Janet Chavez - Home Loans

Janet Chavez - Home Loans I'm Janet Chavez, NMLS 965515, Your Mortgage Lender with PrimeLending. At PrimeLending, we are Home Loans Made Simple®.

PrimeLending NMLS ID: 13649

I'm Janet Chavez, NMLS: 965515, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending's loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-frie

ndly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers' trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal

Equal Housing Lender

05/05/2026

PITI is the full picture of your monthly mortgage payment. It stands for principal, interest, taxes, and insurance.

That’s important because a lot of first-time buyers look at the home price first, but your monthly payment is what needs to fit your life and your budget.

Once you understand your PITI, it gets easier to narrow your price range, plan with more confidence, and move forward with a clearer idea of what you can afford.

DM me to run your numbers.

Everyone’s talking about interest rates, but the real focus should be on what you can control — finding a monthly mortga...
05/01/2026

Everyone’s talking about interest rates, but the real focus should be on what you can control — finding a monthly mortgage payment that fits your budget.

There are loan programs, rate buydowns, and strategies designed to make homeownership more affordable, no matter what’s happening in the market. Instead of waiting for the “perfect” rate, let’s find the right plan for you.

Want to see what your payment could look like? Reach out today, and let’s break it down together.

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04/30/2026

It’s still early spring, but now is the perfect time to start getting your home ready for summer. Here are some renovation projects you can tackle so that you can enjoy some fun in the sun:

Add or update a deck or patio that will be perfect for bonfires and s’mores

Remodel the bathroom so you have a spa-like retreat after a day of summer lawn care

Install a new HVAC system so that your AC can keep up with the hotter weather

Upgrade to energy-efficient windows to help keep your home cooler and your utility bill lower

Repair or replace your roof before summer storms roll in.

If you’re thinking about making home upgrades this spring, a renovation loan can help cover the costs and make the process easier. Get in touch today to explore your financing options and get started on your home improvements before summer arrives.

out

04/28/2026

Buying a home comes with a lot of decisions, and the right guidance can make the process feel a lot simpler.



Since 1986, PrimeLending has helped homeowners navigate changing markets and evolving loan options. I'm proud to be part of a company that has continued to grow with the industry, so I can bring you the level of expertise you expect.



Planning your next move? Let's talk.

Scrolling your phone, wondering how to make homeownership happen? You’re in the right place. PrimeLending’s Down Payment...
04/27/2026

Scrolling your phone, wondering how to make homeownership happen? You’re in the right place.

 

PrimeLending’s Down Payment EDGE* program helps make buying a home more attainable with:

 

✅ 3.5% or 5% repayable assistance

✅ No income limits

✅ Not just for first-time buyers — open to repeat buyers, too!

 

Whether it’s your first home or your fourth, this program boosts FHA and USDA loans and is designed to help you move forward with confidence.

 

Ready to take the next step? Send me a message to learn more.

 

Product info as of 04/23/26, subject to change. *Certain restrictions apply, subject to down payment assistance program guidelines. Must be paired with programs first lien FHA or USDA product. Available in all states except New York (not available in U.S. territories). Please contact your PrimeLending loan officer for more details.

Marzo 2026 vacaciones en Mexico!
03/24/2026

Marzo 2026 vacaciones en Mexico!

Felicidades Magui y Toto en su Matrimonio Marzo 14, 2026 Cuquio Jalisco. Gracias por dejarnos ser parte de tu dia muy es...
03/22/2026

Felicidades Magui y Toto en su Matrimonio Marzo 14, 2026 Cuquio Jalisco. Gracias por dejarnos ser parte de tu dia muy especial. Miranda y yo nos divertimos mucho.

Jumping on the GPT trend.
02/08/2026

Jumping on the GPT trend.

As we near the end of 2025, here’s a look at our 2026 housing market predictions. The 2026 housing market is expected to...
12/31/2025

As we near the end of 2025, here’s a look at our 2026 housing market predictions. The 2026 housing market is expected to feel a little calmer than the last few years. Experts are calling for modest inventory growth, slower price increases, and gradually easing rates — creating a more stable environment for buyers and sellers.

What this could mean for you:

More homes to consider
Less of the “rush” to make decisions
A clearer path to planning your budget and next steps
Are you thinking about a move next year? Now’s the perfect time to explore your options so you’re ready when the right home hits the market. DM to get started. Info as of 11/20/25, subject to change.

Buying a home on a single income is absolutely possible. It just comes down to understanding your budget and choosing a ...
12/11/2025

Buying a home on a single income is absolutely possible. It just comes down to understanding your budget and choosing a loan option designed to support it.

Lenders look at things like your credit, monthly expenses, and the type of loan you're using. Many single buyers find that programs with flexible qualifying guidelines, lower down payment options, or down payment assistance* can make homeownership feel much more reachable.

Take the next step by getting a clear picture of what fits your budget. Send me a message, and I’ll walk you through the numbers, outline your loan options, and help you move forward with confidence.

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.


Address

5001 California Avenue, Suite 111
Bakersfield, CA
93309

Telephone

+15593028295

Website

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