Kristin Sha Boyd, Residential Mortgage Loan Officer

06/05/2026

This week’s national housing data points to a market that is still rate-sensitive, but not frozen. Mortgage rates remain in the mid-6% range, new listings dipped week over week, and active inventory continues to sit above last year’s level. For buyers, the conversation is about affordability and negotiation. For sellers, it is about pricing correctly and understanding that homes are taking longer to move.
https://myoc.io/lenderladytx

NMLS # 957495

06/01/2026

Rates have started to ease, and that’s opening the door for more buyers to make their move. If you’ve been waiting for the right moment, this could be it. Let’s explore your options together.
https://myoc.io/lenderladytx

NMLS # 957495

05/30/2026

This week’s national housing data points to a market that is still active, but more selective. Mortgage rates eased into the end of the week, available inventory remains higher than a year ago, and new listings are slightly below last year on Redfin’s latest weekly read. For buyers, that means more selection and potential negotiating room. For sellers, pricing and presentation remain critical.
https://myoc.io/lenderladytx

NMLS # 957495

05/25/2026

The best homebuying decisions come from clarity, not guesswork.
That’s why I focus on teaching—not selling.
✅ What impacts your approval
✅ What loan options fit your goals
✅ What your real monthly payment looks like
If you're thinking about buying, I’ll help you understand what’s possible.
https://myoc.io/lenderladytx

NMLS # 957495

05/25/2026

Today we pause to remember and honor those who gave their lives in service. Wishing you a safe, meaningful Memorial Day with time to reflect—and time at home with the people you love.
https://myoc.io/lenderladytx

NMLS # 957495

05/18/2026

The best things don’t happen overnight — they grow over time. A home is one of those things. While life happens day-to-day, something bigger is building in the background: stability, opportunity, and future potential. What you start today has a way of showing up for you later.
https://myoc.io/lenderladytx

NMLS # 957495

05/16/2026

This week’s national housing data points to a market that is active but still highly rate-sensitive. Mortgage rates moved higher at the end of the week, inventory is improving, and sellers are showing more realism on pricing. Buyers have more options than they did a year ago, but affordability remains the central conversation.
https://myoc.io/lenderladytx

NMLS # 957495

05/12/2026

5.0 star review received on Experience.com for Kristin Boyd by Jessica R U - Kristen was wonderful! She took such great care of us and was always so patient with our questions and explaining things we didn't understand. She was wonderful to work with and made our first experience buying a home so incredibly seamless.

Click to see all 18 reviews of Kristin Boyd, Licensed Mortgage Professional | NMLS #957495

05/11/2026

Owning your home means knowing your future is on solid ground. Let’s work together to find the place that brings you security and peace of mind every single day.

Send me a message to start your search.
https://myoc.io/lenderladytx

NMLS # 957495

05/10/2026

Celebrating the moms, stepmoms, grandmas, aunties, and mother-figures who make life feel steady, safe, and loved—like home.
https://myoc.io/lenderladytx

NMLS # 957495