Matthew Posey, CMPS

06/13/2024

AGENTS! We're in the relationship business and I understand that your reputation is everything. I also know that you put it on the line every time you refer a client to a lender. At Axia, we're committed to providing white glove service to you and your clients and finding ways to help them achieve their homeownership goals. From Operations to Sales, we all strive to make YOU look good.

But don't take my word for it! Check out what other agents are saying about us.

Reach out to me today and find out what makes us different!

06/06/2024

No need for special exceptions or higher rates and fees! Qualified homebuyers with a valid individual taxpayer identification number (ITIN) are eligible for Conventional financing with Axia Home Loans!

Restrictions apply. Contact me to learn more and to get prequalified today!

06/03/2024

June is National Homeownership Month!

I am so grateful for all of the clients and partners who have placed their trust in me, enabling me to pursue my shared mission with Axia Home Loans: to create sustainable homeownership through responsible lending.

I know the past couple years have been tough and some may feel like homeownership is out of reach. But don't lose hope! You may be closer to achieving your homeownership goals than you think. Reach out to me today and let me put my expertise to work for you!

Let's get you home.

05/30/2024

Empty nest?

If you've been waiting to downsize, now could be a great time. While the market is slowly picking up, inventory is still limited, meaning demand for your home could be high! I have great connections with local real estate agents and would be happy to make a referral.Or, if you're not quite ready to leave your nest yourself, I'd be happy to discuss ways you can make your equity work for you. Contact me today!

05/21/2024

As the inventory of existing homes remains tight, many homebuyers are pursuing new builds and we're here to help! We have experience working with builders and we offer a variety of financing solutions, including one-time-close products, to help make your homeownership dreams come true!

Contact me today to learn more!

05/16/2024

If you're a homeowner, there's a good chance you've built some equity. According to data from CoreLogic, the average borrower had $298,000 in equity at the end of 2023 - $24,000 of that gained in 2023 alone.

You may be able to access your equity without losing the lower interest rate on your first mortgage with a HELOAN or a HELOC. Check out our blog post to learn more about these options, and contact an Axia Loan Originator to find out which solution is best for you!

https://axiahomeloans.com/2023/12/05/what-is-the-difference-between-a-heloc-and-a-heloan/

05/09/2024

When you refinance, you are essentially replacing an existing loan with new loan under a new term and interest rate.

While people often opt to refinance to secure a lower interest rate or reduce their monthly payments, there other reasons, too! For instance a homeowner may want to switch from a 30-year to a 15-year loan, eliminate mortgage insurance, or convert an ARM to a fixed-rate loan. Or they might choose a cash-out refinance to access the equity they've built.

Want to learn more? Reach out to me today!

Replacement of an existing debt obligation (such as a home loan) with another debt obligation under a different term and interest rate.

05/07/2024

There's still time to make the most of Axia's Market Advantage Program!
Buy now and refinance later with no lender (Underwriting & Processing) fees*!

This offer won't last forever, so contact me today!

05/05/2024

5.0 star review received on Experience.com for Matthew Posey, CMPS by Shivraj G - Matt is Awesome, and a pleasure to work with.

Click to see all 317 reviews of Matthew Posey, CMPS, Loan Originator | NMLS # 217244

05/04/2024

5.0 star review received on Experience.com for Matthew Posey, CMPS by Daniel A R - The communication with Matt and his team was fast and efficient. I also appreciate Matt’s individualized advice and guidance

Click to see all 316 reviews of Matthew Posey, CMPS, Loan Originator | NMLS # 217244

05/02/2024

Closing is exciting for any homebuyer. It is the last step when purchasing a home. During closing, ownership of the home is officially transferred from the seller to the buyer. The buyer will sign any remaining documents and will pay closing costs and any fees.

Have questions about the closing process? Give us a call.

Closing is exciting for any homebuyer. It is the last step when purchasing a home. During closing, ownership of the home is officially transferred from the s...

04/26/2024

🏡 vs. 💳
Do you think current mortgage rates are scary? Perhaps. But have you taken a look at that daunting 24.37% average credit card interest rate (according to Investopedia)? 😬💸

With $1.3 Trillion in total equity among US homeowners (courtesy of CoreLogic) and a staggering $1.13 Trillion in credit card debt as of Q4, 2023 (thanks, Forbes), it's time to consider ALL your finance options!

Can you leverage your home equity to tackle that credit card debt? Yes. Could it help lighten your monthly debt load? Let's explore that possibility together! 💡💰 📊

Let's Talk About It https://calendly.com/matthewposey/more-mortgage-information