Chasity Young MLO 317122

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Chasity Young MLO 317122 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Chasity Young MLO 317122, Loan service, 5060 California Avenue, Suite 1090-F, Bakersfield, CA.

Professional Lender and a mom of 2 amazing kids and an adorable pooch!

⚡️ I help everyone, especially local heroes achieve the dream of home ownership through the Hero Home Program

10/17/2026

Sometimes homeownership starts with one conversation.

You figure out the numbers.

Build a plan.

Take it one step at a time.

And eventually, you’re standing inside the home you once weren’t sure was possible.

10/16/2026

You don’t need to know everything about mortgages before you start.

You just need someone willing to look at the FULL picture.

Down payment options, income type, loan programs, and your actual monthly payment can all change what’s possible.

10/16/2026

Cash-out refinance or HELOC?

They both tap into your home equity, but they work very differently.

One replaces your current mortgage.

The other adds a separate line of credit.

The better option depends on how much you need, how you’ll use it, and what happens to your overall payment.

10/15/2026

Your home equity can be a powerful financial tool when there’s a strategy behind it.

Lowering expenses, strengthening your next down payment, tackling high-interest debt, or working toward long-term goals can all be worth exploring.

The key is knowing your numbers before tapping into it.

10/14/2026

Same income. Same market. Same goal.

Completely different homebuying experience.

The difference often comes down to preparation:

knowing your budget, protecting your credit, keeping savings intact, and understanding your loan BEFORE you buy.

Your income matters. Your decisions do too.

10/14/2026

Waiting for a lower mortgage rate doesn’t automatically mean a lower payment. 👀

If home prices rise while you wait, you could end up financing MORE even at a lower rate.

Don’t just watch the rate. Watch the whole payment.

10/13/2026

Who am I talking to all day? 📱

Buyers. Realtors. Underwriters. Escrow. Insurance. And probably someone asking where their documents are.

Just another day in mortgage lending.

10/13/2026

The “perfect” mortgage rate might not be the number that matters most.

Strategic buyers focus on what they can actually control:

their monthly payment, total housing costs, financing options, and overall budget.

Buy when the numbers make sense for YOU.

10/12/2026

Buying a house?

Some decisions matter more than you think.

Get pre-approved. Know the FULL cost. Protect your savings.

And please don’t open new credit right before closing.

A little planning before you buy can save a lot of stress later.

10/10/2026

Getting a mortgage approved is basically one step at a time…

and about 47 documents along the way 😂

Application → documents → pre-approval → underwriting → CLEAR TO CLOSE 🔑

Worth the climb. 🏡

Address

5060 California Avenue, Suite 1090-F
Bakersfield, CA
93309

Telephone

+16613225626

Website

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