Jimmy Lopez, Loan Officer

06/05/2026

Many buyers hope waiting will lead to a better deal, but housing markets don’t always move the way people expect.

A lower purchase price can help affordability, but rising rates may increase monthly payments enough to outweigh those savings. At the same time, continued appreciation and limited inventory can make homes more expensive over time, while delaying a purchase may also mean missing out on equity growth and long-term wealth building.

The better question is often whether buying makes sense for your finances, timeline, and long-term goals today, not whether you can perfectly time the market. Working with knowledgeable real estate and mortgage professionals can help you evaluate your options, understand current market conditions, and build a strategy that fits your goals and budget.

06/05/2026

06/05/2026

An appraisal is an independent professional assessment of your home's market value — and it is an important part of the homebuying process! An appraisal is integral to:

- Lenders approving your loan
- Protecting you from overpaying for a property
- Determining your loan amount and down payment requirements

Want to understand the full homebuying process? CalHFA’s preferred loan officers can help you navigate every step. Visit calhfa.ca.gov today to get connected.

05/29/2026

Yes, 13 years! That's 13 years of building equity. 13 years of making family memories. 13 years of making a space that is truly your family’s own.

05/28/2026

The avg. 30yr FRM increases to 6.53% https://bit.ly/3PJmOHk

05/27/2026

05/23/2026

Situated on an oversized 0.28-acre lot, this Northwest Bakersfield home offers comfortable living spaces and a spacious backyard ready for BBQs, gatherings, and enjoying the outdoors this summer.

With plenty of room both inside and out, 10413 Lonon Ave is a home you won’t want to miss.

📲 Reach out to the Márquez Real Estate Team for more information or to schedule a private tour.

05/23/2026

The avg. 30yr FRM increases to 6.51% https://bit.ly/49cMpyR