Shirley Robinson - Your Mortgage Broker NMLS #1526462

Shirley Robinson - Your Mortgage Broker NMLS #1526462 I am a Mortgage Broker with Dream House Lending. Please call me when you have mortgage questions. I specialize in purchase and refinance loans.

I am a loan originator for The Money Store here in Bakersfield, CA. We offer an array of loan programs and will help you along the entire home loan process.

We know you can't wait to get started on your journey to homeownership. That’s why we make things fast and simple right ...
08/25/2023

We know you can't wait to get started on your journey to homeownership. That’s why we make things fast and simple right from the start. Apply online and get your initial approval in as little as 15 minutes!

🏡 Looking to buy a home? Don't skip the crucial step of getting pre-qualified! 📝Before diving into the exciting world of...
07/21/2023

🏡 Looking to buy a home? Don't skip the crucial step of getting pre-qualified! 📝

Before diving into the exciting world of house-hunting, make sure you're armed with a pre-qualification letter. It's like having a golden ticket that opens doors to your dream home. Here's why it's so important:

1️⃣ Know your budget: Getting pre-qualified helps you determine how much home you can afford. It gives you a clear picture of your purchasing power, saving you from wasting time on properties that are out of your reach.

2️⃣ Gain a competitive edge: In a hot real estate market, pre-qualification can set you apart from other buyers. Sellers prefer working with buyers who have already taken the necessary steps to secure financing. It shows you're serious and ready to make a move.

3️⃣ Streamline the process: Pre-qualification simplifies the mortgage application process. Since you've already provided essential financial information to your lender, you'll move through the approval process faster once you find your dream home. Time is of the essence when it comes to real estate!

4️⃣ Confidence in negotiations: Armed with a pre-qualification letter, you can negotiate with confidence. Sellers are more likely to consider your offer seriously, knowing you have the financial backing to make it happen. It puts you in a stronger position to seal the deal.

5️⃣ A smoother closing process: By getting pre-qualified upfront, you minimize the risk of surprises during the closing process. You'll have a clearer understanding of the loan terms, interest rates, and monthly payments, ensuring a smoother and stress-free purchase.

So, whether you're a first-time buyer or a seasoned homeowner, don't underestimate the power of pre-qualification. Take this important step and set yourself up for success on your home-buying journey. Happy house hunting! 🏠💫

06/08/2023

1. Don't make major purchases like furniture, appliances, etc.2. Don’t change or quit your job.3. Don't pay off debts or collections (unless instructed to do so by a mortgage professional).4. Don’t have your credit report pulled too many times — it can hurt your credit score.

Applying for a home loan has never been easier! With the convenience of online applications, you can fill out your appli...
06/06/2023

Applying for a home loan has never been easier! With the convenience of online applications, you can fill out your application from the comfort of your own home. I can even text you the link. :)

Summer is the perfect time to buy a new home! With warmer weather and longer days, it's easier to see potential properti...
06/02/2023

Summer is the perfect time to buy a new home! With warmer weather and longer days, it's easier to see potential properties and explore neighborhoods. Plus, interest rates are still low, making it a great time to invest in a new home. Don't wait until the fall or winter - start your home search now and enjoy your new space all summer long.

Have you outgrown your current space? We make the homebuying process fast, easy, and convenient so you can start laying ...
05/25/2023

Have you outgrown your current space? We make the homebuying process fast, easy, and convenient so you can start laying new roots sooner than you think. Call today to get started.

Looking to buy a new home? It's a good idea to get pre-approved for a home loan before you start your search. This way, ...
05/24/2023

Looking to buy a new home? It's a good idea to get pre-approved for a home loan before you start your search. This way, you'll have a better idea of what you can afford and you'll be taken seriously by sellers. Contact me to get started!

If you have a lower credit score, don't worry! FHA loans are a great option for those who may not qualify for traditiona...
05/23/2023

If you have a lower credit score, don't worry! FHA loans are a great option for those who may not qualify for traditional mortgages. The Federal Housing Administration offers a variety of home loan programs that are designed to help people with lower credit scores and limited financial resources. With an FHA loan, you can enjoy lower down payments, flexible credit requirements, and competitive interest rates. So if you're in the market for a new home but have a lower credit score, consider applying for an FHA loan today!

It’s a great day to go house shopping! I’m at Froehlich Home’s newest community, River Crossing…Ready to answer all of y...
04/08/2023

It’s a great day to go house shopping! I’m at Froehlich Home’s newest community, River Crossing…Ready to answer all of your home loan questions! Come by and find your dream home!! We’ll be here until 3pm. 🏡😊

Use our easy online mortgage application portal for your next purchase or refinance. https://1l.ink/W352QQP 🙂
01/19/2023

Use our easy online mortgage application portal for your next purchase or refinance. https://1l.ink/W352QQP 🙂

Whether it's improving your credit score, discovering ways to fund your down payment or general loan questions, don't lo...
01/18/2023

Whether it's improving your credit score, discovering ways to fund your down payment or general loan questions, don't lose hope. I'm here to help you reach your dreams. Call me today and learn how I can help.

Address

Bakersfield, CA
93309

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

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