Eiric Smith - Sr. Loan Officer, PrimeLending, NMLS# 176530

06/03/2026

02/25/2026

Outdated spaces haunting your home?

A renovation loan can bring them back to life - and PrimeLending makes it simple:
Finance upgrades now, pay over time
Roll renovation costs into one easy mortgage payment
Enjoy a streamlined process that keeps things moving

Don't stay stuck with a "frightful" space. Contact us and let's map out your renovation step by step. https://www.primelending.com/about-us/contact

02/03/2026

ATTENTION HOMEBUYERS - Conforming loan limits are about to increase! The FHFA has announced the baseline conforming loan limit will increase to $832,750 in January 2026, the new high-cost ceiling loan limit for one-unit properties will be $1,249,125. Start shopping for your dream home now!

Get the full FHFA announcement here: https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2026

02/02/2026

Your clients in the medical field juggle a lot, and the right home financing can make a meaningful difference.

PrimeLending offers a medical professional program* to help:
- Boost their purchasing power. Avoid monthly private mortgage insurance (PMI)
- Less money down. No prepayment penalties
- Increase home options. Up to 100% financing on loans up to $2 million
- Remove student-loan barriers. Eligibility options if they've finished their residency and are contracted for a future start date
- Now available in every state!

If you're helping them find a place to come home and hang up their scrubs at the end of the day, I'd be happy to share how this program can support their next move.

Product info as of 12/17/25, subject to change.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply. Borrowers must hold a minimum of an M.D., D.O., D.D.S., DNP, DNAP or D.M.D. degree and have an active employment contract (or verification of terms of employment acceptance). This program is not available for Chiropractors. Contact your PrimeLending loan officer for more details.

02/02/2026

Put more cash back into your homebuying budget with help from a down payment assistance program (DPA)*. DPAs can help reduce your upfront costs by contributing toward your down payment and, in some cases, closing costs. There are state, local, and federal programs available-and many buyers don't realize they may qualify.

I can help you explore what's available and see how these programs could fit into your homebuying plan. Message me to see if you qualify.

*Certain restrictions apply. Not available in all areas. Please contact your PrimeLending loan officer for more details.

01/14/2026

As America's Renovation Lender, we've simplified the financing process by rolling mortgage and renovation costs into one loan. Whether you're purchasing a fixer-upper or making improvements to your current home, we offer a variety of programs to help fit your needs.

- One Loan, One Payment - Finance both the home and renovations together, eliminating the need for multiple loans.
- Multiple Loan Options - From FHA 203(k) to conventional and jumbo renovation loans, there are choices for different types of projects.
- Renovation Loan Specialists - Our team helps guide you through the process, from application to completion.

If you're considering a renovation, DM me to talk about how I can help make financing it easier.

01/14/2026

A home is more than a place to live - it's where your family's story grows. At PrimeLending, we're honored to help families build stability, strength, and the foundation for a financial freedom.

With trusted guidance and solutions for every situation, we're here to help you create a legacy that lasts.

12/11/2025

As a veteran and now a VA loan expert, I help fellow service members navigate the tricky parts so you don’t have to stress.
Your benefits are powerful—don’t leave them on the table!

11/14/2025

Tapping into your home's equity can be a smart way to fund big goals-but understanding your options is key. Two popular choices? A cash-out refinance* and a home equity loan**. They may sound similar, but they work a little differently.

A cash-out refinance replaces your current mortgage with a new one (hopefully with better terms) and lets you take out cash based on the equity you've built. It's great if you want to update your mortgage and access funds at the same time.

A home equity loan keeps your current mortgage in place and adds a second loan on top of it-like a bonus boost of cash without changing your main loan. Perfect if you're happy with your current rate but want extra funds for things like renovations, tuition, or travel.

No matter what you're planning, understanding the difference puts you in the driver's seat. DM me to talk through the options and find the best fit for your next move.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan. **All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

11/14/2025

Homes need care-and so do mortgages. A 15-minute checkup gives you clarity and confidence for the year ahead. Book your review now and rest easy.