Michael Wish Insurance Agency

Michael Wish Insurance Agency We offer Auto, Homeowners, Life, Disability, Long Term Care, Property, Casualty, Business, and Cyber insurance plans.

A building collapse is a devastating reminder that a single incident can change lives and businesses in an instant.Consi...
09/02/2026

A building collapse is a devastating reminder that a single incident can change lives and businesses in an instant.

Consider the 2021 Champlain Towers South condominium collapse in Surfside, Florida. On a smaller scale, a falling façade, failed stairway, damaged awning, or construction-related structural failure can also lead to serious injuries and costly property damage.

That’s why liability insurance matters.

• Personal liability coverage—often included with homeowners or renters insurance—may help protect you if someone is injured on your property and you are found legally responsible.
• Personal umbrella coverage can provide an added layer of liability protection above certain underlying policies.
• Commercial general liability insurance can help a business respond to covered third-party injury or property-damage claims, including legal defense costs.

Coverage does not replace proper inspections, maintenance, or safety practices—and every policy has its own terms, limits, and exclusions. But thoughtful insurance planning can help protect what you have worked hard to build.

At Michael Wish Insurance, we help families and businesses understand their liability risks and choose coverage that fits. Let’s review your protection before the unexpected happens.

Read more from our Insurance Guru: https://www.wishinsurance.com/business-property1/insurance-expecting-the-unexpected-1
Visit us at www.wishinsurance.com. Check out our timely articles on the Insurance Guru tab.

Wildfire season has officially arrived, and now is a great time to make sure your insurance planning is just as ready as...
08/27/2026

Wildfire season has officially arrived, and now is a great time to make sure your insurance planning is just as ready as your go‑bag. At Michael Wish Insurance, we want our community here in Avon and beyond to feel confident that their coverage can support them if a wildfire impacts their home or vehicle.

It’s worth taking a moment to review your homeowners or renters policy to confirm how it handles fire, smoke, and ash damage. For vehicles, coverage usually falls under a comprehensive auto policy, so checking those details can help you avoid surprises.

You may also want to look at your additional living expenses limits and consider whether they would truly support you if you needed to relocate for several weeks.

If you’re unsure about your current coverage or want to explore ways to better protect your belongings, our team is here to help. Give us a call or drop a comment—how prepared do you feel heading into this wildfire season?


Visit us at www.wishinsurance.com. Check out our timely articles on the Insurance Guru tab.

Estate planning is not only about who receives your assets. It is also about who controls them and how they are distribu...
08/25/2026

Estate planning is not only about who receives your assets. It is also about who controls them and how they are distributed. That distinction is often misunderstood, especially when trusts and fiduciaries are involved. Swipe through to learn more.

Understanding the difference between what it means for someone to own and control an asset is a critical part of building an estate plan that truly works the way you intend. If you have questions about trusts, fiduciaries, or how to structure your plan for your needs, call us today.
Visit us at www.wishinsurance.com. Check out our timely articles on the Insurance Guru tab.

Life is full of milestones and, as your life evolves, so do your financial responsibilities. If you’ve recently experien...
08/20/2026

Life is full of milestones and, as your life evolves, so do your financial responsibilities. If you’ve recently experienced one of these major life events, now is the perfect time to consider or review your life insurance coverage. Swipe to learn more.

Our team is here to help make sure you have the right coverage in place. Contact us today.

Visit us at www.wishinsurance.com. Check out our timely articles on the Insurance Guru tab.

Cyber threats like ransomware, phishing, and vendor outages continue to rise, and they're now a leading source of busine...
08/18/2026

Cyber threats like ransomware, phishing, and vendor outages continue to rise, and they're now a leading source of business disruption. These incidents can impact far more than your IT systems — they can affect your operations, your revenue, and even your reputation. With billions in cyber losses reported each year, the financial impact can be overwhelming.

We put together a quick overview of how cyber insurance can help add an extra layer of protection for your business.

Not sure how your current policy would respond to a cyber event? Our team at Michael Wish Insurance is always here to help you review your coverage and make confident insurance planning decisions.

Have questions? Drop them in the comments or reach out anytime.
Visit us at www.wishinsurance.com. Check out our timely articles on the Insurance Guru tab.

Understanding your payout after a covered loss often comes down to one key detail: whether your policy uses replacement ...
08/18/2026

Understanding your payout after a covered loss often comes down to one key detail: whether your policy uses replacement cost value or actual cash value.

These two coverage types can lead to very different claim outcomes, and knowing the difference can help you avoid unexpected costs.

Our team at Michael Wish Insurance believes in real insurance planning through education, so we broke down each option in a simple, easy-to-follow way.

Curious how your current policy works or which choice fits your needs? Call us anytime at (508) 580-9950. We’re here to help Avon families and businesses feel confident in their coverage.


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The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot f...
08/17/2026

The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot for the first time in months. This is a great time to think about meeting your own goals, including protecting your family with life, disability, and long term care insurance. As an independent insurance agency, we are here to answer your questions about these and other insurance programs to meet your needs.

However you are feeling about back-to-school season this year, we hope the transition is going smoothly for your family. As always, if there is anything we can do to help, do not hesitate to reach out. That is what we are here for.
Visit us at www.wishinsurance.com. Check out our timely articles on the Insurance Guru tab.

With back-to-school season beginning and traffic patterns shifting across our community, our team at Michael Wish Insura...
08/13/2026

With back-to-school season beginning and traffic patterns shifting across our community, our team at Michael Wish Insurance wanted to share a few quick safety reminders to help everyone stay alert on the roads.

This time of year brings heavier morning and afternoon traffic, school buses returning to their routes, and more young pedestrians out and about. A little extra caution can go a long way in keeping families safe.

Here are a few helpful tips:
• Slow down in school zones and residential neighborhoods
• Watch for students crossing between parked cars
• Give buses plenty of space and never pass when the stop arm is out
• Remind kids to use sidewalks, crosswalks, and look both ways

We encourage you to share these reminders with friends, neighbors, and anyone preparing for the new school year. Keeping our community safe is something we can all take part in.

If you ever have questions about coverage or want support with your insurance planning, our team is always here to help.
Visit us at www.wishinsurance.com. Check out our timely articles on the Insurance Guru tab.

Ever wonder if you can fill the gaps in your Medicare coverage? You can with Medigap! 🛡️ Also known as Medicare Suppleme...
08/11/2026

Ever wonder if you can fill the gaps in your Medicare coverage? You can with Medigap! 🛡️ Also known as Medicare Supplement Insurance, Medigap helps with those remaining costs after your Medicare coverage steps in.

Here's what Medigap can assist with:

🔹 Copays
🔹 Deductibles
🔹 Coinsurance costs
🔹 Services not covered by original Medicare

To qualify for Medigap, you need to meet specific criteria:

✅ Enrolled in Medicare Part A and B
❌ Not enrolled in a Medicare Advantage Plan
✅ Keep paying your premium to maintain your Medigap policy

⚠️ Keep in mind, Medigap doesn't cover long-term care, hearing aids, vision care, dental, or prescription drugs ⚠️

Timing is key with Medigap! You usually have six months to purchase it after enrolling in Medicare Part B, without a medical exam. However, this may vary by state.

If you have any questions, we’re here to assist. Remember, different insurers add extra benefits to their policies, so comparing your options is essential 🤝

Visit us at www.wishinsurance.com. Check out our timely articles on the Insurance Guru tab.

When unexpected health events happen, medical bills shouldn’t be an extra worry. That’s where supplemental insurance com...
08/06/2026

When unexpected health events happen, medical bills shouldn’t be an extra worry. That’s where supplemental insurance comes in, adding a financial safety net on top of your regular health coverage.

Here’s a quick breakdown of three common types and how they differ:

✅ Accident Insurance - Pays you cash benefits after accidental injuries like a fall, fracture, or car crash. You can use the money for hospital visits, therapy, or any other expenses while you recover.

✅ Critical Illness Insurance - Provides a lump-sum payment if you’re diagnosed with a serious condition such as cancer, heart attack, or stroke. The funds go directly to you, covering treatment, lost income, or even household bills.

✅ Hospital Indemnity Insurance - Offers a set cash benefit for each day you’re hospitalized. It helps with costs your primary plan may not fully cover, including co-pays and other daily expenses.

Even with strong health insurance, major health events can be financially devastating — and your finances should be the last thing on your mind.

If you’d like help reviewing your coverage or exploring supplemental options, give our office a call. We’re here to help you find the right fit.

Visit us at www.wishinsurance.com. Check out our timely articles on the Insurance Guru tab.

Address

185 Main Street, Suite 21
Avon, MA
02322

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15085809950

Website

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