GEM Mortgage

GEM Mortgage Golden Empire Mortgage Inc. (GEM) [NMLS No. 2427] is proud to hold itself out as one of the most respected leaders in the mortgage industry for 30 years.

The GEM business philosophy holds true that all consumers deserve access to credit, where “our customers are our business” is the cornerstone for excellence. At GEM we understand that the lending process can be intimidating, that’s why we ensure that all of our employees hold to the highest level of client satisfaction. GEM Mortgage - Home Loans. Simplified. Since 1987.™

Licensed by the Departmen

t of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity. NMLS #2427

5.0 star review received on Experience.com for Melissa Sparks by Christie C - We've  worked  with  Melissa in  the  past...
09/03/2026

5.0 star review received on Experience.com for Melissa Sparks by Christie C - We've worked with Melissa in the past and her expertise, professionalism and habit of over -communicating is what brought us back. She is amazing!!

Click to see all 390 reviews of Melissa Sparks, Loan Officer | NMLS # 515570

5.0 star review received on Experience.com for Josue Marroquin by Victor B - The communication and efficiency
09/03/2026

5.0 star review received on Experience.com for Josue Marroquin by Victor B - The communication and efficiency

Click to see all 47 reviews of Josue Marroquin, Loan Officer | NMLS # 963557

5.0 star review received on Experience.com for Mark Ferguson by Mario R - The  patience and  willingness to  answer  any...
09/03/2026

5.0 star review received on Experience.com for Mark Ferguson by Mario R - The patience and willingness to answer any questions i had.

Click to see all 133 reviews of Mark Ferguson, Loan Officer | NMLS # 1505047

5.0 star review received on Experience.com for Jennifer Wilkins by Alan H - The  team from Terry Bleecker, who worked cl...
08/28/2026

5.0 star review received on Experience.com for Jennifer Wilkins by Alan H - The team from Terry Bleecker, who worked closely with me to the underwriters who helped guide me to my goal of the refinance.

Click to see all 32 reviews of Jennifer Wilkins, Central Ops Team Lead/Corp Loan Originator | NMLS # 1805506

5.0 star review received on Experience.com for Jennifer Wilkins by Saul E - All Milo help when we needed
07/15/2026

5.0 star review received on Experience.com for Jennifer Wilkins by Saul E - All Milo help when we needed

5.0 star review received on Experience.com for Thomas Louisignau by Juan V - The  swiftness  in  which  he  responded an...
06/30/2026

5.0 star review received on Experience.com for Thomas Louisignau by Juan V - The swiftness in which he responded and the care he took of my case!

Click to see all 387 reviews of Thomas Louisignau, Loan Officer | NMLS # 283164

5.0 star review received on Experience.com for Cynthia Escobar by Joseph P - Very  helpful  and explains everything 10/1...
06/30/2026

5.0 star review received on Experience.com for Cynthia Escobar by Joseph P - Very helpful and explains everything 10/10

Click to see all 61 reviews of Cynthia Escobar, Senior Loan Officer | NMLS # 2161018

5.0 star review received on Experience.com for Nicholas Barta by Anthony A - Buying a home is so stressful but your team...
06/30/2026

5.0 star review received on Experience.com for Nicholas Barta by Anthony A - Buying a home is so stressful but your team made it as easy as possible that's for everything

Click to see all 1696 reviews of The Nick Barta Team, Regional Manager

5.0 star review received on Experience.com for Nicholas Barta by Corinna D - This was  so  fast  and  easy.  My  questio...
06/30/2026

5.0 star review received on Experience.com for Nicholas Barta by Corinna D - This was so fast and easy. My questions were always answered right away .

Click to see all 1695 reviews of The Nick Barta Team, Regional Manager

Address

1200 Discovery Drive
Bakersfield, CA
93309

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 9pm
Sunday 8am - 9pm

Telephone

+16613281600

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