Christine Hayward, NMLS #261465

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Christine Hayward, NMLS #261465 Opening the doors to home ownership and real estate investment building for over 20yrs. Christine Hayward NMLS: 261465
Secure Choice Lending NMLS 1689518

I treat my clients like family, giving you top notch care and consideration! I've been in Bakersfield since 2007, born in Glendale, CA and grew up in Oxnard, CA. I have two wonderful children, a great daughter-in-law, and a beautiful little granddaughter. I love outdoor sports, water skiing, hiking, camping, dirt bike riding. I love to cook and bake. I love animals of all kinds, I have two dogs and 6 kitties, and have rescued and rehomed countless precious animals.

08/31/2026

Are you currently waiting for rates to drop too? The best time to purchase a home is when you qualify. Waiting for the perfect time to do anything in life could leave you never reaching that goal. Contact me to find out what you qualify for, there's no time like the present! Call/text 661-864-9229

08/29/2026

A home is a big investment, and the things inside it will not last forever. 🏡

Your roof, heating and AC, water heater, and appliances all have a lifespan. Knowing how old they are can help you plan, save for repairs, and avoid a big surprise later.

A little maintenance now can also help things last longer and save you money over time.
Buying the home is only the first step. Taking care of it is what protects your investment.

Need some cash from your home to complete some repairs or upgrades but don't want to refinance your current loan? A HELOC may be just what you've been looking for. Leave that 1st loan in place and get a line of credit to use, payback, and use again! Our HELOC's typically close in as little as 7 days with little to no documents required. Call/text 661-864-9229.

Newest Updates: RN's and Non-Medical Co-Borrowers Allowed!Highlights: Program uses employment contract for proof of inco...
08/26/2026

Newest Updates: RN's and Non-Medical Co-Borrowers Allowed!
Highlights: Program uses employment contract for proof of income/ 100% Financing / NO PMI

Eligible Borrowers:
· Medical Doctor (MD)
· Doctor of Osteopathy (DO)
· Doctor of Dental Science or Surgery (DDS)
· Doctor of Dental Medicine (DMD)
· Doctor of Ophthalmology (MD or DO)
· Doctor of Psychiatry (MD or DO)
· Doctor of Pharmacy (PharmD)
· Doctor of Veterinary Medicine (VMD)
· Doctor of Podiatric Medicine (DPM)
· Registered Nurse (RN)
· Medical residents, fellows, or interns with one of the above degrees

Borrowers must hold a minimum of the above degrees and have an active employment contract (or verification of terms of employment acceptance).

Call/Text 661-864-9229 or email [email protected] for more information.

08/25/2026

Nervous, scared, and unsure?
Excited, hopeful, and ready?

All of those feelings can be true when you are thinking about buying a home. 🏡

Homeownership is more than a monthly payment. It can also bring more space, stability, and freedom.

Not sure whether buying is right for you? That is okay. I can help you understand your options without any pressure. ❤️ Call/Text 661-864-9229

08/24/2026

Gotta Love This!!!! 🤣🤣🤣🤣

Don't lose an opportunity to purchase that home! Before you start looking at homes, get pre-approved first. 🏡It helps yo...
08/24/2026

Don't lose an opportunity to purchase that home! Before you start looking at homes, get pre-approved first. 🏡

It helps you know your budget and shows sellers you are ready to buy.

Because the last thing you want is to find the perfect home and have to scramble to get your loan figured out while another buyer is placing an offer. It's even worse than eating a PB&J backward. 😅

Send me a message and let’s get you ready. 661-864-9229

08/22/2026

Avoid booking a trip near the end of your home contract. ✈️🏡
The last few days before closing can be busy.

Your lender may need new documents, updated bank statements, or a quick signature. If you are traveling, this can cause delays.

Wait until after you get the keys before taking that trip.

08/19/2026

Paying $2,500 in rent each month adds up to $90,000 in just three years. 💸

That money pays for a place to live, but it does not build equity for you.

Buying a home is not right for everyone. But it may be worth comparing a mortgage payment to your current rent.

I help borrowers:

🏡 Understand what they can afford
🔎 Find the right home
🤝 Make a strong offer
💰 Negotiate the best possible deal
📄 Understand each step of the process

You do not have to figure it all out alone.

DM me “BUY” for a free buyer consultation, call/text 661-864-9229

08/17/2026

A lot of renters are already paying what a mortgage could be 👀

But most people assume they’re not ready yet…

Then we run the numbers — and they’re surprised by what’s actually possible.

Your buying power comes down to:
• Income
• Credit score
• Loan program
• Down payment

That’s it.

And in many cases, rent is already close to a potential mortgage payment.

I’ll walk you through it 👍

And if credit is the only thing holding you back, don’t stress.
There are real strategies and programs to help you get there.

Address

3512 Coffee Road
Bakersfield, CA
93308

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 10am - 2pm

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