Bainbridge Lending Group LLC

Bainbridge Lending Group LLC "We work for you, not the banks!" We are Bainbridge Island's only truly local Mortgage Broker. Loan questions?

Contact Matt Culp, NMLS #71778 at 206-842-7176
or Kay Johnson, NMLS #1647924 at 206-451-4024 We are Bainbridge Island's only truly local Mortgage Broker. Working with BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs. Most importantly, we fully prequalify you so when you make an offer, local REALTORS will p

lace more trust in an approval letter from us because they know we deliver. That can mean the difference between your offer being accepted or not. If you want to refinance to combine a first and a second, shorten to a 15 or 10 year loan or consolidate debt, we make sure you get the interest rate you need to make it all work. Avoid the challenges of working with out-of-area lenders: Buy local by working with Bainbridge Lending Group and contact us now on Bainbridge Island:

CONTACTS:
Matt Culp
[email protected]
Direct 206.842.7176
Cell 206.755.6636
Fax 206.842.3358

Tom Rees
[email protected]
Direct 206.842.7175
Cell 206.427.9912
Fax 206.842.3358

Kay Johnson
[email protected]
Direct 206.451.4024
Fax 206.842.3358

Your Goal:

Purchase, Refinance, Home Equity loan

Second Homes and Investment Properties

We specialize in Traditional & Non-traditional Underwriting for Self-employed or W-2 Borrowers

Our Commitment:

Locally owned and operated - we live here so we're fully accountable to you

Broker Flexibility: Not limited to Fannie Mae, Freddie Mac or FHA rules

We're your Trusted Advisors: Personal analysis for custom financing solutions

We help you close on time at the interest rate you lock in!

Refinancing refers to the process of replacing an existing loan with a new one, usually under different terms. Refinanci...
06/02/2026

Refinancing refers to the process of replacing an existing loan with a new one, usually under different terms. Refinancing can lead to significant financial benefits. However, it's important to weigh the potential savings against the costs of refinancing. Let's connect to discuss how refinancing might save you money. Free Consultation! https://bit.ly/contact-bainbridge-lending

A jumbo loan is a type of mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FH...
06/02/2026

A jumbo loan is a type of mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Conforming loans are those that meet the guidelines of government-sponsored enterprises like Fannie Mae and Freddie Mac, which include a maximum loan amount. Contact us to learn more about the maximum loan amount for your area and if a jumbo loan is right for you. Free Consultation! https://bit.ly/contact-bainbridge-lending

Having and sharing knowledge is the cornerstone of reputation and influence, and therefore power; all achievements emana...
06/01/2026

Having and sharing knowledge is the cornerstone of reputation and influence, and therefore power; all achievements emanate from this.

A home equity loan, also known as a second mortgage, is a type of loan in which the borrower uses the equity of their ho...
05/31/2026

A home equity loan, also known as a second mortgage, is a type of loan in which the borrower uses the equity of their home as collateral. The loan amount is determined by the value of the property and the value of the homeowner's equity. Here are some key points. Free Consultation! https://bit.ly/contact-bainbridge-lending

Mortgage rates continued to rise last week. There continues to be a lot of volatility due to the lack of Iran conflict p...
05/30/2026

Mortgage rates continued to rise last week. There continues to be a lot of volatility due to the lack of Iran conflict peace progress contributing to elevated inflation numbers. Free Consultation! https://bit.ly/contact-bainbridge-lending

Non-QM loans come in a variety of types, each designed for specific financial situations. Let’s get in touch to see if a...
05/30/2026

Non-QM loans come in a variety of types, each designed for specific financial situations. Let’s get in touch to see if a Non-QM loan is right for you. Free Consultation! https://bit.ly/contact-bainbridge-lending

Despite slowing rent growth, nearly half of American renters are still cost-burdened, with millions spending more than t...
05/29/2026

Despite slowing rent growth, nearly half of American renters are still cost-burdened, with millions spending more than they can afford as high rents outpace incomes. Free Consultation! https://bit.ly/contact-bainbridge-lending

A USDA loan is a type of mortgage offered by the United States Department of Agriculture (USDA) to help low- to moderate...
05/29/2026

A USDA loan is a type of mortgage offered by the United States Department of Agriculture (USDA) to help low- to moderate-income borrowers buy, improve, or refinance homes in eligible rural and suburban areas. Free Consultation! https://bit.ly/contact-bainbridge-lending

Despite headwinds from geopolitical conflict, gas prices, and mortgage rates dampening spring demand, latent buyer deman...
05/28/2026

Despite headwinds from geopolitical conflict, gas prices, and mortgage rates dampening spring demand, latent buyer demand and improving inventory could keep the real estate market active through summer. Free Consultation! https://bit.ly/contact-bainbridge-lending

Address

345 Knechtel Way NE, Suite 200
Bainbridge Island, WA
98110

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12068421444

Website

https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/42059

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