Bainbridge Lending Group LLC

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Bainbridge Lending Group LLC "We work for you, not the banks!" We are Bainbridge Island's only truly local Mortgage Broker. Loan questions?

Contact Matt Culp, NMLS #71778 at 206-842-7176
or Kay Johnson, NMLS #1647924 at 206-451-4024 We are Bainbridge Island's only truly local Mortgage Broker. Working with BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs. Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver. That can mean the difference between your offer being accepted or not. If you want to refinance to combine a first and a second, shorten to a 15 or 10 year loan or consolidate debt, we make sure you get the interest rate you need to make it all work. Avoid the challenges of working with out-of-area lenders: Buy local by working with Bainbridge Lending Group and contact us now on Bainbridge Island:

CONTACTS:
Matt Culp
[email protected]
Direct 206.842.7176
Cell 206.755.6636
Fax 206.842.3358

Tom Rees
[email protected]
Direct 206.842.7175
Cell 206.427.9912
Fax 206.842.3358

Kay Johnson
[email protected]
Direct 206.451.4024
Fax 206.842.3358

Your Goal:

Purchase, Refinance, Home Equity loan

Second Homes and Investment Properties

We specialize in Traditional & Non-traditional Underwriting for Self-employed or W-2 Borrowers

Our Commitment:

Locally owned and operated - we live here so we're fully accountable to you

Broker Flexibility: Not limited to Fannie Mae, Freddie Mac or FHA rules

We're your Trusted Advisors: Personal analysis for custom financing solutions

We help you close on time at the interest rate you lock in!

Non-QM loans come in a variety of types, each designed for specific financial situations. Let’s get in touch to see if a...
10/17/2026

Non-QM loans come in a variety of types, each designed for specific financial situations. Let’s get in touch to see if a Non-QM loan is right for you. Free Consultation! https://bit.ly/contact-bainbridge-lending

Cotality’s research shows Gen Z homebuyers are the generation most willing to cut spending and accept a smaller home to ...
10/16/2026

Cotality’s research shows Gen Z homebuyers are the generation most willing to cut spending and accept a smaller home to afford ownership, which can be roughly cost-neutral with renting and save money over time. Free Consultation! https://bit.ly/contact-bainbridge-lending

A USDA loan is a type of mortgage offered by the United States Department of Agriculture (USDA) to help low- to moderate...
10/16/2026

A USDA loan is a type of mortgage offered by the United States Department of Agriculture (USDA) to help low- to moderate-income borrowers buy, improve, or refinance homes in eligible rural and suburban areas. Free Consultation! https://bit.ly/contact-bainbridge-lending

This week’s CPI and PPI inflation reports, along with Fed speeches pointing toward another rate hike and lingering Middl...
10/15/2026

This week’s CPI and PPI inflation reports, along with Fed speeches pointing toward another rate hike and lingering Middle East conflict pressures, will shape expectations for the Fed’s meeting two weeks away. Free Consultation! https://bit.ly/contact-bainbridge-lending

There are many benefits to reverse mortgages. There are, however, many factors to consider to determine if a reverse mor...
10/15/2026

There are many benefits to reverse mortgages. There are, however, many factors to consider to determine if a reverse mortgage is right for you.

Refinancing involves replacing an existing loan with a new one, usually to secure better terms, lower interest rates, or...
10/13/2026

Refinancing involves replacing an existing loan with a new one, usually to secure better terms, lower interest rates, or adjust the loan duration. Each type of refinancing caters to different financial goals and situations, so it’s important to assess your needs before choosing one. Let's connect to discuss your financial goals. Free Consultation! https://bit.ly/contact-bainbridge-lending

Address

345 Knechtel Way NE, Suite 200
Bainbridge Island, WA
98110

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12068421444

Website

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