magenta to the mix! Let's keep the spirit going, Baldwin City! 💗

T-Mobile Baldwin City School District (USD 348)

10/12/2026

Your plans deserve a conversation. 🏡

Whether you’re buying a home, building, renovating, or investing in property, our team takes time to understand your goals and talk through your lending options.

That’s personal service from people who call Kansas home.

Proudly serving Baldwin City, Eudora, Gardner, Lawrence, Norton, Palco, and Wellsville.

Let’s talk about what’s next.
🌐 www.mid-americabank.com
📞 (785) 594-2100

Member FDIC | Equal Housing Lender | NMLS #619730

10/09/2026

🏡 Strong communities and strong local banks grow together.

A healthy housing market starts with a community where people want to put down roots, build businesses, raise families, and create a future.

That’s why local banking matters.

At Mid America Bank, we believe financing a home is about more than a transaction. It can mean giving a family a place to call home, helping someone begin building generational wealth, or giving a local business owner the support they need to turn an idea into something that strengthens the entire community.

When you bank locally, your dollars can help strengthen the places we all call home.

💙 Local relationships.
🏡 Local lending.
🤝 Local decisions.
🌾 Invested in Kansas communities.

From first-time homebuyers and growing families to entrepreneurs and established businesses, we’re proud to be part of the communities we serve.

Learn more about Mid America Bank: www.mid-americabank.com



**Member FDIC | Equal Housing Lender**

👋 Meet your lender, Chris Nicholson!Chris is more than a loan officer at Mid America Bank—he’s a neighbor who is investe...
10/02/2026

👋 Meet your lender, Chris Nicholson!

Chris is more than a loan officer at Mid America Bank—he’s a neighbor who is invested in the community he serves.

Whether your next move involves buying, building, improving or something beyond, Chris is here to help you navigate the process and find a lending option that fits your plans.

When you bank local, you get more than a lender. You get someone who knows your community.

🚩 They contact you unexpectedly.🚩 They create urgency or fear.🚩 They tell you to keep it secret.🚩 They tell you exactly ...
10/02/2026

🚩 They contact you unexpectedly.
🚩 They create urgency or fear.
🚩 They tell you to keep it secret.
🚩 They tell you exactly how to send the money.

Scammers often rely on pressure, fear and secrecy to get you to act before you have time to think. When in doubt, talk to a Mid America Bank team member. We’re here to help.

Put your equity to work!That unfinished basement? The kitchen you’ve been wanting to update? A home addition, new shop o...
10/01/2026

Put your equity to work!

That unfinished basement? The kitchen you’ve been wanting to update? A home addition, new shop or even a full remodel?

A rehab loan could help turn those plans into reality.

Talk with the Mid America Bank lending team about financing options for your next home project!

October is Cybersecurity Awareness Month, and Mid America Bank is helping you stay one step ahead of fraud.Scammers are ...
10/01/2026

October is Cybersecurity Awareness Month, and Mid America Bank is helping you stay one step ahead of fraud.

Scammers are constantly finding new ways to reach people through phone calls, texts, email, social media and online shopping. Knowing the warning signs can help you stop a scam before money or personal information is lost.

Throughout October, follow along for our new series.

Checking that gives you more!With Premier Checking, your everyday balance can do a little more for you with 2.01% APY in...
09/30/2026

Checking that gives you more!

With Premier Checking, your everyday balance can do a little more for you with 2.01% APY interest.

Stop by our Palco location and talk with Ali or Justine to learn more about Premier Checking and see if it’s the right fit for you. Or call 785-737-2100.



APY – Annual Percentage Yield. With direct deposit, e-statements, and 15 debit card transactions per month. Fees could reduce earnings. Earns 2.00% interest rate on average daily balance up to $20,000 and 0.20% APY for any balance over that amount when all requirements are met each month. APY effective as of 09/01/26.*

Money Fun Fact!Did you know a dollar bill can be folded about 4,000 times before it tears?It may spend a lot of time get...
09/29/2026

Money Fun Fact!

Did you know a dollar bill can be folded about 4,000 times before it tears?

It may spend a lot of time getting folded, stuffed in wallets and passed from hand to hand—but U.S. currency is made to hold up!

Now you have a little money trivia to share today.

Address

802 Ames Street PO Box 4
Baldwin City, KS
66006

Opening Hours

Monday 7:30am - 5:30pm
Tuesday 7:30am - 5:30pm
Wednesday 7:30am - 5:30pm
Thursday 7:30am - 5:30pm
Friday 7:30am - 6pm
Saturday 9am - 12pm

Telephone

+17855942100

Website

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