What are the opening hours?

Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Texas Windstorm Insurance Association

Home
United States
Austin, TX
Texas Windstorm Insurance Association

Connecting with our policyholders and the coast we serve. TWIA's purpose is to provide windstorm and hail insurance in the Texas seacoast.

The Texas Windstorm Insurance Association (TWIA) was established by the Texas Legislature in 1971 in response to regional market conditions following Hurricane Celia in August 1970. TWIA is governed by Chapter 2210 of the Insurance Code (Chapter 2210). TWIA is a residual insurer of last resort and is not a direct competitor in the voluntary insurance market. TWIA provides coverage to residential a

nd commercial properties in certain designated portions of the Texas seacoast territory. The designated catastrophe area is that portion of the seacoast territory where the Commissioner of Insurance has found that windstorm and hail insurance is not reasonably available.

06/10/2026

Don’t wait until a storm to find out how your insurance works.

Ignoring Maintenance Issues Can Complicate Your Claim. Overgrown trees, loose shingles, clogged gutters, and rotted fencing can all increase storm damage risks and delay claims.

Simple maintenance now may reduce damage later. A few hours of preparation today can make recovery easier after a storm.

Contact your agent today, or if you are in the Galveston area on July 18, bring your storm preparation questions to TWIA at our Coastal Preparedness Expo. FInd out more about the FREE event at twia.org/expo.

06/04/2026

Don’t wait until a storm to find out how your insurance works.

Understand your deductible before a storm hits. Your deductible may be higher than you expect. Deductibles are based on coverage limits - NOT the cost to repair covered damage.

Example: If your home is insured for $350,000 and your windstorm deductible is 2%, this means you’re responsible for $7,000 of the repair cost before TWIA can pay on your claim.

Contact your agent today to review your deductible, or if you are in the Galveston area on July 18, bring your deductible questions to TWIA at our Coastal Preparedness Expo. Find more info at twia.org/expo.

05/11/2026

💼 Meeting Alert 💼

TWIA Board to Meet in Austin on May 19

TWIA's Board of Directors will meet at the Hyatt Regency Hotel in Austin on Tuesday, May 19, at 9:00 a.m. CT. The Board will receive routine operational updates, an update on reinsurance and catastrophe funding for the 2026 storm season, and other business of the association. The Board will not consider any action on rates at this meeting. To learn more about this meeting, see the agenda, and find out how to register to attend, follow this link: https://www.twia.org/twia-board-to-meet-in-austin-on-may-19/

All meetings of the TWIA Board of Directors are open to the public. Members of the public are invited to provide public comments in person at the Hyatt Regency Hotel, virtually via Zoom: https://us06web.zoom.us/webinar/register/WN_SDLw93OnTYmvbOGj-8rw5A, or by submitting written comments via email at [email protected]. Interested parties are encouraged to submit comments by noon on Friday, May 15, to enable the Board to receive and review them before the May 19 meeting. All written comments will be provided to the Board regardless of when they are received.

The meeting will also be livestreamed on YouTube: https://youtube.com/live/lTVS_At-Udk

05/09/2026

Are you ready for hurricane season? Take action TODAY to be better prepared for when the worst happens. Understand your risk from hurricanes, and begin pre-season preparations now. Make sure you understand how to interpret forecasts and alerts, and know what to do before, during, and after a storm. Even if you feel ready, there may be additional things you could do or learn.
www.noaa.gov/take-action-today

05/08/2026

A key part of hurricane preparedness is understanding the dangers that remain well after a storm. This is NOT the time to put your guard down. Nearly half of hurricane fatalities occur after the storm.
www.noaa.gov/use-caution-after-storms

05/07/2026

Be prepared for hurricane season by knowing what to do during a storm. Whether you’ve evacuated or are sheltering in place, know what to expect from the hazards you may face. Remain vigilant, stay up-to-date with the latest forecasts and alerts, and continue to listen to local officials.
www.noaa.gov/stay-protected-during-storms

05/06/2026

Do you know what to do when a storm threatens? Prepare for hurricane season by taking the time now to understand the actions needed when time is of the essence.
www.noaa.gov/get-moving-when-storm-threatens

05/05/2026

Prepare for hurricane season by knowing how to understand forecasts. They can tell you a lot about what is expected, including the storm’s paths, rainfall amounts, wind speeds, and more. There is a lot of information available days ahead of a storm, and it is important to understand what it means. www.noaa.gov/understand-forecast-information

02/13/2026

💼 Meeting Alert 💼

Public Invited to Comment as TWIA Board Meets in Galveston on 2026 Storm Season Funding

TWIA's Board of Directors will meet at the Moody Gardens Hotel in Galveston on Tuesday, February 24, at 9:00 a.m. CT. The Board is expected to determine the Association’s 1:50 probable maximum loss (PML) and reinsurance needs for the 2026 storm season. To learn more about this meeting, see the agenda, and find out how to register to attend, follow this link: https://bit.ly/3MdxZX3.

All meetings of the TWIA Board of Directors are open to the public. Members of the public are invited to provide public comment in person at the Moody Gardens Hotel, virtually via Zoom: https://bit.ly/465y8Cw, or by submitting written comments via email at [email protected]. Interested parties are encouraged to submit comments by noon on Friday, February 20, to enable the Board to receive and review them before the February 24 meeting. All written comments will be provided to the Board regardless of when they are received.

The meeting will also be livestreamed on YouTube: https://youtube.com/live/N1x1UpzIqpg

Address

4801 Southwest Parkway, Building One, Suite 200
Austin, TX
78735

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

http://www.twia.org/

Alerts

Be the first to know and let us send you an email when Texas Windstorm Insurance Association posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Texas Windstorm Insurance Association:

Shortcuts

Want your business to be the top-listed Finance Company in Austin?