Christina Santiago, Loan Officer at Movement Mortgage - NMLS #210452

09/09/2026

When a seller is motivated, they're often open to more than just a price reduction. They may negotiate on closing costs. They may consider funding a rate buydown, which could lower your interest rate for the first one to three years of your loan. They may work with you on your timeline.

Seven consecutive months of falling asking prices nationally, means this isn't a blip. Sellers in this segment have been sitting longer than they expected. That's leverage for a prepared buyer.

The buyers winning right now aren't just finding the right home. They're structuring the right deal. DM me and let's talk about what that looks like.

Source: Realtor.com Monthly Housing Trends Report 2026. Note: Market conditions vary. Seller concessions, buydowns, terms, and eligibility are subject to applicable guidelines.

08/23/2026

A home equity line of credit (HELOC) can let you borrow against your home's equity while keeping your current mortgage and interest rate in place.
If you're looking to access your home's equity for renovations, debt consolidation, or other major expenses, we can run the numbers and help see if a HELOC could be right for you.
*Qualification is required. Additional restrictions apply. HELOC itself carries its own separate interest rate (which is often variable and subject to change). Additional closing costs, fees, or minimum payment requirements may apply.

08/22/2026

Years of homeownership can create more than memories. For some homeowners, it can create options that weren't available before.

*Qualification is required. Additional restrictions apply. Borrower is required to pay all property charges including, but not limited to, property taxes, insurance, and maintenance. Borrower must meet all loan obligations, including living in the property as their principal residence and the age requirement of 62+. If these obligations are not met, the loan may need to be repaid. This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. Should not be construed as legal or financial advice. Please consult a tax professional/financial advisor.

08/21/2026

Home means more over time.

This Senior Citizens Day, we're celebrating the homeowners who have built a lifetime of memories and the options available to help them make the most of their home equity.

For homeowners age 62+, a reverse mortgage can provide greater financial flexibility, helping you access home equity, reduce monthly expenses, or support your retirement goals—all while staying in the home you love.

Have questions? Let's talk about whether a reverse mortgage is right for your situation.

Note: Qualification is required. Additional restrictions apply. Borrower is required to pay all property charges including, but not limited to, property taxes, insurance, and maintenance. Borrower must meet all loan obligations, including living in the property as their principal residence. If these obligations are not met, the loan may need to be repaid. This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. Should not be construed as legal or financial advice. Please consult a tax professional/financial advisor.

08/19/2026

Buying isn't automatically better than renting—but it isn't automatically more expensive either.

The best choice depends on your goals, finances, and timeline.

If you've been assuming homeownership isn't affordable, let's run the numbers together and explore your options

08/19/2026

The mortgage advice floating around online isn't always... accurate. So we're clearing a few things up.

08/19/2026

Our mission extends far beyond mortgages. It's about investing in people, strengthening communities, and creating lasting impact wherever we can. 💚

08/18/2026

Home means more over time.

This Senior Citizens Day, we're celebrating the homeowners who have built a lifetime of memories and the options available to
help them make the most of their home equity.

For homeowners age 62+, a reverse mortgage can provide greater financial flexibility, helping you access home equity, reduce
monthly expenses, or support your retirement goals—all while staying in the home you love.

Have questions? Let's talk about whether a reverse mortgage is right for your situation.

Note: Qualification is required. Additional restrictions apply. Borrower is required to pay all property charges including, but not
limited to, property taxes, insurance, and maintenance. Borrower must meet all loan obligations, including living in the property as
their principal residence. If these obligations are not met, the loan may need to be repaid. This material has not been reviewed,
approved, or issued by HUD, FHA, or any government agency. Should not be construed as legal or financial advice. Please consult
a tax professional/financial advisor.

08/17/2026

Buying isn't automatically better than renting—but it isn't automatically more expensive either.
The best choice depends on your goals, finances, and timeline.
If you've been assuming homeownership isn't affordable, let's run the numbers together and explore your options.

08/15/2026