Julio H. Carvajal / Vice President Commercial and Residential Lending

Julio H. Carvajal / Vice President Commercial and Residential Lending Residential & Commercial Lending / Conventional, FHA, Foreign Nationals and Special Financing Welcome to our website. Purchasing a new home? Remodeling your home?

We look forward to putting our mortgage services to work for you! We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience. If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.

https://conta.cc/4dCyFxP
05/15/2024

https://conta.cc/4dCyFxP

Home Equity Line of Credit   HELOC Options Purchase / Use a HELOC COMBO to qualify for a 5% down payment Condo or SFR Refinance / Lower your current mortgage interest rate or Cash Out with a HELOC up

https://conta.cc/3vHEFnE
01/19/2024

https://conta.cc/3vHEFnE

Purchase, Refinance, Cash Out   No Income Verification Locals & Foreign Nationals   No Income Taxes No Pay Stubs No W-2's 12 or 24 Bank Statements CPA Letter only! Rent Analysis DSCR ITIN Number Perfe

https://conta.cc/3pbffM1
05/04/2023

https://conta.cc/3pbffM1

Programas para Extranjeros   Con solo una certificacion de ingresos de un Contador, cartas de referencia personales y bancarias, fondos para cierre en su pais, fotocopia del pasaporte y visa...  Ust

12/09/2019

No Income Verification

Mortgage solutions
03/08/2017

Mortgage solutions

01/11/2017
Fast and Easy Mortgage Solutions ...
10/24/2016

Fast and Easy Mortgage Solutions ...

01/21/2015

2015 Great New Programs !!!

* No Seasoning on Foreclosure, Short Sale or Bankruptcy
* Bank Statement Program For Self-Employed Borrowers
* No income Tax for Wage Earners
* Foreign National Program to 75% LTV
* Credit Scores Down to 500 (Including Jumbos)
* Jumbo Loans Up to $9.7 Million
* Non Owner Occupied to 80% LTV
* Investor Cash Flow (No income used to qualify)
* Asset Depletion (Use assets not income to qualify)
* No Pre Payment Penalties
* 100% Gift Funds Allowed
* Multiple Mortgage Lates Last 12 Months Ok
* Non Warrantable Condos & Condotels
* No Points

At Universal We Are Your Direct Lending Source !

For more information about our great programs
Email me to [email protected]
call me at (954) 612-2861

Julio H. Carvajal
Brickell Branch Manager

Mortgage Programs Presentation C O R F E R I A S, Bogota, Colombia
10/16/2014

Mortgage Programs Presentation
C O R F E R I A S, Bogota, Colombia

Address

20200 W. Dixie Highway Suite 1104
Aventura, FL
33180

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