Medicare Plans

Medicare Plans My name is Greg Downing and I am a licensed agent in Austin Texas. Did you know you pay the same price for a policy with or without help from an agent?

Enrolling into Medicare and finding a Medicare Supplement plan can be confusing, but if you will use my “Route 65 Savings BADGE” your journey will be easy! As an independent agent I have help hundreds of folks get the right plan at the right price, plus they get my expert service for FREE! Did you know there are no special internet deals on insurance. PLEASE find someone you know, like, and trust to help you get a Medicare Supplement plan.

Active employer coverage means you are still actively working, not retired. In this scenario, you have the right to rema...
09/06/2022

Active employer coverage means you are still actively working, not retired. In this scenario, you have the right to remain on your employer’s group health insurance plan if you choose. Your Medicare benefits can coordinate with that coverage. How it coordinates depends on the size of your employer.

The “Medicare Hospital Insurance Tax” is a tax under the Federal Insurance Contributions Act (F**A) that is a United Sta...
09/01/2022

The “Medicare Hospital Insurance Tax” is a tax under the Federal Insurance Contributions Act (F**A) that is a United States payroll tax imposed by the federal government on both employees and employers to fund Medicare.

Turning 65 this summer? Starting to feel overwhelmed with your Medicare choices? Contact us today to request a no cost c...
08/26/2022

Turning 65 this summer? Starting to feel overwhelmed with your Medicare choices? Contact us today to request a no cost consultation.

Fast Fact: You can also qualify for Medicare under these circumstances when you are under age 65: when you have end-stag...
08/25/2022

Fast Fact: You can also qualify for Medicare under these circumstances when you are under age 65: when you have end-stage renal disease, which is kidney failure that requires you to get dialysis or you are waiting for a kidney transplant.

Medicare PFFS stands for Private-Fee-for Service and is a certain kind of Medicare Advantage plan available in select ar...
08/24/2022

Medicare PFFS stands for Private-Fee-for Service and is a certain kind of Medicare Advantage plan available in select areas.

The key to everything that Medicare covers boils down to one question: is it medically necessary? If so, Medicare DOES p...
08/23/2022

The key to everything that Medicare covers boils down to one question: is it medically necessary? If so, Medicare DOES provide Part B coverage for diseases and illnesses of your eyes just like it does for any other body part. If you have glaucoma or macular degeneration or cataracts, your visits to an ophthalmologist for these conditions will be covered just like any other Part B services.

The reason you don’t enroll in Part C at Social Security is that Part C is voluntary. Many people prefer to get their Me...
08/22/2022

The reason you don’t enroll in Part C at Social Security is that Part C is voluntary. Many people prefer to get their Medicare coverage from Original Medicare and traditional Medigap plans. These people do not want a Part C Advantage plan, so they will simply not enroll in one.

Medically Necessary means a health care services or supplies needed to diagnose or treat an illness, injury, condition, ...
08/19/2022

Medically Necessary means a health care services or supplies needed to diagnose or treat an illness, injury, condition, disease or its symptoms and that meet accepted standards of medicine.

Turning 65 soon? Lost in the “Medicare Decision Maze?” Request a no cost consultation today to let us educate you on you...
08/18/2022

Turning 65 soon? Lost in the “Medicare Decision Maze?” Request a no cost consultation today to let us educate you on your options.

A non-preferred provider is a provider who doesn’t have a contract with your health insurer or plan to provide services ...
08/17/2022

A non-preferred provider is a provider who doesn’t have a contract with your health insurer or plan to provide services to you. You’ll pay more to see a non-preferred provider. Check your policy to see if you can go to all providers who have contracted with your health insurance or plan, or if your health insurance or plan has a “tiered” network and you must pay extra to see some providers.

Fast fact a POS Plan is a type of plan in which you pay less if you use doctors, hospitals, and other health care provid...
08/16/2022

Fast fact a POS Plan is a type of plan in which you pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. POS plans also require you to get a referral from your primary care doctor in order to see a specialist.

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