The Valdez Group

02/16/2021

02/13/2021

Find Financial Flexibility
in Uncertain Times
With a Reverse Mortgage
A reverse mortgage, combined with near historic low interest rates, may allow you to access more equity in your home to establish a safety net, and avoiding incurring investment losses by providing an opportunity for them to recover instead.
Financial Planners and Real Estate Professionals, let's partner together to help our elder community thrive during their retirement rather than worry about having enough money. With these programs, we can work together to find the right solution for your clients.
Call me today to discuss whether a HECM or HECM for purchase is right for you.
512-705-8025
I am available to answer any questions you might have via phone and email. Please do not hesitate to reach out if there anything I can do to help you through these frightening and confusing times.
Stay safe and healthy. Stay home!

04/22/2020

Many financial advisors are recommending the Reverse Mortgage program to homeowners age 62 and older as a successful retirement planning tool. Here are a few ways to structure your pay options.

You can choose to take money as a lump sum or receive monthly disbursements that can be used to pay for living expenses. By doing this, your other investments or benefits will have more time to grow in value before accessing them.
You can also start a line of credit without withdrawing any money. With the line of credit, the available money increases in value over time giving you more money available to access in the future. The amount of money available can even exceed the value of your home and is not affected by changing home values.
We think every homeowner should consider getting a home equity conversion mortgage line of credit as soon as they turn 62. This great financial tool gives peace of mind in safeguarding your financial future.

03/09/2019

Rather than flocking to urban meccas like New York City, Millennials are opting for homes in a variety of cities closer to the center of the U.S.

And rather than flocking to urban meccas like New York City, Millennials are opting for homes in a variety of cities closer to the center of the U.S.

03/08/2019

If you're looking for assisted living, you know that there's no time to make a poor decision and that you need to get it right the first time. Learn from the mistakes other families have made in their assisted living search. Read these tips for finding the right senior living community today.

If you're just beginning your assisted living search, you can't afford to make a poor decision. Get a leg up by learning from the mistakes that other families have made.

03/08/2019

In a culture that idolizes youth, it is important to understand that we must all age. It is time to reclaim aging and grow old gracefully. Here's how.

03/07/2019

Life is expensive but there are many ways to cut costs

Life is expensive in London but there are many ways to cut costs

03/07/2019

Buying a property that hasn’t been built yet is common and is known as ‘buying off plan’. Learn about all of the advantages of the buying off plan and why it is so appealing.

It may sound strange, but buying a property off plan is very popular and could make your property-buying process more personalised and affordable.