Randy Schell, Branch Manager

01/25/2023

THANK YOU for your nomination for Best Mortgage Lender! We are humbled and elated to be supported by the community we serve. Please continue to support us by clicking the link below and give us your vote. You can vote once per day!

https://heritage.secondstreetapp.com/Bakersfield-Best-of-2023/gallery/357804706/?group=440177

12/03/2022

Its that time of the year again! Please nominate us for Bakersfield's Best Local Mortgage Lender. We appreciate our customers and our community and would love your support as we look to secure another nomination for 2023!

Click the link below to nominate. You can nominate us once per day!

https://tinyurl.com/td2ttmkf

11/29/2022

Every year the Housing and Economic Recovery Act requires that the baseline conforming loan limits for enterprises be adjusted to reflect the change in the average U.S. home prices... Today is that day! The Federal Housing Finance Agency (FHFA) has announced the new loan limits for 2023! We are seeing a jump of $79,000 from 2022 landing us at $726,200.

Call us today to find out what this could mean for you!

11/23/2022

Most people know that if you apply for a mortgage, it's not a great idea to celebrate by buying a new car or opening up another line of credit, right? But, did you know there are a few other actions you should make sure to avoid as well? Check out this article for a few pointers.

Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind.

11/16/2022

What are some of your motivational factors for a big move? According to a survey done by "United Van Line," 32% of people move to be closer to their loved ones.

Buying a home is a major life decision.

11/09/2022

We have seen soaring housing prices over the course of the pandemic which may make some people a little hesitant to buy a home, understandably.
But let's be honest, the rising cost of rent hasn't been a walk in the park either.
Here are a few reasons why buying a home may be a more worthwhile option for you!

If rising home prices leave you wondering if it makes more sense to rent or buy a home in today’s housing market, consider this.

11/02/2022

It's no secret that getting pre-approved should be the first step in your home buying process, but do you know why? Check out this article!

If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey.

10/26/2022

Interested in how both a newly built and an existing home sale affects our economy? Check out this article to learn more!

If you’re thinking of buying or selling a home, chances are you’re focusing on the many extraordinary ways it’ll change your life.

10/19/2022

When you think of "The American Dream" what comes to mind?

- A college degree
- Owning a car
- Having a career
- Retirement
- Homeownership

According to a recent survey conducted by Bankrate, among that list, Homeownership still ranks highest at 74% proving that homeownership remains a key part of "The American Dream!" Curious why..? Check out this article!

Defining the American dream is personal, and no one individual will have the same definition as another.

10/17/2022

Lock in your rate TODAY! 🔒
Did you know we have mortgage calculators on our website? You can use these calculators to get an idea of what your monthly mortgage payment might look like.
Click the link in our bio to explore your options today!