Paula Tunnell - AMBA Benefits Representative

05/19/2026

About 20% to 30% of older adults have enough savings to privately cover extended long-term care (LTC) needs. While nearly 70% of seniors will require some form of ongoing assistance in their lifetime, up to 90% would find it impossible or financially devastating to pay out of pocket.

A 30 minute conversation can help give you peace of mind and ensure that you are prepared!

05/14/2026

I am now licensed in Texas as well as Missouri and Kansas! If you wait until you "need" it, it's too late! Learn how to protect your nest egg now!

04/17/2026

This program is not just for retirees! I just got off the phone with a lady who told us that her son's friend had a boating accident and the bill that they received for emergency transportation was over $30,000! While we hope we never need it, this is one of those plans that you sure will be thankful for if you do! There are no medical questions so you can have this regardless of your medical history!

04/15/2026

I spoke to a really sweet lady today and she said, "it's so important that we have all of our ducks in a row before we retire." She is right! From now on when someone asks me what I do I am going to say that I help people find their ducks and get them in a row! 🤣🤣🤣🤣

04/07/2026

Anyone can find themselves in an emergency situation....MASA helps!

04/01/2026

Anyone at any time can experience cancer, heart attack or stroke, even if you lead a healthy lifestyle. No one likes to think that this is going to happen to them or their loved ones, but the risks are very real. While you may not be able to prepare for the emotional toll that accompanies one of these life altering events you can prepare and offset the financial burden that goes along with it.

03/26/2026

Take a listen....it's never too early to start planning for this! 70% of people over age 65 will need some type of assistance. This in and of itself is challenging, but paying for it doesn't have to be!

03/24/2026

03/17/2026

I firmly believe that everyone should have life insurance! But, why should you consider taking out a whole life insurance policy on your young children or grandchildren?

We don’t want to think about it, but unfortunately, bad things sometimes happen and it can relieve the financial stress of an unexpected passing of a child.

It’s inexpensive and the premium is locked in! The rates never increase with age!
We recently took out $10k policies on each of our 5 grandkids and it’s less than $30 a month for all of them!

No medical underwriting!

This is a big one…they are guaranteed insurability which means as they get older they can increase coverage without proof of insurability!

If you’d like to talk about protecting your loved ones reach out to me…I’d love to help!

03/13/2026

Higher-than-expected medical costs is number 2 on the list in this article! This is where I can help!

“Health care expenses are a major financial risk to retirees, and it’s one they often miscalculate, according to Hou.

Recent research from Fidelity Investments shows that the average 65-year-old retired couple can now expect to pay $315,000 on medical expenses in retirement. Last year, that number was $300,000. Since Fidelity first began calculating the figure 20 years ago, estimated health care costs for retirees have almost doubled, and the vast majority of Americans report they aren’t prepared to cover the skyrocketing costs.”

"Retirees face numerous risks and may not perceive them accurately.”