The Kern Golden Girls

The Kern Golden Girls Your Insurance Advocate

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Reminder! You have until December 7th to enroll in Medicare or make adjustments to your coverage. We're here to help dur...
10/30/2023

Reminder! You have until December 7th to enroll in Medicare or make adjustments to your coverage. We're here to help during this open enrollment period. Contact us today at 661-747-5285 !

As the days get colder and grayer, sometimes we find ourselves growing more and more tired. Exhaustion can be the result...
10/28/2023

As the days get colder and grayer, sometimes we find ourselves growing more and more tired. Exhaustion can be the result of lack of consistent sleep, poor fitness, and food, or a combination of all three! We recommend checking with your doctor first to verify if your excessive tiredness is caused by medication or a health condition. If those two possibilities are ruled out, then try out the eight tips in this article!

Tips and tricks to quickly beat an energy slump

It's flu season! Did you know that Medicare Part B pays for the vaccine that helps protect you against pneumococcal dise...
10/26/2023

It's flu season! Did you know that Medicare Part B pays for the vaccine that helps protect you against pneumococcal disease? This disease can cause several types of infections, such as pneumonia and meningitis. Medicare covers the pneumococcal vaccine in full, with no cost-sharing, as a free preventive service.

Under Medicare Part B, preventative care is covered at no additional cost. This means there is no deductible and no co-i...
10/24/2023

Under Medicare Part B, preventative care is covered at no additional cost. This means there is no deductible and no co-insurance out-of-pocket cost for a routine screening colonoscopy if your provider accepts Medicare. Questions about what else is covered? Contact us today at 661-747-5285 for assistance!

Mindfulness eating helps with saying no to unhealthy food. When you are aware of how you feel after consuming the foods ...
10/21/2023

Mindfulness eating helps with saying no to unhealthy food. When you are aware of how you feel after consuming the foods you eat, it helps you know which ingredients to use more of. Receiving the right amount of nutrients per day becomes a necessity as you grow in age. We are here to help you every step of the way. Contact us today at 661-747-5285.

Medicare Part B covers one screening mammogram every 12 months for women aged 40 and older. If a diagnostic mammogram is...
10/19/2023

Medicare Part B covers one screening mammogram every 12 months for women aged 40 and older. If a diagnostic mammogram is necessary, it will also be covered but may require a copayment or coinsurance. Medicare will cover screening mammograms for women 65 and older. Helping you is what we do best! Call us now at 661-747-5285.

Today is the day! The annual enrollment period begins today and takes place until December 7, 2023. Remember, it is duri...
10/16/2023

Today is the day! The annual enrollment period begins today and takes place until December 7, 2023. Remember, it is during this time that you can enroll in Medicare and make any adjustments to your coverage. These changes won’t go into effect until January 1, 2024. Open enrollment is in full swing! Don't miss any important deadlines. Give us a call at 661-747-5285 for any questions you may have - we'd love to help you!

Original Medicare (Parts A and B) lacks vision, dental, and hearing coverage. Most Medicare Advantage plans only provide...
10/14/2023

Original Medicare (Parts A and B) lacks vision, dental, and hearing coverage. Most Medicare Advantage plans only provide partial coverage for hearing exams, fittings, and hearing aids. Hearing aids are covered by 88% of Medicare Advantage plans. However, most only offer savings of 21% for new hearing aids. This means that the out-of-pocket costs for patients can still be in the thousands, with the average being $1,817 per hearing aid. Let us help you find the best plan for you and your needs! Contact us today at 661-747-5285.

Mark your calendars! Open enrollment begins October 15, 2023, and goes through December 7, 2023. Don't miss these import...
10/12/2023

Mark your calendars! Open enrollment begins October 15, 2023, and goes through December 7, 2023. Don't miss these important dates to enroll and make changes to your healthcare coverage plans. Contact us today at 661-747-5285 and we can walk you through the process to make it a simple and enjoyable experience!

Balance is normal to decline with age. It can happen through vision, loss of equilibrium, bone decline, and arthritis. I...
10/10/2023

Balance is normal to decline with age. It can happen through vision, loss of equilibrium, bone decline, and arthritis. Improve your balance by staying active with strength training. This type of exercise helps to maintain joint health and keep the bones strong. We are here to help you with any questions you may have. Give us a call today at 661-747-5285.

Medicare typically covers pacemaker costs when prescribed by a Medicare-approved physician. Considering all related expe...
10/07/2023

Medicare typically covers pacemaker costs when prescribed by a Medicare-approved physician. Considering all related expenses, the total cost for a pacemaker implantation procedure without insurance could range from $26,5698 to $73,063 or more. However, many patients with insurance or Medicare typically pay a fraction of that cost. To get an accurate and current estimate for pacemaker implantation, it's essential to consult with healthcare providers in your area or your insurance provider. They can provide a more precise figure based on your current rates and coverage. We'd love to answer any questions you may have about health plans. Contact us at 661-747-5285.

According to a national survey, people who are 65 and older experience back pain and have not found a solution. Some hav...
10/05/2023

According to a national survey, people who are 65 and older experience back pain and have not found a solution. Some have found relief possible through physical therapy, corticosteroid injections, and stem cell therapy. Need help finding a solution? Call us now at 661-747-5285.

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